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~~~~2013 Low Income Support Thread~~~~ - Page 57

post #1121 of 1405
Quote:
Originally Posted by justmama View Post
 

https://www.facebook.com/photo.php?fbid=529137907177893&set=a.501512239940460.1073741828.151692211589133&type=1

 

WELFARE SHUTDOWN: Can this be true? ~Q ALERT: Government Freezes EBT Funds: Orders States to Withhold Transfers to Food Stamp Recipients Mac Slavo October 15th, 2013 This weekend America witnessed a limited crash in the computer systems that manage electronic benefit transfers across the country. Within hours of the crash panicked food stamp recipients who were left with no way to feed their families rushed grocery store shelves to obtain everything they could while the system was down. The outage lasted less than a day, but it proved what many already knew, that America had become a nation so dependent on government subsidies that any glitch in the system could lead to total pandemonium. But if you thought that isolated incident was bad, imagine what could happen next month. We say next month because the USDA, which oversees the Supplemental Nutritional Assistance Program (SNAP), has just issued an order to SNAP agency directors calling for their respective States to implement an emergency contingency program because of government funding issues. In a letter obtained by the Crossroads Urban Center food pantry, the USDA is directing state agencies to, “delay their November issuance files and delay transmission to State Electronic Benefit Transfer (EBT) vendors until further notice.” What this means is that should Congress fail to increase the debt ceiling this week, come November there will literally be millions of people in the United States who will have exactly zero dollars transferred to their EBT cards. What will happen to the nearly 50 million people who depend on these benefits to survive? Think this past weekend and multiply it across the entirety of the United States of America. In the State of Utah the immediate effect of the USDA’s contingency plan will be a freeze in benefits for 100,000 people. Richard Phillips, a homeless man who depends on the government’s monthly distributions, warned what would happen next: It’s going to cause problems… because then you’re going to come to find out that you’re going to have people starting to steal and do what they have to do to survive. Video Report via The Daily Sheeple: http://www.thedailysheeple.com/alert-government-freezes-ebt-funds-orders-states-to-withhold-transfers-to-food-stamp-recipients_102013

 

You know the unfortunate thing about this incident is that there were a lot of people during these few hours who made the rest of us who use SNAP look really bad.

Quote:

While many retailers promptly halted use of EBT cards since the outage meant they couldn’t see cardholders’ spending limits, Wal-Mart let cardholders go ahead and buy food and other necessities at the two Louisiana stores and others across the country.

The result: in two hours store shelves were emptied. When spending limits began showing up again around 9 p.m., one woman with only 49 cents on her card, was detained after trying to ring up $700 worth of merchandise, local TV news channel KSLA reported, adding Wal-Mart said it wouldn’t press charges if she left the food.

So you know that anti-assistance folk are going to run with stories like this to feed a lot more classism and "See, there is a lot of abuse... blahblahblah...."

post #1122 of 1405
Quote:
Originally Posted by frugalmama View Post
 

So glad we've moved - my old neighborhood is going to be rioting for sure if there is no benefits in November. I think our current neighborhood would be okay - but we'd probably hunker down & stay home for the most part.

I'd be worried to live within 100 miles of a big city, which unfortunately I live in the middle of one of the top 20 largest Metro areas in America, and I live in a very impoverished part of the city that is already very prone to violence. Oh how I wish I was back to the country. IF this lasts and riots/looting/whatever starts; it will eventually work its way outward from cities.

post #1123 of 1405

I'm very sorry if I sound extremely pessimistic these last few posts. I'm just very worried and upset about what could potentially be the worst thing that's ever happened in our country. I'm not sure people really think through the consequences of a potential default and long-term shutdown.

post #1124 of 1405

thatgirliknew :Hug Please don't worry about sounding pessimistic.. I'd be pretty anxious right now too. :( P.S I totally didn't take what you said before in the wrong way and yes, I did mean "we" as in my family of 6. :) I agree the consequences would be dire on a wider scale. I know I'd do anything I'd need to do if my children were hungry and I'm sure other parents out there are no different. What a sad situation for the american people right now. Still praying for an 11th hour resolution. 

