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January No Spend Challenge~ Ringing in the New Year with $$ in our Pockets!!! - Page 15

post #281 of 485

Key:

No Spend/Paying Bills thumb.gif

Budgeted Spend eyesroll.gif

Unbudgeted Spend irked.gif

Did Something Frugal at Home treehugger.gif

 

**15/25 No Spend/Budgeted Spend Days**

**$480/$480 Grocery/Med Budget**

 

 

December 28: thumb.gif Paid rent, electric, water, adt, credit card and van payment for $1,232. But our van payment is now current so we're current on all bills! 

December 29: thumb.gif We'll be spending the day with the inlaws. 

December 30: thumb.gif Budgeted spend on pizza, we got home from out of town at dinner time and I needed to buy groceries! We also got some snacks for the road but my dad had given us "coke money" for the trip (I had gone to the store for him and he told me to keep the change).

December 31: thumb.gifirked.gif Ah groceries. I spent $150 almost even on food, herbs, meds and wipies. My DH will be going to the other store here in a bit to get our milk and produce. My unbudgeted spend was a pair of sweat pants on sale for the little one who didn't have any (and it's cold enough he needs warm pants around the house). They were $4. I also got 3 packs of toss and go sippy cups for $6.

January 1: thumb.gif Well I was going to send DH to the post office but it's closed, so no spend!

January 2: irked.gif Found out that when my dentist talked me into a "deep clean" it turned me into a periodontal patient and my insurance doesn't cover all periodontal cleanings so I have to go every 3 months to be tortured and can't stop being a periodontal patient until I "get better". Sigh. $30 copay for that today. $9 for stamps. $22 for paper kitchen items (plates/bowls/etc) and tissues because I'm trying to get over the flu and can't keep up with the house. Sigh.

January 3: thumb.gif treehugger.gif I'm still getting over the flu and now DH has gastroenteritis (Lord help us) so another day inside until we have speech therapy at 1:30. We only have $50 left and I'm not touching it! Next pay period will be more challenging because I'll have more $$ available which makes it harder not to spend it! For my frugal thing done at home I made a quadruple batch of steel cut oats for breakfast and divided it into qt sized jars for quick breakfasts later this week. :)

January 4: irked.gif Alright..*shame* I'll put the worst things first: Movie for the boys $10, donuts for breakfast $7 and workbooks from targets dollar section because we haven't been able to afford our home school curriculum yet $4. I also got floss (the string kind since the stick kind I've been using apparently don't work well) $3 and instant potatoes $4. Now to go hide in shame.

January 5:irked.gif treehugger.gif My oldest is autistic and tends to obsess over things. Lately it's been Christmas lights. Tonight is the last night that we have a local light display, it's 5.5 miles of lights. We have been at least 5 times since Thanksgiving. So I took the boys tonight and I don't feel bad. :) $10 So usually we eat oatmeal 3-4 times a week and sweeten it with maple syrup. Well real maple syrup is expensive, so today I cooked 3/4 c frozen berries with 1/4 c water and 2 T maple syrup. Blended it all together and voila, healthier "pink" oatmeal even yummier and cheaper. 

January 6: thumb.gif Staying home today..marriage drama, 30 weeks pregnant, a 2 yo and a 4 yo..I'm worn out. :(

January 7: thumb.gif whistling.gifToday is my birthday and I'm feeling kind of down so I've decided that I want to go to starbucks later and get a tall drink and wander Target by myself for some peace. :) And my mom just told me she wants to send me an "e-gift card" so I don't have to buy it myself so yay! A no spend day! The e-giftcard thing is cool, you can email someone a giftcard and they just print it off and use it like a regular gift card!

January 8: thumb.gif Not much to tell! 

January 9: thumb.gif Staying home today, it's cold and rainy. I think I'll make a big batch of breakfast food later.

January 10: thumb.gif Got some birthday money and got a couple things for myself and the boys but since it's not budgeted I'm not counting it. We also got enough for a year membership to the childrens museum so I'll be buying that on Monday!

January 11: thumb.gif Doing these next few days in advance, we'll be staying home except for church on Sunday and nothing to buy there!

