We are expecting baby number 4 in August. I had my first in the hospital, and it was a very traumatic experience with us. My second and third were born at home with a midwife. We payed our second with a credit card, and still have not been able to make a single payment from it. Our third was born with a midwife that was very generous and worked with our financial hardship, but unfortunatley is not practcing anymore (sad and long story). Anyways, I really want to have this one at home as well and I woudln't even mind dong a UC, however DH is not comfortable with it. So, I'm looking for a way to ease his mind, or find a midwife that could work with our situation. We have PPO, but do not have the money to give upfront, and even if the PPO payed half of the birth, I don't know if we can even afford that. So, if anyone has referrals or recommendations on how ot handle this, I'm am all ears! Thank you!