 

Gratefuls:

The box of food relief I received today. So, so, so thankful for charities like this and for the people who keep them going. My DD's keep opening the pantry to make sure it really is there. They have grand plans with the canned baked beans and spaghetti. :) Our pantry was empty and when I say empty I mean we had tea bags, spices and olive oil left only. In our fridge is cheese, milk and homemade yogurt. Freezer is empty. I'm down to my final $150 (until payments kick in late next month) and it needs to stretch for another 5 weeks.. $30 a week to feed 6 people for all meals with an empty pantry is a farking nightmare.

post #1125 of 1405
Quote:
Originally Posted by thatgirliknew View Post
 

I'd be worried to live within 100 miles of a big city, which unfortunately I live in the middle of one of the top 20 largest Metro areas in America, and I live in a very impoverished part of the city that is already very prone to violence. Oh how I wish I was back to the country. IF this lasts and riots/looting/whatever starts; it will eventually work its way outward from cities.

 

I do live on the outskirts of a major city, but the neighborhood I lived in previously probably close to 90% was on assistance & unemployed, many of which were section 8 apartment rentals. Nothing wrong with any of those things, but these were folks who made living off the system a career while they sold drugs, etc under the table. Things were bad on regular nights, even without any stressors. Now I live in a neighborhood that is much more working class, and it's quiet. Neighbors help each other out over here. While yes I agree we could get rioting here as we are sandwiched between bad neighborhoods, it isn't quite as likely. We also live tucked back into the neighborhood - the the time a riot made it to us, the neighbors likely would have banded together to fight them off.

 

If things start to get bad though, I'm boarding up a couple of the windows to hide my pantry {it's in an extra bedroom} & enhancing the abandoned house look this place has :) I haven't really done anything to the outside, so it still looks like an empty foreclosed house unless you get close enough to look inside. Plus I have my "enforcer" ready if need be, with extra rounds. My dad was old school special forces military & taught me well - we often talked about what to do if / when things got bad.  He was a firm believer that sometime within my lifetime, the government would fail & a revolution would happen. I can't follow all his advice because we've got no way to get out of town & into one of the rural areas he recommended going to if the SHTF big time, but I can do the rest.

post #1126 of 1405

I just realized that last post of mine sounds really alarmist & like one of those doomsday preppers you read about online. I'm really not that way at all, just slightly prepared thanks to my dad. And obviously that would be a worst case scenario.

post #1127 of 1405
I'm so sad that you guys have to think this way and prepare this way. I'm still hoping for a resolution when the deadline for the debt ceiling arrives tonight. And that would help get the ball rolling on opening the govt back up again. I am still pretty irritated that our elected officials are collecting paychecks while we suffer though.

sigh. I broke my computer. The screen is all funny colored and messed up. Time to win the lottery and then it's laptops all around! Woo hoo! ;-)

yeah right.

As bad as this sounds, we are pretty friendly with the drug dealers on my street so hopefully we'll be okay if there's any poo hitting the fan. Like I said, I'm still holding out hope for a resolution and food stamps to be delivered on the first for everyone though. But we'll see. We have enough pantry his for a bit plus I'm doing a perishable shopping this week in prep for the first. We won't be getting anymore food stamps anyway so I've gotta use it up.
post #1128 of 1405
Quote:
Originally Posted by justmama View Post

I'm so sad that you guys have to think this way and prepare this way. I'm still hoping for a resolution when the deadline for the debt ceiling arrives tonight. And that would help get the ball rolling on opening the govt back up again. I am still pretty irritated that our elected officials are collecting paychecks while we suffer though.

sigh. I broke my computer. The screen is all funny colored and messed up. Time to win the lottery and then it's laptops all around! Woo hoo! ;-)

yeah right.

As bad as this sounds, we are pretty friendly with the drug dealers on my street so hopefully we'll be okay if there's any poo hitting the fan. Like I said, I'm still holding out hope for a resolution and food stamps to be delivered on the first for everyone though. But we'll see. We have enough pantry his for a bit plus I'm doing a perishable shopping this week in prep for the first. We won't be getting anymore food stamps anyway so I've gotta use it up.


This is how I feel too. I use to worry about these things a bunch but I just stick my head in the sand now and pray for the best otherwise my health takes a toll from the stress. I hope our food stamps come on the 19th so I can stock up. Our cabinets are pretty bare but my parents have already agreed if things get to bad my family,my sisters, and my parents will just pool our food together and cook together to share and stretch.

post #1129 of 1405

I just got a side job cleaning someone's new (to them) house.  $10 an hour for  16-20 hours, plus gas.  They are buying it and want everything cleaned and taken care of before they move in.  