January 12: thumb.gif treehugger.gifA friend gave me her extra bountiful basket! I'm trying to keep my kids out of it so I can make strawberry/carrot muffins for snack. :)

January 13: thumb.gif

January 14: thumb.gif PAYDAY We are so spending money but it'll be budgeted..$465 on bills (cell/internet, insurance, adt), $250 on the gas card, $23 to the army for an overpay, $30 on haircuts for the kids, $45 on diapers, $55 on cloth pull ups, $80 for a years worth of laundry soap, $20 for school stuff, $70 savings for Christmas, $185 in our savings jar and $21 in the kids savings jar. Phew. I also have to go grocery shopping but I'll do that later this week. Speaking of which, I've increased our food budget so we can buy some meat in bulk.

January 15:irked.gif I'm gonna take a spend day today. I have to get a new tea kettle. We drink hot beverages a lot. I drink hot lemon water in the mornings and hot chocolate at night (I get munchies and hot chocolate is so much cheaper than buying snack food!), DH makes instant coffee probably daily. I've been using a small pan but it's always dirty from cooking and I may sound lazy but when I want hot water I just want hot water, lol. I will go and just get that and also get our gas money on a gift card. I'm also irritated because I accidentally put twice the amount I was supposed to in our Xmas fund and it's ING so I can't transfer half of it back out until the 22nd. We're supposed to be going to the childrens museum in Austin but I don't know if the money will be there yet now thanks to my irresponsibility. Sigh. **Add to this DH just told me I had to order him a new birth certificate or he can lose his security clearance so that's $30. Dang it.* So now I'm not paying a couple things until that one payment to ING comes back in a week. Gah.

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post #282 of 485

No Spend Day - thumb.gif

Budgeted Expense - eyesroll.gif

Unplanned Expense - irked.gif

Made Do or Mend - thumbsup.gif

 

1/13: eyesroll.gif  I've actually been home decluttering most of today so my only expense on my part was our weekly offering at Mass - $10.  DH did the grocery shopping from my list and we only shopped sales to replenish the freezer and pantry.  $266 - it was a big replenish.  He also used our accumulated gas points to fill up my car (I have the longer commute) - $2.95/gallon and got 13 gallons for a total of $38.61.  And all of it budgeted!!

 

1/14: thumb.gif

 

1/15: irked.gif Unexpected run to the grocery store - baking in my class today and I didn't have as much on hand in the classroom as I thought.  I spent $9.72 but will be reimbursed for most of it (we needed trash bags).  I was going to grab a diet coke while I was there and decided it was healthier and cheaper for me to just drink the water I had in the car. thumbsup.gif  Impulse buys like that are my downfall!

 

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post #283 of 485

key:

no spend-thumb.gif     

budgeted spend-winky.gif       

over budget or not budgeted-greensad.gif   

hung clothes on line- hang.gif

used the fireplace at least part of the day treehugger.gif

 

1/1: thumb.gif  hang.gif

1/2: thumb.gif  hang.gif

1/3: thumb.gif  hang.gif treehugger.gif

1/4: thumb.gif  hang.gif treehugger.gif really woke up too late to do a good fire, though. I'm not sure it will be down to embers in time to close the flue before we go to work. So far, so good but I realized today that I need to buy my high-potency vitamins for my adrenal fatigue and I only have $10 for supplements this month due to school having been closed. Maybe I'll see what kind of multivitamin I can get for that at Costco and live with that until I save up money for the Dr. Rind or Dr. Wilson stuff.

1/5: thumb.gif not home

1/6: thumb.gif not home

1/7: winky.gif

1/8: thumb.gif

1/9: thumb.gif

1/10: thumb.gif

1/11: thumb.gif

1/12: thumb.gif

1/13: winky.gif

1/14: winky.gif hang.gif

1/15: thumb.gif i did not get my cs check into the bank on time so i will have to pay a late fee tomorrow on my electric bill.

1/16: greensad.gif late fee on electric bill (i already know i'll have to pay one.)

post #284 of 485

key:

no spend-thumb.gif     

budgeted spend-winky.gif       

over budget or not budgeted-greensad.gif   

hung clothes on line- hang.gif

used the fireplace at least part of the day treehugger.gif

 

1/1: thumb.gif  hang.gif

1/2: thumb.gif  hang.gif

1/3: thumb.gif  hang.gif treehugger.gif

1/4: thumb.gif  hang.gif treehugger.gif really woke up too late to do a good fire, though. I'm not sure it will be down to embers in time to close the flue before we go to work. So far, so good but I realized today that I need to buy my high-potency vitamins for my adrenal fatigue and I only have $10 for supplements this month due to school having been closed. Maybe I'll see what kind of multivitamin I can get for that at Costco and live with that until I save up money for the Dr. Rind or Dr. Wilson stuff.

