This is why I couldn't be a SAHM, my ex made 1600/mth and we lived in 2bdrm apartment (varied between 800-900 over the 3 years we lived there) and electric is CRAZY high in texas because they don't insulate for crap. it would hit 300+ during 3/4m of summer.
ex still had car payment of 300/mth
and he came into relationship with a couple thou in CC debt
and he had student loans still
Even if we'd moved in with his family or mine, got rid of car, I still couldn't make things balace for us, esp when expecting #2...and our home was CHEAPER (500/mth plus 3K a year in taxes) than apartment....plus he made like 50 bucks a month too much for government assist.
however, daycare was 1300/mth for both kids and between what ex made and gas to get him to/from work, I was actually SPENDING money for him to work.
still better option than letting him sit home with kids tho...ugh.
I agree, talk to electric company about paying off balance slowly or even assistance. Some electric companies will help with hardship.
Look into food pantries for the month...
What can you do to earn money?
if you have someone who can watch children, can you apply at a temp agency?
I did that for a bit many many years ago. I got a few jobs that were just a few days of data entry. paid like 10/hr (this would have been in ehh...2002?) and earned us an extra 200-300 bucks working just a few days.
at the same time, babysitting?
I still pay err.... 700/mth for daycare for my kiddos. just 3pm-530. sad isn't it?
it's 80/wk for after school per kid, and I was paying at one point 210/wk for infant, and around 180-160/wk for the toddler ages (they discount every birthday until school basically)
my sis came to visit over the summer and I pulled my kids out for extended period of time because my ex had them a big chunk during summer, so I payed my sis to watch them for like 2 weeks while she was staying with us. I think I ended up giving her 500 bucks (200/wk, plus a little extra) because she was hurting for cash being uneployed and drove down from chicago which tends to run around 300 in gas. She was going to visit anyway....but atleast she ended up on the positive side of things :)