October No-Spend Challenge~ TRICKING the pocketbook and TREATING the savings!! - Page 2

[honeybee80]

I just put money into savings for the first time since May--woohoo!! :)

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending 

I filled my gas tank up today and bought a new back wiper for my car, but within budget.  

I also planned a good part of DD's bday party (which is on 10/20) and borrowed a bunch of stuff from my parents instead of trying to buy it (I would have bought from a thrift store anyway, but free is better!).  I borrowed tea cups and saucers and a teapot (she's having a costumed tea party).  I also planned the food and decided that for a little project, the girls will paint small pumpkins or gourds to take home (which I'll buy for fairly cheap and will also serve as the centerpiece for the table) and I will send them home with some chocolate chip cookies that I bake myself.  The food will include hot spiced apple cider, apples with caramel sauce, and pumpkin cupcakes with buttercream frosting.  I budgeted $30 for this party and I think I will definitely be able to stay within that! :)  

Tomorrow's the day I will look at my budget again and decide what I will need to spend money on for the next week.  Week 1 = success!

[althara]

10/5 - Lunch again $12

10/6 - Lunch and dinner $56

Having a house guest and moving my office Saturday has really thrown off my routines. I'll do better Sunday.

[caiesmommy]

'm a sahm of 3. Ds(6),Dd(3) and Dd(turning 1 next month). I have a birthday party to host for dd's !st birthday next month and with Christmas coming up I really need to watch unneeded spending. Oh and then I have other DD turning 4 in January and a baby shower to throw the weekend after. The next few months on top of bills will be really hard...sigh

no spend

planned spending(groceries/gas/birthday stuff)

unplanned spending

1-

2-

3-

4-

5-

6-$75.00 electric bill payment

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending  gas $40, windshield wiper $13

10/7:  budgeted spending  groceries $41

As far as spending this week, groceries are done, so I just need to make what I have work (which shouldn't be a problem).  If I can find used snow pants for DD, I will buy them.  I am going to see music on Saturday night and I'm going to plan on having to buy a ticket, although I might be able to get one for free--not sure yet, though.  While I will be going out, I will NOT be buying any drinks--that will kill my budget REALLY fast!  That should be it as far as spending goes this week.  Hoping to have another successful week!

[FillingMyQuiver]

Key:

  No Spend/ Budgeted spending

  Unbudgeted Spending

  Crafted for at least 30min

1. 

2. 

3.   

4.   Had to bring DS2 in to the dr for a uti, appt was right at lunch time and didn't pack anything.  $25 copay, $45 for antibiotics, $30 for lunch for me and 5 kids.  expensive day

5.   

6.    Ended up having to buy a few extra things at the Scout Shop and overspent the grocery budget, frustrating b/c we stuck to the grocery list, prices on some of the items have gone up.

7. 

[tealsmith83]

been spending this month so far, but on vacation right now, so kind of impossible not to.  Hope to get home with some money left over.  just spent $41.00 on lunch (includes tip) and also spent $16.00 on beach shoes.

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending  gas $40, windshield wiper $13

10/7:  budgeted spending  groceries $41

10/8:  no spend 

[tealsmith83]

Tuesday:  vacation

$12.00 bike rental

$13.00 lighthouse tour

$5.02 grocery store

Not too bad today considering!

[FillingMyQuiver]

Key:

  No Spend/ Budgeted spending

  Unbudgeted Spending

  Crafted for at least 30min

1. 

2. 

3.   

4.   Had to bring DS2 in to the dr for a uti, appt was right at lunch time and didn't pack anything.  $25 copay, $45 for antibiotics, $30 for lunch for me and 5 kids.  expensive day

5.   

6.    Ended up having to buy a few extra things at the Scout Shop and overspent the grocery budget, frustrating b/c we stuck to the grocery list, prices on some of the items have gone up.

7. 

8.    Registration for DS1 and DH for scouting (budgeted).  Ended up being less than I thought it would be (thankfully).

9.   