1/5: thumb.gif not home

1/6: thumb.gif not home

1/7: winky.gif

1/8: thumb.gif

1/9: thumb.gif

1/10: thumb.gif

1/11: thumb.gif

1/12: thumb.gif

1/13: winky.gif

1/14: winky.gif hang.gif

1/15: thumb.gif i did not get my cs check into the bank on time so i will have to pay a late fee tomorrow on my electric bill.

1/16: greensad.gif late fee on electric bill (i already know i'll have to pay one.)

post #285 of 485

I made it through the day without spending anything. I didn't even go out to the grocery store--instead of buying lettuce for salad and BLTs, I used some avocados that were getting close to the edge and made BATs lol.gif I did pick up our co-op food, but that was budgeted for and $24 less than planned. Now if I can get white beans soaking tonight and cauliflower prepped for roasting tomorrow, I might even be able to get out of going to the store tomorrow too!

 

Key: 

No frivolous/unbudgeted spending: thumb.gif

Unbudgeted spending: irked.gif

Ate at home all day: yummy.gif

 

12/30: thumb.gif

12/31: irked.gif

1/1: yummy.gif thumb.gif

1/2: yummy.gif thumb.gif

1/3: irked.gif $15 at Starbucks

1/4: yummy.gif irked.gif $9 in library fines 

1/5: yummy.gif thumb.gif

1/6: yummy.gif thumb.gif

1/7: yummy.gif irked.gif $60 on clothes, $15 on sneakers, and $20 on desk organizer

1/8: irked.gif $40 on desk organizing supplies, $15 on pizza for dinner

1/9: yummy.gif irked.gif $42 on black loafers, $2 library fine

1/10: irked.gif $25 on lunch out

1/11: irked.gif $25 on bagels and lunch, $25 on pizza for 6

1/12: irked.gif $23 on Moe's for dinner

1/13: yummy.gif thumb.gif

1/14: yummy.gif thumb.gif

1/15: yummy.gif thumb.gif

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post #286 of 485

1/15 smile.gif budgeted spending today.  I need to figure out exactly how much to budget each month for eating out and random snacks, but I know we will do fast food or cheap takeout once a week. 

$28.57 drugstore

$3.14 convenience store

$11.87 fast food dinner

 

otherwise I wasn't able to accomplish much of anything because the baby is sick greensad.gif

post #287 of 485
Quote:
Originally Posted by delightedbutterfly View Post

Jan 13: $40.79 on groceries (although this was mostly "man" food) and he got me another Slurpee but must have paid cash wink1.gif And I'm sending him out for dinner again (and not feeling guilty about it) because I do NOT have the energy to A)cook and B) face the mess in the kitchen from DH cooking over the last couple days... I cleaned the bathroom and did laundry today... my energy is GONE! Probably around $30...

Jan 14: DH *did* come down with it late last night greensad.gif so while he missed a day at work it looks like he is doing better! I'm sleeping in the guest bed again tonight... MUST make a *new* mattress in here a budget item, this one used to be my grandparents and it was an extra guest bed at my parents... I can't hazard to guess how old it is but it is horrible!!! However we didn't spend today, I still had my DC kid (mom figures he'll end up sick with this eventually anyways) and we ate all "meals" at home! yummy.gif

Jan 15: Finally got out of the house today. Slept better last night! Did horrible on the no spend... Bought myself and youngest breakfast out $17 and then spent $69 on much needed fresh groceries and $30 on a home decor item, was supposed to be $35 but when I got there she told me to only give her $30... It's a local at home mom business and she makes amazing stuff, a total splurge yes but I had already agreed to purchase before the new year, she was just away until now. I'm taking the other $5 and putting it towards our EF smile.gif

$109.79/$200 weekly grocery budget
$30/$?? weekly stuff budget
$0/$?? weekly gas budget
$47/$?? weekly eating out budget (would like this to be $50 a week to start, with a goal of $100 a month but that could be unrealistic)
$27.89/$50 monthly dog budget
post #288 of 485

Wednesday 16th January:

$2.99 - Dh forgot his lunch at home and had to go out and buy some. I'm going to take this out of the grocery budget since the lunch he didn't take (canned fish) was put back into the pantry to be taken on another day. So even if lunch was taken for the day, it still would have been about $3 worth from the pantry that I'd have to replace anyway.

