We have been a one-income family for a LONG time (years and years), and learned to live frugally within our means. 2 years ago my husband had to switch jobs where he is now getting less than half of what he did at his last job. Needless to say, we have been in a huge financial crunch.
I finally found a job that I *LOVE,* that fits with my family's dynamic and schedule, and that I can do while still helping my family with all the things we do to keep it frugal. This hasn't quite doubled our income, but it has helped a LOT. That said, we have spent the last 2 months of my income just catching up on past bills, etc.
Now that we're caught up it feels like we have so many OTHER things to catch up on. For example, I'm about to have a baby (my due date is one month from today). I am having to get all of the cloth diapers we need for him, inserts, etc. We are going the inexpensive route, and buying used, trading, and getting some cheap ones from China. We're trying to be frugal, but let's face it - it's another expense (I know it would be with disposables too, and that this comes out cheaper in the end). We had been going to the food bank primarily, so now that we have funds to be able to get food, we're stocking up on things we haven't been able to have on hand in a long time, though we're still cooking as frugally as possible. We have car repairs waiting for us to have the money to take care of and heaven knows how much that will cost. We're paying for car insurance again, now that we can afford it. I don't even want to think about the onslaught of birthdays and holidays coming up between now and the end of the year and what that will mean financially, even though we have been planning as much as possible throughout the year and make what we can from scratch.
It always feels like there is something we have to do, and I want so much for us to start really seeing the effects of me working - a savings, possible investment, being able to get health insurance for the whole family (only a few of us are covered with low income insurance right now).
I shouldn't be TOO surprised because we're still not making as much as we were when hubby was working his last job, even with hubby and me working a combined 5 jobs now.
Is anyone else facing this? Any tips for how to get ahead?