[caiesmommy]

'm a sahm of 3. Ds(6),Dd(3) and Dd(turning 1 next month). I have a birthday party to host for dd's !st birthday next month and with Christmas coming up I really need to watch unneeded spending. Oh and then I have other DD turning 4 in January and a baby shower to throw the weekend after. The next few months on top of bills will be really hard...sigh

no spend

planned spending(groceries/gas/birthday stuff)

unplanned spending

1-

2-

3-

4-

5-

6-$50.00 electric bill payment

7-$40.00 groceries

8-

9-$175-bills/halloween shopping

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending  gas $40, windshield wiper $13

10/7:  budgeted spending  groceries $41

10/8:  no spend 

10/9:  no spend 

[greenmamato2]

Hi everyone - I'd like to join in.  I'm Kristin, a WOHM to 2 girls, and a boy on the way (due in less than a month).  I only recently got my job, so we are still playing catch up from 2 years of being upside down in our budget each month.  With the holidays and gobs of birthdays approaching, I know we won't be no-spend, but I am hoping to limit unnecessary spending, and would like to track where our $ is going better so we can make better choices, especially since I won't be working as much over the next 2-3 months with the baby coming.

[orangemomma]

10/6 no spend

10/7 $2 apple cider at a local festival - unbudgeted

10/8 no spend

10/9 $10.19 on oil for the car - unbudgeted

10/10 no spend

My budget is so tight that after I pay the bills for this week and buy bday presents for DS - both budgeted for - I will have $12 to get me to next payday 10/19. This scares me. This is my first month doing a budget as per Dave Ramsey and I am not liking it. I could borrow $$$ from my SO if I have to, but I want to figure this out.

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending  gas $40, windshield wiper $13

10/7:  budgeted spending  groceries $41

10/8:  no spend 

10/9:  no spend 

10/10: no spend 

[FillingMyQuiver]

Key:

  No Spend/ Budgeted spending

  Unbudgeted Spending

  Crafted for at least 30min

1. 

2. 

3.   

4.   Had to bring DS2 in to the dr for a uti, appt was right at lunch time and didn't pack anything.  $25 copay, $45 for antibiotics, $30 for lunch for me and 5 kids.  expensive day

5.   

6.    Ended up having to buy a few extra things at the Scout Shop and overspent the grocery budget, frustrating b/c we stuck to the grocery list, prices on some of the items have gone up.

7. 

8.    Registration for DS1 and DH for scouting (budgeted).  Ended up being less than I thought it would be (thankfully).

9.   

10.    Ate out for lunch $30!!  Ugh, this should be the last time for the month.  Had a MW appt and needed to eat right after, poor planning and all.  Also, DH had a dentist appt, $75 OOP.

11. 

[Crunchy*VT*Mom]

11..  

12..  

13..  $92 winter gear

14..  

15..  

16..  $51 Christmas presents

17.. 

18..  $24 Pizza for the kids

19.. 

20.. $9 MP3 downloads, $15 cake and ice cream

21.. 

22..  $5 salad at pizza place

23..  $29 MOPs registration fee

24.. 

25.. 

26.. 

27.. 

28.. 

29..  $60 snow-tube

30.. 

31.. $15 extra Halloween Candy that we probably don't need, $30 Christmas cards

Goal:  15 No Spend Days this month 

Progress:  13 days so far 

Edited by Crunchy*VT*Mom - 10/31/12 at 10:54am

[honeybee80]

10/1:  no spend 

10/2:  no spend 

10/3:  no spend 

10/4:  no spend 

10/5:  no spend 

10/6:  budgeted spending  gas $40, windshield wiper $13

10/7:  budgeted spending  groceries $41

10/8:  no spend 

10/9:  no spend 

10/10: no spend 

10/11: no spend 

I even went out tonight--went to see music, had a beer...benefits of being friends with musicians! ;)

[Crunchy*VT*Mom]

  My wallet is locked in the filing cabinet.  We've got a lot of family stuff planned today -- it is going to be a great no spend day.

Originally Posted by Crunchy*VT*Mom 

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My Goal = Spend as little as possible.

[greenmamato2]

I have been no spend for the past few days, since I started for this month.  I am making out the budget for planned expenses right now for this paycheck (we have to do things that way), so that will cover us for the next week. 

One nice thing is that my MIL and mom both brought over some food to us yesterday unexpectedly.  We got salmon, a turkey breast, chicken breasts, and two pre-cooked meatloaves.  We also got some yummy fruits and veggies that will help a lot with supplementing our grocery bill.  We shouldn't be spending too much on groceries this week, thankfully.