 

$55.31 spent from $1000 budget for groceries thumb.gif

 

What I did today to save money:

Got creative! I'm not a daring cook and I tend to stick to about 14 different tried and true recipes - Egg main meals are not one of them. Today, I thought I would experiment and I managed to make a tasty egg dish that's going to stay on our menu list.. An entire tray's worth (dinner with seconds and lunch for dh) for only $8 worth of pantry and fridge items. Definitely a winner in terms of budget and good health. smile.gif

post #289 of 485
Quote:
Originally Posted by JunebugsMom View Post

otherwise I wasn't able to accomplish much of anything because the baby is sick greensad.gif

 

Oh no!  I hope your baby is better soon. 

post #290 of 485

love.gif  No spend

thumb.gif  Budgeted spend

irked.gif   Unbudgeted Spend

treehugger.gif  Do something frugal at home

 

January 1 -- love.gif  treehugger.gif  lowered temperature on hot water heater

January 2 -- irked.gif   $10.50 food at airport  treehugger.gif  soaked beans for dh and kids

January 3 -- love.gif

January 4 -- love.gif

January 5 -- love.gif  

January 6 -- irked.gif  $3 tea at airport

January 7 -- thumb.gif  well baby check up  treehugger.gif  soaking more beans for meals, lowered heat 2 degrees

January 8 -- love.gif  treehugger.gif  delayed our grocery shopping for another day

January 9 -- love.gif  treehugger.gif  delayed our grocery shopping for yet another day

January 10 -- thumb.gif  grocery shopping 

January 11 -- love.gif  treehugger.gif  shut down the heat due to warm temps

January 12 -- love.gif  treehugger.gif  dh repaired kitchen faucet

January 13 -- love.gif

January 14 -- irked.gif $20 shoes, $20 birthday present, $30 haircuts

January 15 -- love.gif  

January 16

January 17

January 18  PAYDAY

 

 

 

 

My goals:

 

Save 50% of Jan 4th paycheck -- done!

Save 20% of Jan 18th paycheck

Do something frugal every day

Make every dollar matter

 

post #291 of 485

thumb.gif No spending     winky.gif  Budgeted spending    joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

January 

01  thumb.gif

02  winky.gif Groceries greensad.gif Bought lunch $5.31

03  greensad.gif Bought lunch out $5.31

04  winky.gif Filled my tank with gas, paid for my DD's school sport fee,   greensad.gif bought lunch $6.50, went out for dinner with a gift card DH won but went over by $35@

05  joy.gifExchanged a Christmas gift, for bras that I was in dire need of, found on clearance $5 each I got 4!!!! greensad.gif Bought Chinese $20

06   thumb.gif

07   winky.gif  Bought a few things to make lunches during my lunch hour, also bought my lunch $6 greensad.gif

08    thumb.gif  joy.gif  Started reading DR, sat down to go through January spending & make some changes!  

09   winky.gif Bought groceries

10   thumb.gif

11   greensad.gif   Went to mall with my sister bought myself lunch $10

12   thumb.gif  joy.gifBottled two dozen bottles of Kombucha & made two gallons of tea to brew more kombucha!

13  joy.gifGot free tickets to local theater!  Spent $14 on water & snacks greensad.gif

14   winky.gif  Picked up a few things from grocery store

15   winky.gif  Sending DH to the cheap grocery store today for a couple more things that will help to stretch the food that we already have!

16   winky.gif  Spent about $100 on Frontier Co-op, put $100 in savings account AND...PAID OFF FINAL CREDIT CARD FROM CHRISTMAS EXPENSES!!!! Yahoo!

The DR Debt Snowball method has served us well!  We have had many bumps in the road and hiccups along the way, we didn't give up using CC's all together & I just started reading DR's book this month!    

post #292 of 485

Key:

No Spend/Paying Bills thumb.gif

Budgeted Spend eyesroll.gif

Unbudgeted Spend irked.gif

Did Something Frugal at Home treehugger.gif

 

**16/25 No Spend/Budgeted Spend Days**

**$480/$480 Grocery/Med Budget**

 

 

December 28: thumb.gif Paid rent, electric, water, adt, credit card and van payment for $1,232. But our van payment is now current so we're current on all bills! 

December 29: thumb.gif We'll be spending the day with the inlaws. 

December 30: thumb.gif Budgeted spend on pizza, we got home from out of town at dinner time and I needed to buy groceries! We also got some snacks for the road but my dad had given us "coke money" for the trip (I had gone to the store for him and he told me to keep the change).

