So for the first 30 years of my life i was always broke and even if I managed to save a few bucks something always blew up that cost double. Since my divorce however i've been doing better and better financially, including several raises/bonuses/etc.
I've been saving every spare dime and setting up a auto withdrawl to my savings account every time something changed financially so that i'd keep living off the salary I was making 5 years ago. Whats funny is I feel as if I have quite a lot to live on :)
My previous job I was paid on the 5th and 20th (weird huh?) so my autosave reflected that. I traveled about a week out of every month towards the end there, and my company was really bad about doing my expenses in a timely manner so i'd often borrow what I needed out of savings and put the check directly in savings when I received it (usually more than I moved over).
I started a new job in may and it pays me around 300 a paycheck more than the previous job, however I get paid biweekly so in nov/march/may/aug I will get 3 paychecks instead of two. Since majority of the money i spend is mortgage/bills/car/daycare that means i'll have a full paycheck of "excess"
my ex got paid the same way, however we were so broke and he made very little to begin with that the extra paycheck just ment I could put more towards bills or extra groceries. I didn't have to worry about how to save it!
Anyone have any advice for me?
I'm wondering should I just put one of the checks into savings? split the difference between 2 or 3 of them?
I got an "extra" check in aug, but with (still!) waiting on expense checks from my previous employer, and paying my sister (she drove down and watched the kids a few weeks because she was bored), paying for my mom to fly down, paying for my dad to fly down...and the increase in daycare (no school was double the daycare price) I didn't notice it then,