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October No-Spend Challenge~ TRICKING the pocketbook and TREATING the savings!! - Page 9

post #161 of 167
10/31/12 at 7:05am
Thread Starter 

I'm throwing my hands up in defeat eyesroll.gif  This last half of October has truly sucked as far as no spending, so I'm just refocusing my efforts for November.

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post #162 of 167
10/31/12 at 10:55am

I wanted to end the month with a no-spend, but the Butterfingers won me over.  See you ladies over in the November thread!!!

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

11..  thumb.gif

12..  thumb.gif

13..  $92 winter gear

14..  thumb.gif

15..  thumb.gif

16..  $51 Christmas presents

17..  thumb.gif

18..  $24 Pizza for the kids

19..  thumb.gif

20.. $9 MP3 downloads, $15 cake and ice cream

21..  thumb.gif

22..  $5 salad at pizza place

23..  $29 MOPs registration fee

24..  thumb.gif

25..  thumb.gif

26..  thumb.gif

27..  thumb.gif

28..  thumb.gif

29..  $60 snow-tube

30..  thumb.gif

31.. $15 extra Halloween Candy that we probably don't need, $30 Christmas cards

 

Goal:  15 No Spend Days this month 

Progress:  13 days so far  thumb.gif

post #163 of 167
10/31/12 at 10:56am

Good luck today, tealsmith!!!

 

Quote:
Originally Posted by tealsmith83 View Post

10-30   energy.gifYay!  finally a no-spend day for me!  I am going to try to do it again today...we'll see what happens.  DH and DS have gotten to where they like to go get donuts after church on Wednesday nights.  (sigh)  Doesn't help my no-spend efforts OR my weight loss efforts!  Sheepish.gif

post #164 of 167
10/31/12 at 10:56am

Me too.  Let's have a great November!!!!

 

Quote:
Originally Posted by FillingMyQuiver View Post

I'm throwing my hands up in defeat eyesroll.gif  This last half of October has truly sucked as far as no spending, so I'm just refocusing my efforts for November.

post #165 of 167
10/31/12 at 7:23pm

10/27 and 10/28 no spend

10/29 unbudgeted $20 for gas - wanted to be prepared for Hurricane Sandy

10/30 no spend

10/31 no spend

 

A pretty good month for me - except for that big use of my homedepot card in the middle.

 

 

Hope November has more no-spend days for us all!

post #166 of 167
11/1/12 at 5:18am

10/1:  no spend joy.gif

10/2:  no spend joy.gif

10/3:  no spend joy.gif

10/4:  no spend joy.gif

10/5:  no spend joy.gif

 

10/6:  budgeted spending thumb.gif gas $40, windshield wiper $13

 

10/7:  budgeted spending thumb.gif groceries $41

10/8:  no spend joy.gif

10/9:  no spend joy.gif

10/10: no spend joy.gif

10/11: no spend joy.gif

10/12: no spend joy.gif

 

10/13: budgeted spending thumb.gif groceries $37, misc. $5, DD's bday party $36, $5 beer

10/14: no spend joy.gif

 

10/15: budgeted spending thumb.gif DD's field trip $3.25

10/16: no spend joy.gif

10/17: no spend joy.gif

 

10/18: budgeted spending thumb.gif laundry quarters $20 (will last about 6-8 weeks)

10/19: no spend joy.gif

10/20: no spend joy.gif

 

10/21: budgeted spending thumb.gif $35 groceries, $4 soap, $36 gas, $10 bought toys from kids to declutter

10/22: no spend joy.gif

10/23: no spend joy.gif

10/24: no spend joy.gif

10/25: no spend joy.gif

 

10/26: unbudgeted spending Sheepish.gif $17.75 thrift store finds

 

10/27: budgeted spending  thumb.gif $53 groceries, $175 Christmas presents for the kids

10/28: no spend joy.gif

10/29: no spend joy.gif

 

10/30: unbudgeted spending Sheepish.gif $44 etsy, $13 grocery store

10/31: no spend joy.gif

 

I ended the month with an extra $25 from all of my budgeted categories (I use the cash envelope system, which I highly recommend for anyone having a hard time controlling their spending--feels much more like spending money when you're handing over cash instead of plastic!)  I'm going to put that into my sinking fund.  Starting fresh today and hoping to have as much control as I did in October!

post #167 of 167
11/1/12 at 6:20am

1 thumb.gif budgeted egg delivery $27.75 plus mortgage

2 greensad.gif mandatory school fundraiser $100

3 thumb.gif budgeted groceries $138

4 greensad.gif TJ Maxx clothes $214

5 greensad.gif Package store for wine had company coming

6  thumb.gif budgeted pet food used coupon $56

7 thumb.gif

8 thumb.gif

9 thumb.gif

10 thumb.gif

11 thumb.gif Went to $5 movie night but didn't know that the movie the kids picked was 3D cost extra greensad.gif $9

12 thumb.gif budgeted grocery stock up trip strategically planned with coupons (4 stores in 1 day) $280

13 thumb.gif

14 thumb.gif

15 thumb.gif

16 thumb.gif

17 thumb.gif budgeted raw milk & oats $20

18 thumb.gif

19 thumb.gif

20 thumb.gif gas $38

21 thumb.gif returned most of the TJ Maxx purchase decided it wasn't needed got $165 backjoy.gif

22 thumb.gif

23 thumb.gif bought DD's B-day gift boots $164

24 thumb.gif paid utility $124

25 greensad.gif stopped at grocery store to get a few things for DD's B-day dinner ended up spending $124. Gave DD2 money for book fair $7

26 thumb.gif paid off a CC $2220 joy.gifonly one left to go!

27 thumb.gif

28thumb.gif

29 greensad.gif  Sandy scared me into going grocery shopping when our food budget was already blown for the month, filled both cars with gas & got propane for grill...

30 thumb.gif

31 thumb.gif Took an extra shift at work and scored a ton of over ripe bananas that I'm freezing for baking/smoothies joy.gif

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