subbing for inspiration
Am spending the afternoon making calls and have:
1) cancelled my monthly cell phone plan to make it pay-as-you-go so I can better control costs
2) added an extra $10 to each bi-weekly car loan pymts to make it pay off faster (and learned I can add extra payments at any time which go straight to the principal -- whether it's $0.10 or $100); the lady said it would cut back my repayment term by like 2 years!!! I don't see how that can be possible but if it's true, I will be a very happy camper! Then that freed up money can be used for other things like paying off other debts and/or increasing savings;
3) inquired about increasing my deductible for auto insurance to reduce monthly payments, but my policy renews in about 2 mos. so they told me to call back then.
Next I will see about transferring a credit card debt to a lower interest rate.
Sometimes I scrape together the children's outgrown clothes to take to the second hand store to make some extra money. Usually I get no more than $20 out of the effort. Makes me wonder if it's worth the gas.
I've tried selling some things on Craigslist before but with very little success.
I've sold some things to Cash Converters... that reminds me, I should go there again with a few pieces of jewellery. Sigh! But you gotta do what you gotta do.
Enjoying this thread, thank you mamas!
Edited by Surfacing - 9/20/12 at 9:59am