December 31: thumb.gifirked.gif Ah groceries. I spent $150 almost even on food, herbs, meds and wipies. My DH will be going to the other store here in a bit to get our milk and produce. My unbudgeted spend was a pair of sweat pants on sale for the little one who didn't have any (and it's cold enough he needs warm pants around the house). They were $4. I also got 3 packs of toss and go sippy cups for $6.

January 1: thumb.gif Well I was going to send DH to the post office but it's closed, so no spend!

January 2: irked.gif Found out that when my dentist talked me into a "deep clean" it turned me into a periodontal patient and my insurance doesn't cover all periodontal cleanings so I have to go every 3 months to be tortured and can't stop being a periodontal patient until I "get better". Sigh. $30 copay for that today. $9 for stamps. $22 for paper kitchen items (plates/bowls/etc) and tissues because I'm trying to get over the flu and can't keep up with the house. Sigh.

January 3: thumb.gif treehugger.gif I'm still getting over the flu and now DH has gastroenteritis (Lord help us) so another day inside until we have speech therapy at 1:30. We only have $50 left and I'm not touching it! Next pay period will be more challenging because I'll have more $$ available which makes it harder not to spend it! For my frugal thing done at home I made a quadruple batch of steel cut oats for breakfast and divided it into qt sized jars for quick breakfasts later this week. :)

January 4: irked.gif Alright..*shame* I'll put the worst things first: Movie for the boys $10, donuts for breakfast $7 and workbooks from targets dollar section because we haven't been able to afford our home school curriculum yet $4. I also got floss (the string kind since the stick kind I've been using apparently don't work well) $3 and instant potatoes $4. Now to go hide in shame.

January 5:irked.gif treehugger.gif My oldest is autistic and tends to obsess over things. Lately it's been Christmas lights. Tonight is the last night that we have a local light display, it's 5.5 miles of lights. We have been at least 5 times since Thanksgiving. So I took the boys tonight and I don't feel bad. :) $10 So usually we eat oatmeal 3-4 times a week and sweeten it with maple syrup. Well real maple syrup is expensive, so today I cooked 3/4 c frozen berries with 1/4 c water and 2 T maple syrup. Blended it all together and voila, healthier "pink" oatmeal even yummier and cheaper. 

January 6: thumb.gif Staying home today..marriage drama, 30 weeks pregnant, a 2 yo and a 4 yo..I'm worn out. :(

January 7: thumb.gif whistling.gifToday is my birthday and I'm feeling kind of down so I've decided that I want to go to starbucks later and get a tall drink and wander Target by myself for some peace. :) And my mom just told me she wants to send me an "e-gift card" so I don't have to buy it myself so yay! A no spend day! The e-giftcard thing is cool, you can email someone a giftcard and they just print it off and use it like a regular gift card!

January 8: thumb.gif Not much to tell! 

January 9: thumb.gif Staying home today, it's cold and rainy. I think I'll make a big batch of breakfast food later.

January 10: thumb.gif Got some birthday money and got a couple things for myself and the boys but since it's not budgeted I'm not counting it. We also got enough for a year membership to the childrens museum so I'll be buying that on Monday!

January 11: thumb.gif Doing these next few days in advance, we'll be staying home except for church on Sunday and nothing to buy there!

January 12: thumb.gif treehugger.gifA friend gave me her extra bountiful basket! I'm trying to keep my kids out of it so I can make strawberry/carrot muffins for snack. :)

January 13: thumb.gif

January 14: thumb.gif PAYDAY We are so spending money but it'll be budgeted..$465 on bills (cell/internet, insurance, adt), $250 on the gas card, $23 to the army for an overpay, $30 on haircuts for the kids, $45 on diapers, $55 on cloth pull ups, $80 for a years worth of laundry soap, $20 for school stuff, $70 savings for Christmas, $185 in our savings jar and $21 in the kids savings jar. Phew. I also have to go grocery shopping but I'll do that later this week. Speaking of which, I've increased our food budget so we can buy some meat in bulk.

