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~~~~2013 Low Income Support Thread~~~~ - Page 7

post #121 of 1405
Angelbee, I know how you feel. I had to spend almost 24hrs combined jumping through hoops in different offices for me and my DS's aid. It was very hard, but it really really helps.
post #122 of 1405
Quote:
Originally Posted by justmama View Post

None of my kids went to the dentist or eye doctor until 4 or 5.  Don't feel bad happyhats.  We have full medical, dental, and vision coverage through the state but I just didn't take them because they didn't need it.  We didn't do well baby exams either.  thumb.gif  I'm the kind of parent that medical professionals usually hate.  

 

Well, I'm stuck home waiting for one of my kids to come home from a sleepover and I have another kid I'm watching for a few hours and I checked my bank balance and if my landlord cashed my check yesterday or he cashes it today, it's gonna bounce.  duh.gif  I have $100 in my underwear drawer for absolutely emergencies that I can go throw in the bank but a $35 fee is gonna piss me off. It's only gonna bounce by $30 too. WTF?  Obviously I was way off in my math, which hasn't happened in the last 6 years of being poor like this.  God I suck lately.  

 

Gratefuls:

 

-we saw the sun again for about 2 hours which was AWESOME!

 

-we got 2 garbage bags full of hand-me-downs from my 6 year old cousin yesterday.  It was so much that I actually have to take some and bring the rest to our preschool and goodwill to spread the wealth because we can't possibly accept it all.

 

-I was given a blu-ray player a few days ago by someone who bought a nicer, newer one so that's exciting!  I hear it won't make a difference in the picture quality of movies because my tv is so very old and crappy but that's okay.  It's cool to have one because we can borrow blu-ray movies from the library now too.

 

 

 

SO...........my rent check is gonna bounce but I own a blu-ray player and my 5 year old has more clothing than she can possibly wear.  Sweet.  I feel like a statistic.eyesroll.gif

 

 

I just had to say that I so relate to this because I skip well vists also and I am one of THOSE parents as well.

 

Also on the Blu ray and clothes, don't beat yourself up. What else do you do for entertainment? Do you even have cable? Also where did the clothes come from? How much are hand me downs, bought by someone else, or were bought used?  We just got museum memberships and I felt crappy for spending the money until I realized that what I paid for a year membership most people spend on 1 or 2 months of cable. We don't have cable at all. My kids also have more clothes than they could ever need but most are hand me downs or were bought by my in laws. I just got my very 1st smart phone and feel crappy about that too but it is not a top of the line phone, it is basic as far as smart phones go. We also pay about half of what most people pay per month for phone service because we have Boost not a big name company. It is all about how you look at things. Perspective is everything!

post #123 of 1405
Thread Starter 
Quote:
Originally Posted by maciascl View Post

 

 

I just had to say that I so relate to this because I skip well vists also and I am one of THOSE parents as well.

 

Also on the Blu ray and clothes, don't beat yourself up. What else do you do for entertainment? Do you even have cable? Also where did the clothes come from? How much are hand me downs, bought by someone else, or were bought used?  We just got museum memberships and I felt crappy for spending the money until I realized that what I paid for a year membership most people spend on 1 or 2 months of cable. We don't have cable at all. My kids also have more clothes than they could ever need but most are hand me downs or were bought by my in laws. I just got my very 1st smart phone and feel crappy about that too but it is not a top of the line phone, it is basic as far as smart phones go. We also pay about half of what most people pay per month for phone service because we have Boost not a big name company. It is all about how you look at things. Perspective is everything!

This-    I have a no-name cell phone that's practically free compare to the parent company it's run off of (virgin vs sprint)  I get full unlimited 'smart' phone for $50 month vs sprint for god knows what and its the same darn thing.    We've had museum and zoo memberships in the past and I need to renew at least one of them soon. It's going to be too hot to do anything here in a couple weeks.  

We only have cable because it's cheaper to have cable/phone/internet than to just have internet (go figure).  We borrow tons of items from the library and honestly I love cable because DS watches learning channels and science channels for homeschool.

I wish we had hand me downs.  I stalk the clearance racks for DS, sadly adult men's stuff doesn't go on deep discount that often.

 

Today I'm thankful that my stomach feels better.  I think everything is psych related- so hard to tell when you have psych issues and stomach issues.  

post #124 of 1405
This is happyhats, I had to sign in thriugh facebook. Justmama, thanks for the advice on beeswax. I think micheals has some I could use a coupon. I will look for better grades, more local, etc after I experiment. I think making beeswax candles would be awesome once I played around with them, and make awesome gifts.

Still tired today but overall feeling better. Doing some cooking-kale chips, banana bread, and chocolate chip pie on the menu.

Need to fight the phone company for overcharging us again, ugh. And jury duty finally told me my excusal was denied. A little annoying mostly because its three months late, lol.
post #125 of 1405

hug2.gif Thanks guys.  You are right.  I don't have cable.  We have netflix but I'll be cancelling it next week.  The hand-me-downs were from family but my guess is that my Aunt got most of them from Savers(the thrift store) or hand-me-downs from others.  She's quite frugal with clothing.  There was a lovely bright green Lands End winter jacket that looks brand new too though.  

