I am in DRASTIC need of help. I have a LARGE amount of debt. I have 6 kids and we are a single income family. We BLEEEEED money and I just don't know how to fix any of it. We filed bankruptcy probably 10 years ago and are in the position where I am really close to thinking about doing it again. I don't know that we will ever have good enough credit to buy a home, and the thought of getting 6 kids through college makes me queasy. I work full time as a nurse, try to get overtime as I can, but we never end up with money at the end of one pay cycle to put away for any savings. I no joke have $0 in savings. We live pay check to pay check and I need to learn how to fix this problem. We went down to 1 car over a year ago hoping that would help, and still I just cannot get a handle on it. PLEASE....any suggestions will help me.