That money is going to go straight to the Christmas fund.  Yay!

Not exactly what my degrees would lead to, but this is great for right now. :)

post #1130 of 1405

Congrats on the job Rainbow. I hear you about how your degree isn't being utilized for that job, I'm beginning to see  with our low job market a potential job may not be using your degree.(But in my opinion a degree is a huge accomplishment and very worthwhile to have ) I've been applying for jobs each week and nothing so far, so discouraged at times. I saw earlier there may be a resolution afterall for the government to re-open.


Edited by Sativarain1 - 10/16/13 at 3:42pm
post #1131 of 1405
Quote:
Originally Posted by RainbowAsylum View Post
 

I just got a side job cleaning someone's new (to them) house.  $10 an hour for  16-20 hours, plus gas.  They are buying it and want everything cleaned and taken care of before they move in.  

That money is going to go straight to the Christmas fund.  Yay!

Not exactly what my degrees would lead to, but this is great for right now. :)

 yeah sometimes I feel like my degree was a big ole waste of time and money. Now back in school and yes I practically had to pull my hair out to do it in fear that I would be spending more money and not be able to get a job once done, only time shall see. I had a nice discussion about my finances with the ex today, I told him how much debt I have now, he was shocked. I laughed because apparently he thinks me going back to college is free or something plus I still have my loans from my undergrad. I am about 12K in debt right now including everything like my dentist fiasco all my students loans and my credit card which 1200$ was used for a class. If I really pinch my pennies even without getting any job I could pay down about 8000$ in the next year, but I am going to aim for 6000$ and working on building up my savings and having some splurge money to save my sanity. I told the ex I will clean his house again, that went on the wayside because we weren't getting along, but I don't care really at this point, making an extra even 50$ a month will drastically help my debt problems.

 

As for xmas, I am going bare bones this year. I have bought the kids some things already, going to get them a couple books and clothes and maybe one more toy or video game each and stocking and i am done with the kids. I am still getting my sister a small gift and her kids as well but I am going to try and keep it pretty low because I cannot afford much this year. My sister and I still aren't really  talking but we did see each other and talked a little at the last family function. I have decided I am going to keep it simple, dig through my New in box items as I know I bought stuff for her dd already and have 1 thing for one of her ds's, so I am just going work with what i have and fill in thing here and there. 

 

I still want ds to do sports. His swimming is over and I won't be putting him in it again until the summer, but he is in cub scouts and I will probably have him try basketball again in the winter but that is all. Even with ex paying all the driving and time and energy takes a toll on me. 

 

I am praying I don't have to pay taxes this year. I didn't have to last year but I didn't have the full year of spousal support. I doubt if I will have to and that is still months away, but I really can't handle anymore big expenses in the next year. 

post #1132 of 1405
So apparently sickness is making the rounds. Little man has been having diarhea and puked this morning. I woke up with a sore throat and have been feeling queasy myself. I have gargled, eaten some garlic, and now Im drinking oj. Ds is napping. Luckily I found some ham and bean soup buried in the freezer for a quick meal tonight. I doubt ds will eat at all and I dont know if I will either but I needed something for dd and the hubs. Other than that Im trying to catch up on laundry and make sure the gricery list is in order.
post #1133 of 1405

I didn't order from our co-op this week in an effort to save $, which is both good and bad.  We still have things to use up, though I am planning to can/preserve them.  I have a bunch of apples that need cooking, and I think I'll make some apple butter for that.  DD2 can help with that as a part of her girl scout badges.  Ultimately that will help since my middle daughter has major allergies and her special jelly is pretty expensive.  I think we'll also slice some apples and oranges for drying to make some fun fall decorations that we can use every year.

 

We are using up the last scraps of meat from our meal the other day, and the juice from cooking to make some stew tonight.  Hopefully that will fill us up and taste good on this lovely October day. 

 

I was able to stock up on a few things like coffee and beans and rice and peanut butter in case the SHTF next month with food stamps and our pay.  It's hard to help DD understand that we can't just eat all the "good stuff" right now, and that we need to make it stretch.  