January 15:irked.gif I'm gonna take a spend day today. I have to get a new tea kettle. We drink hot beverages a lot. I drink hot lemon water in the mornings and hot chocolate at night (I get munchies and hot chocolate is so much cheaper than buying snack food!), DH makes instant coffee probably daily. I've been using a small pan but it's always dirty from cooking and I may sound lazy but when I want hot water I just want hot water, lol. I will go and just get that and also get our gas money on a gift card. I'm also irritated because I accidentally put twice the amount I was supposed to in our Xmas fund and it's ING so I can't transfer half of it back out until the 22nd. We're supposed to be going to the childrens museum in Austin but I don't know if the money will be there yet now thanks to my irresponsibility. Sigh. **Add to this DH just told me I had to order him a new birth certificate or he can lose his security clearance so that's $30. Dang it.* So now I'm not paying a couple things until that one payment to ING comes back in a week. Gah.

January 16: thumb.gif No more spending until I can fix the ING money issue, not even budgeted! Although I just remembered that I took out $100 to get the van fixed (we already bought the part) so I may just put that back in the bank until the other issue gets fixed then take the van in. The van can certainly wait, it's not emergent. Hmmmm.

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post #293 of 485

I am just going to check in for the day.  I are home with sick kids and no plans to go anywhere.   We don't have the dreaded flu, just lingering coughs and congestion and the baby now has a fever.   Ah, and the rain...so, so much rain.  I could use a good sunny day!  

 

Money still holds tight.  We are lean until Friday's paycheck and then I have a big grocery trip planned.  So, nothing exciting, just keeping on. 

 

 

love.gif  No spend

thumb.gif  Budgeted spend

irked.gif   Unbudgeted Spend

treehugger.gif  Do something frugal at home

 

January 1 -- love.gif  treehugger.gif  lowered temperature on hot water heater

January 2 -- irked.gif   $10.50 food at airport  treehugger.gif  soaked beans for dh and kids

January 3 -- love.gif

January 4 -- love.gif

January 5 -- love.gif  

January 6 -- irked.gif  $3 tea at airport

January 7 -- thumb.gif  well baby check up  treehugger.gif  soaking more beans for meals, lowered heat 2 degrees

January 8 -- love.gif  treehugger.gif  delayed our grocery shopping for another day

January 9 -- love.gif  treehugger.gif  delayed our grocery shopping for yet another day

January 10 -- thumb.gif  grocery shopping 

January 11 -- love.gif  treehugger.gif  shut down the heat due to warm temps

January 12 -- love.gif  treehugger.gif  dh repaired kitchen faucet

January 13 -- love.gif

January 14 -- irked.gif $20 shoes, $20 birthday present, $30 haircuts

January 15 -- love.gif  

January 16 -- love.gif

January 17

January 18  PAYDAY

 

 

 

 

My goals:

 

Save 50% of Jan 4th paycheck -- done!

Save 20% of Jan 18th paycheck

Do something frugal every day

Make every dollar matter

 

post #294 of 485
Quote:
Originally Posted by CookiePie View Post

PAID OFF FINAL CREDIT CARD FROM CHRISTMAS EXPENSES!!!! Yahoo!

    

 

 

Yeah!!!!  Good Work, CP!!!!!  joy.gifchampagne.gifclap.gif

post #295 of 485
Quote:
Originally Posted by micah_mae_ View Post

I'm also irritated because I accidentally put twice the amount I was supposed to in our Xmas fund and it's ING so I can't transfer half of it back out until the 22nd.

 

 

The dreaded ING delay...I use them and I get caught by that ALL THE TIME.  I hate it.  But what can you do?  Nothing.  But wait.  irked.gif

post #296 of 485

Sick kids still here too. 

 

I hate spending $$ at McDonald's because of the nutrition piece...but my 9 year old wanted a Sausage McGriddle. And I'm not going to argue with a sickie.

 

Still...sick kid appeasement is a luxury and not a necessity, so there went my thumby guy for the day.

 

 

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

My Goal = 15 thumb.gif No-Spend days

 

My progress = 13 No-spend day so far

 

01..  $258 cross-country ski club for the kids

02..  thumb.gif

03..  thumb.gif

04..  thumb.gif

05..  $40.09  Date Night

06..  thumb.gif

07..  thumb.gif

08..  thumb.gif

09..  thumb.gif

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11..  thumb.gif

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16..  $6 McDonald's

17..

18..

19..

20..

post #297 of 485
Quote:
Originally Posted by CookiePie View Post
16   winky.gif  Spent about $100 on Frontier Co-op, put $100 in savings account AND...PAID OFF FINAL CREDIT CARD FROM CHRISTMAS EXPENSES!!!! Yahoo!

