Timely Payment of Health Care Claims?

[monkeyscience]

Not sure if this is the best forum for this, but I'm wondering if anyone knows how long an insurance company has to pay or deny a claim once they receive it? (I'm in Texas, if that matters.) My insurance company has been sitting on my speech therapy claims for a month now. I am planning to call to ask about it this week, but if there is any legal leverage I can use, I'd like to know about it!

[goldenwillow]

Contacting the insurance commission for your state is a great start and finding out the laws there.  Then you could make a complaint and they may even advocate for you to get them taken care of. 
 

[goldfishkate]

Many insurance plans will only cover speech theraphy for rehab (such as after a stroke) and not for developmental disorders, but it completely depends on your specific plan. My bet is that the insurance company is reviewing your claim, but give them a call and you'll know for sure.