 

 

Zebra, I'm glad you are feeling better.  I know what you mean about the psych issues combined with stomach issues.  My anxiety issues make my stomach knot up so bad it's hard to eat or even sit up straight sometimes.  My anxiety was better on the antidepressants but it messed me up all sorts of other ways so I stopped taking them.  Are you taking any meds for your psych issues?  Are you at least under a doctor's care for it?

post #126 of 1405

AngelBee, Are there churches nearby that you could call for immediate help with groceries? Carrying twins, you really need to get those calories in.

post #127 of 1405
Angelbee, take care of yourself. A mom of many plus carrying twins is a warrior in my book! Zebra, how are you today?
post #128 of 1405

Ok I need advice. It's 8 days to payday. My husband's truck is empty, the van has less than half a tank and we have $40 for gas between now and payday. Gas wouldn't be a big deal except that the stuff we need gas for is my son's speech therapy and dh has to get to work. Luckily we are only 2.5 miles from the therapy place and dh's work is close by. Where I'm struggling is that we have a water bill due today for $69.17 and $72.74 in the bank (the $40 for gas is in cash). I should pay the water bill right? Part of me would rather be late on the water bill and have that $$ in case we need it..but then the other part of me wants all our bills paid!

post #129 of 1405

I would wait on the water bill unless they are going to charge you a late fee.  For me it would be worth one bill being a week late to have a little peace of mind in case something came up.

post #130 of 1405

Can you send a partial payment on the water bill? I would do that just to show you are trying, then catch up the rest when the paycheck arrives. 

post #131 of 1405
Quote:
Originally Posted by MadelinesMama View Post

I would wait on the water bill unless they are going to charge you a late fee.  For me it would be worth one bill being a week late to have a little peace of mind in case something came up.

 

Ditto. I'd wait even if they charge a late fee as long as it's not s huge amount compared to the bill {here ours is normally less than $5}. 

 

 

 

 

We have good news for once! Went to our city appointment for Utility bill assistance, and they ended up paying $315 on our electric and water bills! I had to do a small co-pay on the water {$30}, and I have 3 weeks to pay the rest of the electric {$400}, but $315 paid on them really really really helped. I should be able to pay the rest and get us fully caught up by the end of the month!

post #132 of 1405
Quote:
Originally Posted by MadelinesMama View Post

I would wait on the water bill unless they are going to charge you a late fee.  For me it would be worth one bill being a week late to have a little peace of mind in case something came up.

 

I don't think they do a late fee, I'm not sure because I've never been late.. :( I think I'm going to wait though...8 days is a long time with 0 money and not much food...

 

Quote:
Originally Posted by Momsteader View Post

Can you send a partial payment on the water bill? I would do that just to show you are trying, then catch up the rest when the paycheck arrives. 

 

I might do this..send in $20 and do the rest when we get paid...

 

Quote:
Originally Posted by frugalmama View Post

 

Ditto. I'd wait even if they charge a late fee as long as it's not s huge amount compared to the bill {here ours is normally less than $5}. 

 

 

 

 

We have good news for once! Went to our city appointment for Utility bill assistance, and they ended up paying $315 on our electric and water bills! I had to do a small co-pay on the water {$30}, and I have 3 weeks to pay the rest of the electric {$400}, but $315 paid on them really really really helped. I should be able to pay the rest and get us fully caught up by the end of the month!

 

That's awesome, yay for being caught up!

post #133 of 1405
I agree with pps, micah. Send a partial or wait. Im glad you got your aid, frugalmama. I have so much anxiety right now, as much about money as anything. It doesnt help my anxiety that it's my first day of my period and my cold/sinus issues keep holding on.

In good news-
I'm getting a hair cut from my sister, and my eyes done as well.

I also got my health stuff in the mail, and not a moment to soon. I did my first tooth whitening, I'm doing a face mask, and starting on helping my teeth. Spa day at home! If I don't feel better soon Im going to have dh cash out some vacation days so I can go to the dentist without sacrificing our savings.

Im making pumpkin brownies, leftovers for lunch, and tuna sandwiches with kale chips for dinner. Minimal cooking and still mostly healthy.
post #134 of 1405

Right there with you happyhats.  Today's day 1 for me as well.  I'm not sure if the back pain is related(I usually get lots of lower back pain but this is exceptionally agonizing this month) but I'm a mess righ tnow.  It's mostly off to the left side and wraps around my hip and spasms down my leg to my knee.  Ugh.  Motrin doesn't even touch it.  I stole my kids' rice pillow to heat up but it's only helping a very little.  

 

micah, I agree with everyone else.  Just send them $20 and catch up when the money is there.  As long as it's not going to be shut off, you should be okay.

 

zebra, I'm glad you are feeling better.

