Wow. December is a very hard month to watch your spending. Wow.
Today I'm going to Costco. I would very much like to go to Costco without any children because toys are living large in that store this time of year. but I've got to take them. grrrrr....
And my friends are planning a lot of nights out -- I'm a very social person and I don't like to live like a hermit...but I keep reminding myself how much more fun it is going to be AFTER January 1st when I can go out without that second mortgage hanging over my head.
I just declined a couple of invitations. That was hard.
But these are short term sacrifices. My friends will still be going out in January. And February. And so on...
I just need to hold that money tight for a few more weeks.
TODAY....my goal.... is to go to Costco with a list. Buy only the things on my list (exciting things like milk and cat litter) and if I buy ONLY that necessary budgeted stuff, then I get a no-spend for the day.
(See SweetSilver you are influencing me with the mini-goals! )
December is incredibly hard for No Spend!!
Keep reminding yourself Prudence, "Live like no one else now, so later you can live like no one else!" The sacrifice of going out with friends IS only temporary.
As for going to Costco with the kids on tow, I feel your pain That's one of my major issues with Costco, the temptation it presents to my children. I'm able to walk away from most of the stuff, but the toys, they call to my children every time we go.