or Connect
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~~~~2013 Low Income Support Thread~~~~
New Posts  All Forums:Forum Nav:

~~~~2013 Low Income Support Thread~~~~ - Page 65

post #1281 of 1405
Quote:
Originally Posted by kathirynne View Post
 

I've been trying to find a blog or article about living with kids on very little (<20000). Apparently it's only possible if you are a single male college student w/out kids. :/

 

I live on a little less than $2,000 a month.  It can be done.


Us too we live on about 1600 a month. No blog though.

post #1282 of 1405
Quote:
Originally Posted by micah_mae_ View Post
 

I've been trying to find a blog or article about living with kids on very little (<20000). Apparently it's only possible if you are a single male college student w/out kids. :/ Anyway, any of you blog??

 

I have a blog, but it's not about living on little....I could make it be about that, though.

What sorts of "articles" would you like to see?

post #1283 of 1405
Quote:
Originally Posted by kathirynne View Post
 

 

I have a blog, but it's not about living on little....I could make it be about that, though.

What sorts of "articles" would you like to see?

Thanks to everyone who's replied, I'm not great at replying since I'm usually on and off for only a few min at a time.

 

Kathirynne, I'm interested in logistics. Day to day how to make it work type stuff. I don't know for sure yet how much child support I will be getting but while I'm in school that will be the extent of my resources. Probably $1200-$1500/mo. 

post #1284 of 1405
Thread Starter 
Quote:
Originally Posted by micah_mae_ View Post
 

Thanks to everyone who's replied, I'm not great at replying since I'm usually on and off for only a few min at a time.

 

Kathirynne, I'm interested in logistics. Day to day how to make it work type stuff. I don't know for sure yet how much child support I will be getting but while I'm in school that will be the extent of my resources. Probably $1200-$1500/mo. 

Do you qualify for food stamps, state medical, financial aid?

IDK what you eat but coupons have saved my butt many times and there are tons of coupon websites. 

Learn to love the library, the park, free activites in the community.

post #1285 of 1405
Quote:
Originally Posted by zebra15 View Post
 

Do you qualify for food stamps, state medical, financial aid?

IDK what you eat but coupons have saved my butt many times and there are tons of coupon websites. 

Learn to love the library, the park, free activites in the community.

Not until the paperwork is all finalized..i wont get medical so hes graciously allowing me to postpone finalizing until feb when my cervical cancer crap is done with. I will get foodstamps though, which will probably be more than we are currently spending on food..Im applying for hud housing but there is a lonnnng wait list so Im staying with my parents in the meantime..

post #1286 of 1405
Planning on making some dough ornaments with the kids tonight. Maybe some biscuits for the freezer too. In other news, yay for random free small appliances from family! My sister got a soda stream via one of her survey sites. But the lights dont work so they are sending her another, and since the lights just indicate the amount of carbonation, Im taking it. Woot. And my sother sister offered us a microwave that was for my neice'S dorm room but she found out she couldnt take it. While I dont miss our microwave hubby does so I know eventually we would have bought one. Im also buying a table top tree for my parents since they want to downsize and they are giving us their full sized fake. We typically do real and may again but this year will be a bit crazy thanksgiving weekend and I really love having the tree up by my bday on the first. Bills are paid and tummies are full so Im grateful.
post #1287 of 1405
Quote:
Originally Posted by zebra15 View Post
 

Do you qualify for food stamps, state medical, financial aid?

IDK what you eat but coupons have saved my butt many times and there are tons of coupon websites. 

Learn to love the library, the park, free activites in the community.

 

I agree - coupons are a huge help. On a good month I can double our FS by buying clearance & using coupons.

 

Community fairs are good to go to too - normally there is free stuff for the kiddos, local agencies and often free food. Expos are good too - we go to the local diabetes expo & healthy child expo every year. Free snacks {often even enough to make a big lunch}, dd normally gets a new bike helmet plus other goodies, and I get lots of samples. One costs $10 for me to get in, and free for dd, but we get way over that amount in coupons & samples so it's worth it.

 

Another big help for me is watching the free section on Slickdeals, as well as entering contests. Even if it's only a $5 Subway gift card - hey that is lunch or a snack when we are out. And if you have a CVS nearby, you can also convert SNAP to CVS store bucks called ECB's sometimes. CVS also does a lot of stuff free after ECB's - that goes in with the couponing though. I almost never pay for stuff like shampoo, dental care, soap, etc - I have a ton of stuff I've gotten free and just use from there.

 

Find out about city programs for kids if you can. Here they do low-cost lessons {dance / music} if you get SNAP, plus you can do summer camp for $25 for 8 weeks all day including meals.