The DR Debt Snowball method has served us well!  We have had many bumps in the road and hiccups along the way, we didn't give up using CC's all together & I just started reading DR's book this month!    

 

clap.gifclap.gifclap.gifclap.gif It's a wonderful feeling, isn't it? Way to go, mama!

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

Sick kids still here too. 

 

I hate spending $$ at McDonald's because of the nutrition piece...but my 9 year old wanted a Sausage McGriddle. And I'm not going to argue with a sickie.

 

Still...sick kid appeasement is a luxury and not a necessity, so there went my thumby guy for the day.

 

I don't blame you at all. When I'm sick, all I can stomach are the worst, greasiest, saltiest things. Or Lucky Charms in freezing cold milk. I would totally indulge that for a miserable sick kid too!

post #298 of 485
Thread Starter 

Ugh, all these sick kidlets on this thread!!!  Many prayers for quick healing for all!!  We are also dealing with a sickie, thankfully it's just 1 for now (the youngest).

 

 

Key

thumb.gif  No Spend/ Budgeted Spending

irked.gif  Unbudgeted/ Unnecessary Spending

knit.gif  Crafted for at least 30 minutres

 

 

1.  irked.gif  Not exactly how I wanted to start the year/ month, but all well.  Another $200 spent at Home Depot for more shelving for my kids' rooms, $40 spent at the grocery store while we continue to wrap our head around the food allergies.

2.  thumb.gif

3.  thumb.gif

4.  thumb.gif

5.  thumb.gif  $$ bought DDs's birthday cake and ice cream for DS2.  Blew up the birth pool, gathered birth supplies, & put crib together.

6.  irked.gif  $75 at Home Depot.  Shelves are working out so well in the kids' rooms, DH and I decided to put some in our room.  Making split pea soup for after birth from a ham bone my mom saved.

7.  thumb.gif  knit.gif  Frugal accomplishments for today:  started cutting out cloth wipes to sew for new baby, packed all our snacks and brought our water bottles to the 3hr meeting today that I had to take the kids w/ me to, cooked dinner at home even though I was exhausted after my meeting, including greens from our garden we have in a low tunnel, pulled out next size up clothes from storage for DD2 and DD3 (still need to go through DD3's drawers to pull out too small clothing, hopefully tomorrow)

8.  thumb.gif  $17 spent at grocery store for milk, pasta, and a jar of sauce (not frugal, I usually make my own sauce, but hey, we didn't eat out winky.gif).  Frugal accomplishments for today:  went through DD3's clothes, separated all of the clothes I've pulled from the drawers the last few weeks and started a donation bag, raked half my front yard and moved the leaves into the garden beds, dug a trench and buried 5 gallons of kitchen scraps in one of the beds, brought our change to the coinstar machine and got an amazon gift card.

9.  thumb.gif  $6 on an amazon grocery order for soy free chocolate chips, sorghum flour, and chia seeds.  Frugal accomplishments for today: used amazon gift card from yesterday for majority of amazon order, cut DS2's hair, ate all meals and snacks out of the pantry/ freezer

10. thumb.gif  knit.gif  Planned food shopping list for Saturday, cut cloth wipes from upcycled flannel sheet and towels, DH picked up our bulk foods co-op order last night so I was able to make a loaf of gluten-free bread  for lunch and muffins for breakfast, also eating dinner at home, started taxes, opened windows in house to get some fresh air in (we're in a warm streak), took the end of the loaf of bread I made and set it aside to make gluten free bread crumbs

11.  irked.gif  DH made a pretty big purchase today.  We put it on our CC and will pay it off next month b/c it was a last minute, completely unbudgeted purchase.  Also bought some groceries.  Frugal accomplishments for today: wintersowed 5 containers (3 onions and 2 broccoli) using seed starting soil from last year and jugs I've been saving.

12. thumb.gif  Did our big, once-a-month grocery shop.  Apparently I wasn't paying as close attention when I made my list b/c I ended up buying quite a bit of duplicates of things we didn't really need, though they can go in the stockpile now.  We overspent our food budget by about $90, but I'm not sure how much of that is food cost increases, allergen free ingredients that are slightly more expensive, or a just a general need to increase the food budget that I don't want to come to terms with, lol.gif .

13. irked.gif  Had to pick up mailing labels for a project for DD1's troop.  It wasn't in the budget, but I told my co-leader I'd take care of it.