 

frugalmama, I'm so glad you have great news.  That's a huge amt you guys got help with!  That's a huge reason to be happy!

 

 

So as if paying a shut-off notice on my electric wasn't enough, I just got a shut-off notice on my gas.  *sigh*  No fun.  I applied months ago for heating assistance but as most of you probably know, it takes months to go through.  I called them and apparently none of the award letters have been released yet.  And National Grid told me that they won't wait for the letter.  I have until the 15th to come up with the $101.36 or they'll shut me off.  I have $6 in the bank.  Super.  eyesroll.gif  I'm going to talk to the social worker at my daughter's Head Start preschool because it's her job to network and guide parents through the assistance system.  SOOOOOOO hopefully she'll have some thoughts on who I can contact for help or even just to forestall the shut-off.  $6 won't go very far.

post #135 of 1405
Ugh, justmama. One reason I stay put here is that we only pay electric.
post #136 of 1405
Thank you mamas for the kind thoughts. Been working on getting our ducks in a row since Monday. Have another appointment at 9am. Going to check about local groups for groceries for this week. We are out.

On a great note....we found out the twins are both healthy and beautiful GIRLS!!! 70% chance of being identical. smile.gif
post #137 of 1405

Congrats Angelbee!!!!! That's awesome news orngbiggrin.gif Two girls!! energy.gifenergy.gif
 

post #138 of 1405

Can I join in? I kept getting referred to this website's forums when I googled questions so I decided to start playing here rather than TheBump. Seems a lot more like my kind of people here. I have a 10.5 month old daughter who is awesome in perfect in my opinion. She's walking and mimicking everything. We know she knows a few words but she's not using them yet. We just found out I'm pregnant with number two. I'm almost 7 weeks, due date is at the end of October. My daughters been on medicaid since she was born. We lived with my mom when she was born until Halloween. Issues came up with my mom so I moved in with my dad and my fiance moved in with his best friend. I'm young and since we aren't married yet my dad wouldn't let him come with me. We did that until January until I got back to working as a nanny and decided that we'd move on our own and figure it out.

 

Well a week before we moved my boss sent me on temporary leave for stupid reasons (may explain later) and that was January 25th. So we've been living in our apartment by ourselves with no money. Had to borrow rent for March, borrowing money for gas for my fiance to get to work since he got a new job, but we live out in the country and his job is 17 miles away. I did work a few days last week for my old boss and was supposed to this week but I realized the profit difference was only $50 so I told her I couldn't work this week and took the pay from last week and put it towards getting my at home job started. I'm now training for Live Ops which takes calls for products and services like the infomercials you see on tv and such. 

 

I spent all day yesterday off and on the phone with my case worker to get us on SNAP and medicaid for pregnant women. I think I have the nicest lady in the world. She wasn't rude or judgey like I've dealt with in the past. She's trying to get us emergency benefits. 

 

I've read this entire thread and you ladies just seem really great so I wanted to come by here first. Hope everyone has a great day and weekend.

post #139 of 1405
Welcome, the more the merrier. Well, we aren't always merry but ya kniw, lol.

Tomorrow should be an awesome day. I'm hitting a yardsale and few thrift stores with my sis and mom. Then in the afternoon my sis, hubs, and I are seeing the new oz movie. I must stay strong not to overspend thrufting, lol, but I have done pretty well with that lately. Since we are seeing a matinee its cheaper than seeing it later, and my parents can watch my babes.

I found a neat website you ladies may enjoy, hundredzeros.com. Its free ebooks of all kinds. Even most computers have a kindle now so I figured many mamas in here could enjoy it. I downloaded like 20 books to my tablet yesterday!
post #140 of 1405

Welcome crunchmonkey.  I was 19 when my oldest daughter was born so I know those crappy dynamics of living with your parents and being a young parent yourself.  It's tough at any age really. There's a very fine line of respecting your parents' home and staying firm in your role as parent.  I don't envy your situation.

 

happyhats, how did you do on your thrifting?  Thanks for the website, I'll have to check it out.  

 

 

 

Gratefuls for us:

 

-Not sure if I already shared this but my neighbor(side by side duplex) agreed to let me use the strip of land next to her driveway for my garden again this year.  Everything else is shady or just plain hardpack dirt/sand/rocks due to the massive oak in the backyard and not suitable for gardening without massive dumps of compost and soil that I can't afford.  So I'm super excited to get started gardening again.  I have all my seeds started inside in egg cartons already!

 

-We finally paid our library late fees so we can rent books again.  oops.gif  So we hit up the library for some free books last week.

 

-tomorrow is going to be a lovely warm 45degree sunny day so I'm taking the kids hiking in the morning.  Then we go off to my parents' house for free lunch and visit, and then off for a playdate.  A nice busy day and some free food and time outside.  Up here in New England we get so few sunny days in the winter so we go weeks with grey skies and miss out on all that good vitamin D.  My kids could use some sunshine and vitamin D tomorrow!

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