 

Quote:
Originally Posted by micah_mae_ View Post
 

Not until the paperwork is all finalized..i wont get medical so hes graciously allowing me to postpone finalizing until feb when my cervical cancer crap is done with. I will get foodstamps though, which will probably be more than we are currently spending on food..Im applying for hud housing but there is a lonnnng wait list so Im staying with my parents in the meantime..

 

Talk to the housing folks, and if available READ the different programs to get into housing. Sometimes living with family is considered quasi-homeless or at high risk for homeless, and you might go to the top of the list. Here, if you are willing to go to the big city shelter & jump through all the hoops, you can get into housing pretty quickly. I've know a few people who sent their kids to stay with family for a week or so while they stayed at the city shelter to get into housing. I think your area probably is close to the same as I am in the same state as you.

post #1288 of 1405
Do you have 211 in your area? It is information service for social services and community resources. Just dial 211 on your phone. Although it exists online (211.org I think) I prefer to let them do the searching
post #1289 of 1405
Quote:
Originally Posted by micah_mae_ View Post
 

I've been trying to find a blog or article about living with kids on very little (<20000). Apparently it's only possible if you are a single male college student w/out kids. :/ Anyway, any of you blog??

There was a blog a few years back http://under1000permonth.blogspot.com that she shut down, due to a lot of receiving a lot of criticism I think. She had some good ideas and some ideas that led people to believe she was doing some unsafe things. I guess you could read through and take what you want from it...

 

Also, I've found

 

http://thepeacefulmom.com/living-on-less-than-28000-a-year-series/

http://www.theminimalistmom.com/2012/03/frugalmoms/

http://beingfrugalbychoice.blogspot.com

http://www.topmommyblogs.com/pages/frugal_living_savings_mom_blogs.html

 

It couldn't hurt to check out Zenhabits and mnmlst as well as other minimalism sites, because they often have some tips you could use, even without going minimal.

 

And, see if you can get your hands on The Tightwad Gazette. Some of the information is outdated (mainly just the prices) but the ideas could still be used. There are three volumes or The Complete Tightwad Gazette, local libraries usually have them. I got mine for free with Swagbuck gift cards.

post #1290 of 1405
Quote:
Originally Posted by micah_mae_ View Post
 

Thanks to everyone who's replied, I'm not great at replying since I'm usually on and off for only a few min at a time.

 

Kathirynne, I'm interested in logistics. Day to day how to make it work type stuff. I don't know for sure yet how much child support I will be getting but while I'm in school that will be the extent of my resources. Probably $1200-$1500/mo. 

As a student, I live off my grants and loans. I know that they count spousal income from the year before, so it wouldn't help until your FASFA for the 2013 tax year, but I'd consider that. The loans can be forgiven fully or partially for certain fields in my state. Usually medical, teaching, and public service.

 

I also suggest seeing if there are salvage stores in your area. Around here, about 50% of what is at the salvage store is dented or the boxes are torn but the inside bags are still sealed. There is also a surprising number of natural and organic stuff at the salvage stores because they don't sell as well at big-name grocery chains. Just make sure to check dates, but I can easily get $200 of food for $75 or less that is still within the date range just because the packaging is messed up.

post #1291 of 1405

My husband managed to get an eink Kindle today for my oldest child for $29.  There was a $40 off deal, and he had some money in his Amazon account so he jumped on it. That's one piece of the birthday taken care of. :)



On the downside, there is some weird passtime thing on our van through the bank, and it is malfunctioning, so  my van is not working at the moment. I have to get it jumped in the morning to see if that helps. My very sweet neighbor gave me a ride to buy a couple groceries this evening as we were out of milk.  So sweet of him.  I will make some cookies and drop them off this weekend in thanks. 

post #1292 of 1405

Rainbow, that's awesome!  Your oldest is gonna love it.  My oldest daughter got a Nook Simple Touch when they went on sale at Wal-Mart two years ago for like $87.  My ex and I split it since she adores reading and we get most of the books from our local library.  It's probably the BEST thing we ever bought her.  I thought it was a stupid idea since she could just get regular books from the library but it's much more portable and there's tons of free tween books at the barnes and noble website and she's got hundreds stored on her nook.  Very easy to get free e*one books from our library with Adobe Digital Editions too.  We love ereaders.

 

happyhats, we've been doing real trees too but it's not cheap.  We usually get the sad little Charlie Brown tree that won't "fulfill his Christmas destiny"(does anyone know where that comes from???) otherwise.  It's usually $20 or less and small and half-dead but it's a tree.  :joy  I want to make the cinnamon dough ornaments with the kids this year because they smell so ama*ing when you cook them AND on the tree later.  Actually they smell nice a year or two later as well.  

