I'm brand new here, and at the suggestion of another member in the Queer Conceptions thread I am starting a new thread here to ask how anyone navigated getting insurance and/or FSA to pay for anything along the way.
I'm looking for any getting started resources as far as navigating this stuff. I live in Illinois where infertility is covered after a year of trying and I am wondering, since we're interested in starting in the next year if I should start building some kind of "proof" of trying (even if we're not because we're two women!) like even asking my doctor about stuff? I did read in another post that Illinois qualifies trying as unrpotected sexual intercourse between a man and woman and I can run into snags there. But I really want to know how other people handled this. I am worried about setting off a red flag if I talk to my insurance (does that even happen?). I really want to figure out if I should just "say" I've been having unprotected sex with a man for the last year, when we are officially-officially ready, if I should be honest, if I should be honest with my health care provider and ask their advice? But I'm really worried about something coming up in my chart somewhere that would raise a flag later.
Also, as far as I know I don't have any "actual" infertility issues other than the fact that my partner can't produce sperm. I have some thyroid issues (ie., removed due to cancer) that require monitoring, and have uterine polyps removed but I don't think that would qualify for my infertility on its own.
Thanks so much for reading this! I really do appreciate it.