 

I have an order for a custom painting that will bring in a couple of hundred dollars, and I'm going to sock that away for emergencies and/or Christmas.  We are once again taking things conservatively for the holidays.  We have been stocking up as best we can.  This time of year is overwhelming with birthdays and such as well.  Between now and the very first week of December we have 12 birthdays for people that are really close to us (1 my mom, 1 hubby, 1 DD2 and 1 DS).  We have the first two birthdays bought for, and a few things set aside for DD and DS (but not what we wanted to set aside).  We will probably get a pair of roller skates for DD2, and may be done with DS for now.  We are almost done with another friend's daughter - I am hoping to make something to accent what we have so far.  Friend's other daughter has one present, but we want to add to that as well (we are very close with their family and it is always special for us to do birthdays with them).  The only other one that I am really worried about is coming up in the next week or so - I was going to order flowers, but I'm not sure if we'll have $.  I will see if we can order some Chinese take-out for her - it's a special place we used to go to together when I lived close, but we're over 1000 miles apart now. Hoping we will have the $ for that when the time comes. 

 

I need to start thinking creatively for Christmas.  I think I'm going to do some baking.  I will be making my pumpkin bread for sure, since we have like 6 pumpkins I am going to be roasting and pureeing.  My pumpkin bread is always a hit so I think that will do for most of our family/friends.  I have a couple of close friends that we do "friendsmas" with, and I am trying to find some fun ideas for them.  It's challenging given that we're pretty snug on the budget.  Sometimes that can be fun, though, like a challenge to see what I can create from "nothing." :)

post #1134 of 1405

X-mas will be creative here too. Signed dd up for Toys for Tots, so I know she'll be getting 2 toys from that. Hoping I can get a friend to give us a ride to go pick them up - it's on base, and they won't let you jsut walk on - you must be in a car. I have a couple small things stashed back, and going to try for 1 big thing from ebay using a coupon I have. Other than that, it's just us, so nobody else to buy for thankfully.

 

Dd is getting a kitten tonight - friends had a kitten show up this afternoon & knew we wanted one. Going to try to scrape together enough to get litter & food tomorrow at CVS, either that or try to find somewhere that is a pet food bank locally. I have a couple of cans of food we got free with coupons, and shredded paper for tonight's litter box.

post #1135 of 1405

Well, the crisis is averted, for a couple more months at least...

post #1136 of 1405
Quote:
Originally Posted by LoveOurBabies View Post

 

Gratefuls:

The box of food relief I received today. So, so, so thankful for charities like this and for the people who keep them going. My DD's keep opening the pantry to make sure it really is there. They have grand plans with the canned baked beans and spaghetti. :) Our pantry was empty and when I say empty I mean we had tea bags, spices and olive oil left only. In our fridge is cheese, milk and homemade yogurt. Freezer is empty. I'm down to my final $150 (until payments kick in late next month) and it needs to stretch for another 5 weeks.. $30 a week to feed 6 people for all meals with an empty pantry is a farking nightmare.

Have you heard of the Hillbilly Housewife? http://www.hillbillyhousewife.com/40dollarmenu.htm  She has a $45/ week meal plan, although the prices are old so I'm sure they've gone up, but it might be a good place to start. 

post #1137 of 1405
Quote:
Originally Posted by 2babies2kidsmom View Post
 

Have you heard of the Hillbilly Housewife? http://www.hillbillyhousewife.com/40dollarmenu.htm  She has a $45/ week meal plan, although the prices are old so I'm sure they've gone up, but it might be a good place to start. 

 

No, it's the first time I hear of her. I'll check it out, every little bit of savings helps. Thanks so much! :)

 

I'm so happy to hear that the debt ceiling has been temporarily raised! What a relief for you guys. In our own news, a lovely lady from a local charity delivered two bags of pantry items today (surprise visit). :throb I'm not sure how she knew but I believe another volunteer worker might have alerted her to my situation when I went in yesterday. I'm formulating a meal plan from the goods we've been given and it's going well so far.. but.. does anyone know what to do with condensed tomato soup? 

post #1138 of 1405
Quote:
Originally Posted by LoveOurBabies View Post
 

 

No, it's the first time I hear of her. I'll check it out, every little bit of savings helps. Thanks so much! :)

 

I'm so happy to hear that the debt ceiling has been temporarily raised! What a relief for you guys. In our own news, a lovely lady from a local charity delivered two bags of pantry items today (surprise visit). :throb I'm not sure how she knew but I believe another volunteer worker might have alerted her to my situation when I went in yesterday. I'm formulating a meal plan from the goods we've been given and it's going well so far.. but.. does anyone know what to do with condensed tomato soup? 