 

micah_mae, how are things going with your health?  You haven't updated on the cancer recently.  You are always in my thoughts.  :Hug

 

frugalmama, you are like..... "poor person extraordinaire."  (can't believe spell check says I spelled that properly.  I totally guessed.  Go me!)  You know SO many resources and places for help.  GENIUS!

 

 

 

I am working for a few hours today while the girls are in school and as soon as I get home I have the baby.  Hooray for making money.  Out of desperation I went rummaging through my garden for veggies a few days ago since I hadn't had time to grocery shop and we had nothing left.  I found a nice handful of green beans, another handful of sugar snap peas, and I dug up a few baby carrots and the kids were THRILLED.  Really grateful for that.  It was a nice little bonus and we had a hard free*e the next day so they needed to be harvested anyway.  Still have some carrots in the ground but I doubt they'll get any bigger.  Our temps have been hovering in the 20's at night these days.  But they'll stay fresh in the ground so I'll keep them there.  A little frost will make 'em sweeter anyway.  I've been doing a lot of knitting lately to keep busy.  Cowls for everyone!:bgbounce

 

 

Gratefuls:

 

-my paycheck from last week bought us groceries, new socks, a warm winter jacket for one child, and some random household supplies.  Everything we needed.

 

-I have a little savings acct right now that I've been saving up.  Really grateful for that.  It's been years since I've had one of those.

 

-the food situation is being well-managed and we are eating well.  I've been stressing about that, so that's nice.

 

-I'm really and truly enjoying getting dressed nicely to go to work.  I think it's making me happier.  It's nice to look good from time to time.

 

-got a date tomorrow night.  Yay me.  :wink

 

-heat.  Dear goodness it's free*ing outside lately.  I'm SO glad for heat.  And I just sent off my LiHeap application which I hope is approved.  Will be holding my breath for that for sure.

post #1293 of 1405

A few good things happened. I wasn't sure if I would get into the HH because of my active level for the months they wanted but I was accepted! YAY! First time i've ever used it and I am so grateful. 2nd thing is I went to work the other day and my boss told me he has a small bonus check for xmas for me coming that morning. It was $300 and I cried! I needed that money to pay my sitter and get some groceries and pay a few bills we had due so it came right on time. We are slowly catching up on all the bills from where DH was out of work.

 

I was rear ended last month while sitting at a stop light and the person didn't see me stopped so hit us going around 30mph. I was having some issues so they made me go to the hospital and I got all the bills for that yesterday. Need to work on getting those filled out and submitted to other persons insurance since we have been waiting on them to come so that they can pay and this be over with. Hope everyone else is doing well!

post #1294 of 1405

Averysmomma05 - glad you got in! We applied & I am hoping we get in, but worried about not being active enough too. This is pretty much the only place on MDC I post, and we've had so many times this year without net access that I haven't posted much. And WTG on the bonus check!

 

Justmama - *blush* I know a lot of the resources because I used to be on the other side of the desk, helping those in need. When I was in college, pre-baby & pre-health issues, I volunteered a lot with local agencies & even for the 211 line a few times. When I was a kid I remembered being the needy one & wanted to give back. Never thought I'd be back on the asking end again, but it is what it is. And so glad to hear you are doing good with food & everything you need :)

 

RainbowAsylum - I am so jealous of that kindle deal! I looked on slickdeals and some got discounts as high as $60 off, but nothing on my account. I have a kindle, but dd is always wanting to borrow it. Hope you can get your van running!

 

ThatGirlIKnew - Thanks for the tip on salvage stores. We have one in town, but I don't go there as it's a pretty long bus ride from us. Need to look into it. 99 cent only is another good spot if you have one - they are like a combined salvage & dollar store. Not everything is a good deal, but I pick up produce & refrigerated stuff pretty cheap there. And DITTO on the Tightwad Gazette - it's a HUGE help IMO.

 

 

I hate to say it, but I think this winter is going to be long & cold, even way down here in TX. The last 2 nights we've hit 32, which is unheard of for this time of year here - normally our low is around 50. I thought it was going to be cold early from watching the animals earlier this summer - the bees really were hunting for nectar & the squirrels for nuts. My dad taught me to watch the animals to see what kind of winter we'd have lol.

 

 

Greatfuls:

 

~ Found out the $500 gift certificate I won for pet supplies doesn't have to be use in 1 go. Thanks to that, I was able to order flea meds for our kitten as well as food & litter & a cat tower. And I still have $250 left to use on food & litter as we need it.