14. thumb.gif  Pack meeting pot luck at scouts, except it was "Bring your fave pizza from your fave pizza place" night.  Ugh, we can't have pizza now because of DS2's allergies, so I packed sandwiches on homemade gluten-free bread and made gluten free rice krispie treats for dessert.  Picked up 50lbs of potatoes on the way home ($17).

15. thumb.gif  knit.gif Set aside pieces from yesterday's bread loaves to use for breadcrumbs, finished cutting out rest of the upcycled baby wipes (over 6 dozen total, we totally need them, the wipes I'm using now are falling apart & some are approaching 8yrs old) hopefully I'll get them serged up tonight, made sure the hose/ siphon for the birth pool was clean, also started a crockpot full of chicken stock from 2 frozen carcasses

16. thumb.gif  knit.gif  Not going anywhere, no money should be spent.  We haven't seen the sun in about a week, we've had 3 days of rain, and we're all going stir crazy in this house.  Finished the 6 dozen cloth wipes, went through the wipe stash and pulled out the unusable ones, cut out the pieces to sew 2 wool pilot caps for the babe on the way

 

12/ 20 No Spend Days

4/ 20 Crafting Days

post #299 of 485
Quote:
Originally Posted by CookiePie View Post

thumb.gif No spending     winky.gif  Budgeted spending    joy.gifDid something to save $ or make extra $       hang.gif  Hung clothes on the line

 

January 

01  thumb.gif

02  winky.gif Groceries greensad.gif Bought lunch $5.31

03  greensad.gif Bought lunch out $5.31

04  winky.gif Filled my tank with gas, paid for my DD's school sport fee,   greensad.gif bought lunch $6.50, went out for dinner with a gift card DH won but went over by $35@

05  joy.gifExchanged a Christmas gift, for bras that I was in dire need of, found on clearance $5 each I got 4!!!! greensad.gif Bought Chinese $20

06   thumb.gif

07   winky.gif  Bought a few things to make lunches during my lunch hour, also bought my lunch $6 greensad.gif

08    thumb.gif  joy.gif  Started reading DR, sat down to go through January spending & make some changes!  

09   winky.gif Bought groceries

10   thumb.gif

11   greensad.gif   Went to mall with my sister bought myself lunch $10

12   thumb.gif  joy.gifBottled two dozen bottles of Kombucha & made two gallons of tea to brew more kombucha!

13  joy.gifGot free tickets to local theater!  Spent $14 on water & snacks greensad.gif

14   winky.gif  Picked up a few things from grocery store

15   winky.gif  Sending DH to the cheap grocery store today for a couple more things that will help to stretch the food that we already have!

16   winky.gif  Spent about $100 on Frontier Co-op, put $100 in savings account AND...PAID OFF FINAL CREDIT CARD FROM CHRISTMAS EXPENSES!!!! Yahoo!

The DR Debt Snowball method has served us well!  We have had many bumps in the road and hiccups along the way, we didn't give up using CC's all together & I just started reading DR's book this month!    

Congrats!

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

 

 

The dreaded ING delay...I use them and I get caught by that ALL THE TIME.  I hate it.  But what can you do?  Nothing.  But wait.  irked.gif

I mean, that's one reason I like using them for savings, lol. Just sucks when stuff like this happens because I feel stuck.

 

 

Quote:
Originally Posted by Crunchy*VT*Mom View Post

Sick kids still here too. 

 

I hate spending $$ at McDonald's because of the nutrition piece...but my 9 year old wanted a Sausage McGriddle. And I'm not going to argue with a sickie.

 

Still...sick kid appeasement is a luxury and not a necessity, so there went my thumby guy for the day.

 

 

 

My kids aren't even sick and I still got them burgers at Freddys the other day. :)

post #300 of 485

Checking in early because I really hope I don't spend any more money today!

 

1/16: smile.gif unplanned but necessary spending.  The baby has (another) ear infection.  $20 for Dr. copay (it went up from $15, grr), $3 for parking and $5 for prescription.

I also stopped at the grocery store for a few essentials (budgeted) $30.32. $40 for aftercare at my son's school.

 

frugal things: I had very little food in the house this morning but I managed to throw some ingredients for a stew in the crockpot with what I did have (ground turkey, a can of diced tomaotes, onion, garlic, carrots).  It actually smells pretty good.  I picked up a loaf of sourdough bread to go with it for $.99. I resisted the urge to buy myself lunch--even though the baby is the one who is sick I am really really tired and I wanted a treat!

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