Make it into soup by adding water and put in rice or pasta and some chicken?

 

 

 

 

 

Well yeah, so the govt is reopening this morning.  But does anyone feel like we'll just be in the same damn spot in a few months negotiating the same crap over and over and getting nowhere?  Why is it that we can live within our means as the poorest of the poor and yet our govt continues to spend money like water with no regard to the consequences?  It's time to make some sacrifices America.

 

 

 

Gratefuls:

 

-a functioning (such as it is) govt so all of you lovely ladies will receive the money you desperately need in the upcoming winter months to survive

 

-money will be coming in to pay the bills this month.

 

-a lovely cranberry orange bread for breakfast this morning http://www.eatliverun.com/cranberry-walnut-orange-bread/

 

-a hike with my girls last night to check out the fall leaves and search for sea glass on the beach.  This time of year always reminds me how much I love coastal New England.

 

-a morning off to myself for a run.  Think I'll head for the trails.  Maybe somewhere beachy.

post #1139 of 1405
Quote:
Originally Posted by LoveOurBabies View Post
 

 

No, it's the first time I hear of her. I'll check it out, every little bit of savings helps. Thanks so much! :)

 

I'm so happy to hear that the debt ceiling has been temporarily raised! What a relief for you guys. In our own news, a lovely lady from a local charity delivered two bags of pantry items today (surprise visit). :throb I'm not sure how she knew but I believe another volunteer worker might have alerted her to my situation when I went in yesterday. I'm formulating a meal plan from the goods we've been given and it's going well so far.. but.. does anyone know what to do with condensed tomato soup? 

My MIL makes it with a can of evaporated milk instead of water and serves it with grilled cheese sandwiches.  It is yummy.

post #1140 of 1405
Quote:
Originally Posted by justmama View Post
Well yeah, so the govt is reopening this morning.  But does anyone feel like we'll just be in the same damn spot in a few months negotiating the same crap over and over and getting nowhere?  Why is it that we can live within our means as the poorest of the poor and yet our govt continues to spend money like water with no regard to the consequences?  It's time to make some sacrifices America.

Yep, my understanding is that this deal only takes us into the beginning of 2014. Obama said, "We've got to get out of the habit of governing by crisis"

Valid point. It's not like congress doesn't know that these issues aren't going to come up. Work it out well in advance instead of manufacturing a crisis.

 

So, the last few weeks has made me consider what I would do if there were a crisis (man-made or natural). How long could our family survive if we suddenly had no income, ability to go to the store, whatever... I realized the answer, not very long. We have zip in savings (well, I have $600 in the bank, but that's for my car insurance that I have to be twice a year), and maybe two weeks worth of food at any given moment (less than that if whatever crisis affected electricity - half of my food is freezer food). How do you prepare for an emergency when your poor? I guess the answer usually is, you don't.

 

Also, regarding my car insurance: I drove for about two years uninsured because I simply couldn't afford it. Big mistake, I know. And then I was involved in an accident in August 2012 (while driving uninsured) so I ended up with that (which I don't know if it shows up on my record to car insurance companies because it doesn't show up on my background check because I got a conditional discharge). I got insurance for a couple months to get me through court in IN (where I was residing at the time for just $60 a month) When I moved back to KY I wasn't allowed to stay on that insurance anymore because they didn't service KY.  Anyway, got car insurance in July from Esurance for $600 2x a year, which is great because everyone else was willing to let me go monthly but charging me about $300/month. Only catch is that Esurance makes me pay every 6 months, which can get rough and I know that Esurance can offer much better deals than $100 month. I know the reason mine is that high is because of my bad history, but how long until I've "proven" myself to the insurance company? I've never had an at-fault accidents, and only one that I was not-at-fault for. No speeding tickets or moving/parking violations other than the insurance one that was discharged. I already get good student discount and affinity discount for having a Paypal account(?), but how long will it take them to either take me off of billing me every six months (required as a condition to start my insurance because of my history) and/or lower my rate?

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