~ Warm winter clothes for dd & myself to bundle up in & a space heater to use to keep warm. SO glad dd's long trench coat from last year still fits so she can be warm when we walk to the bus.

~Plenty of warm foods to bake to help heat the house up

~Bills all paid, ebay income coming in, and a full pantry.

post #1295 of 1405

Yay- the van is running (at least for now)!  I called the auto club to have them come jump it, and that seemed to do the trick.  I have to go pick my husband up at the bus station later though, so here's hoping it starts again in a couple hours. Otherwise I will need to do some begging with the local garage to get them agree to put in a new battery today and let me pay them tomorrow.  I think they'll do it, but I hate having to juggle things the day before payday. 

The Kindle was a fabulous deal- I know she'll love it, she's always complaining that she is 'out of words' when she finishes all the books she has on hand. I think she will really enjoy endless reading. 

And now, I need to get some mad cleaning done because I slacked last night while I stressed about the van. I don't think my husband wants to walk into the current level of chaos. 

post #1296 of 1405
Quote:
Originally Posted by RainbowAsylum View Post
 

Yay- the van is running (at least for now)!  I called the auto club to have them come jump it, and that seemed to do the trick.  I have to go pick my husband up at the bus station later though, so here's hoping it starts again in a couple hours. Otherwise I will need to do some begging with the local garage to get them agree to put in a new battery today and let me pay them tomorrow.  I think they'll do it, but I hate having to juggle things the day before payday. 

Most places like Autozone and Pepboys will check your battery to see if it just needs a good charge or if you need a new battery. It's about the easiest DIY car thing. But the battery is heavy so not the funnest thing to haul on a bus with kids in tow, especially if the store isn't close to a bus stop.. If you feel hesitant at the idea of taking the battery out of your van yourself, maybe you know someone that wouldn't mind doing it/showing you how. And usually you get a discount off the new battery when you bring in your old battery. There have been a couple times when I've brought in my battery, they've checked it, and told me it just needs a charge. You leave it there for a couple of hours and they charge it for free. The charge sometimes works when just a jump doesn't. Just don't go in too close to closing time. 

post #1297 of 1405

I think it will be ok- I'm a long way from a large autoparts place, but only two blocks from a local gas place that also does batteries and tires- simple stuff like that. (I live in a town with a population under 100, options are limited. ) But they said they would be happy to test the battery if necessary, and will let me pay off a new battery 'any time this month'.  So, I guess there are upsides to small town life. 

post #1298 of 1405
Quote:
Originally Posted by micah_mae_ View Post
 

I've been trying to find a blog or article about living with kids on very little (<20000). Apparently it's only possible if you are a single male college student w/out kids. :/ Anyway, any of you blog??

I don't have a blog but I live on $896 a month...I get a food card but it still isn't easy...We live very basic...Let me know if you have any questions...

 

 

How is everyone doing? Hopefully better than the last time I popped in...I have been so busy...working and then I have my classes on Fridays...I am living on basically 5 hours of sleep a night during the week between the nights I keep little man(who doesn't sleep by the way..he is the energizer bunny incarnate) and trying to keep up with all this homework and papers I have to write..I am beyond exhausted and can't wait for winter break...

 

This has been the week from hell..I was on my way to work Tuesday and my car died on the side of the road out in BFE...Luckily I had my phone and I had minutes on it..Often times I don't for lack of $$..I was lucky this time..Turns out my water pump was kaput...Almost $300...I cried...I had just paid my car insurance and yearly membership fee...That was my whole check for two weeks...I had to pay it cause I have to have a car to get to work and class..Then I got a shutoff notice on my electric bill which I was planning to pay with some of the $$ I thought I had before the pump went out..So I had to call and see if our local help organization would help.. I hate doing this but I am getting the app and everything together to fax to them so our electric/heat doesn't get shut off..This kind of stuff really stresses me out.... :(   

 

What was it Dori the fish said??? Just keep swimming...Just keep swimming...Just keep swimming.....

 

Prayers for everyone to have a calm, warm and safe couple weeks... <3

post #1299 of 1405
Hugs and prayers Mylie.
post #1300 of 1405

Hugs Mylie! I alternate between Dori (Just keep Swimming) & The little Engine that Could (I THINK I can I THINK I can) :)

 

In good news for us - we got into the HOliday Helper program! And I THINK after much figuring that I might not lose my medicaid when I renew this time.

New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Frugality & Finances
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~~~~2013 Low Income Support Thread~~~~