or Connect
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~~~~2013 Low Income Support Thread~~~~
New Posts  All Forums:Forum Nav:

~~~~2013 Low Income Support Thread~~~~ - Page 32

post #621 of 1405

Justmama - We're scrambling to figure out how to pay bills too. Currently waiting for the disconnect so that then I can go get aid with the water bill & electric bill. Hope you are able to fix your car cheaply. 

 

ILoveMyBabyBird - Our washer is on the verge of going too. Praying yours keeps working! If it does go out, I would mention it your your landlord anyways - he might suprise you and replace it since it was in the unit when you signed the contract. I kinda remember something about that when I took business law - that the landlord had to keep the unit in the same condition as it was rented it, even if that specific item wasn't mentioned in the contract. And yes it sucks your Xdh bought a new car - but hey if he ever says he can't afford support you have ammo on him now :)

 

Micah_Mae  - I agree with everyone else - you need your own bank account at a different bank than STBX. 

 

Happyhats - Dealing with a growth spurt here too. DD suddenly has outgrown most of her leggings - thankfully I can find them for like $1 each at thrift shops. Spent last night going through her clothes & sorting out too small stuff. Now today I'll go through the too big totes & see what I can find for her. 

 

Emi & Greenemami - Hi! Welcome to our little group :)

 

 

 

Gotta go put money in the bank today so I can ship some WAHM stuff & get paid, hopefully later this week. Praying they don't cut my internet off - it's on auto-withdrawal & I don't have the $$ in the bank for it right now. My account is set up to where they will decline the charge rather than allow an overdraft, so I have no idea what happens with an auto-withdrawal. 

 

Spent more than I should have yesterday - we ate out which I know better than to do, but dd & I were hungry and I am so tired of trying to cook & keep the house clean with no water. It's been 2 weeks today since we certified for the water repair program, and 3.5 weeks of dealing with almost no water in the house. Still haven't heard back from the plumbing program either. Kinda praying I hear from them today and kinda not - I have less than a minute left on my safelink phone & my new minutes haven't come yet. I've been trying to get them to manually credit but no luck. 

 

Trying to plan for my dd's birthday next month - she's turning 7. She wants to go to the circus for her birthday, but that's at least $20 just for tickets, and I'm not sure I can do that. Maybe. Was hoping to get her a nice present, but not much luck. I have 1 American Girl book put back for her, probably will try to see if I can add to it. If I can get another box of sweaters filled, shipped & paid for this month then I might can afford to get my sewing machine fixed & then I can sew her some doll clothes for her AG doll. 

post #622 of 1405
Quote:
Originally Posted by frugalmama View Post

Justmama - We're scrambling to figure out how to pay bills too. Currently waiting for the disconnect so that then I can go get aid with the water bill & electric bill. Hope you are able to fix your car cheaply. 

 

ILoveMyBabyBird - Our washer is on the verge of going too. Praying yours keeps working! If it does go out, I would mention it your your landlord anyways - he might suprise you and replace it since it was in the unit when you signed the contract. I kinda remember something about that when I took business law - that the landlord had to keep the unit in the same condition as it was rented it, even if that specific item wasn't mentioned in the contract. And yes it sucks your Xdh bought a new car - but hey if he ever says he can't afford support you have ammo on him now :)

 

Micah_Mae  - I agree with everyone else - you need your own bank account at a different bank than STBX. 

 

Happyhats - Dealing with a growth spurt here too. DD suddenly has outgrown most of her leggings - thankfully I can find them for like $1 each at thrift shops. Spent last night going through her clothes & sorting out too small stuff. Now today I'll go through the too big totes & see what I can find for her. 

 

Emi & Greenemami - Hi! Welcome to our little group :)

 

 

 

Gotta go put money in the bank today so I can ship some WAHM stuff & get paid, hopefully later this week. Praying they don't cut my internet off - it's on auto-withdrawal & I don't have the $$ in the bank for it right now. My account is set up to where they will decline the charge rather than allow an overdraft, so I have no idea what happens with an auto-withdrawal. 

 

Spent more than I should have yesterday - we ate out which I know better than to do, but dd & I were hungry and I am so tired of trying to cook & keep the house clean with no water. It's been 2 weeks today since we certified for the water repair program, and 3.5 weeks of dealing with almost no water in the house. Still haven't heard back from the plumbing program either. Kinda praying I hear from them today and kinda not - I have less than a minute left on my safelink phone & my new minutes haven't come yet. I've been trying to get them to manually credit but no luck. 

 

Trying to plan for my dd's birthday next month - she's turning 7. She wants to go to the circus for her birthday, but that's at least $20 just for tickets, and I'm not sure I can do that. Maybe. Was hoping to get her a nice present, but not much luck. I have 1 American Girl book put back for her, probably will try to see if I can add to it. If I can get another box of sweaters filled, shipped & paid for this month then I might can afford to get my sewing machine fixed & then I can sew her some doll clothes for her AG doll. 

I am sorry about your water and plumbing troubles! We are dealing with the same issue right now waiting on people to get back to us. Our window in the living room leaked and ruined my living room floor. Insurance sent a adjuster out to view the damage and he determined they will replace the subfloor,new flooring (going from laminate to carpet), a new window, new walls on one side the room where window was, and to get whole living room repainted. They say it will be 30 days before they make final decision with numbers so we have a living room floor we can barely walk on! The baby is going nuts wanting to crawl around. It has been 2 weeks now since he came out and so she should call this week I am hoping as I really want my house back.

 

My oldest girl has a birthday coming up next month so I am trying hard to make money so that I can get her a new bike she desperately wants. I also am trying to earn enough on swagbucks and mturk so me and the hubby can go pick apples and stay in a hotel for our 9th anniversary next month. We haven't got to celebrate it in years so I want to surprise him.

post #623 of 1405
Thread Starter 

Kiddo turns 13 in early sept and i have a few things put up for him.  ("Good" type art supplies) but nothing that says 'hey welcome to 13' ya know?  He wants a couple lego sets but I might let him buy those with $$ my mother sends.  Our TV has been broke for over a month, I dont have $$ go get a replacement.  DS laptop died months ago as well.  I just seems there is no $$.  I hope subbing is plentiful (but not so much that it bumps us off benefits) - always a fine line to walk there.

 

Gratefuls - today I am going to the library ALONE for some quiet time.  If there isn't subbing work on friday, we got invited back to 'yarn and play' at our friends house and J can swim there.  

 

Its been super hot here and the heat is just sucking all the life out of me.  I don't even feel like going to the pool here at night.

 

I've been slowly working on J's blanket for his 'bday.  Did some of that last night.  

 

Food stamps hit the card on the card on the 7th.  I will be shopping on the 7th.  Ugh.

post #624 of 1405

happy early birthdays to all the kiddos!  I'm sure you mamas will make their days great! 

 

I'm sorry about the car, justmama.  I am glad that we have a reliable vehicle now, but not glad for the payments, lol.  Seriously the car and the student loans are what make us struggle on a monthly basis, but what can you do. 

 

To be fair, I found the recipe from allrecipes.com.  I have done some variations though and it's a great recipe to play with. 

 

Come on Wednesday!  Food is getting more and more scarce but we'll pull through with some creative cooking.  And hopefully I can go look around for shoes for dd later this week as well. 

post #625 of 1405
Thread Starter 
Well good news! I have a subbing job on the very first day of school. I hope this is a sign of things to come! I have 6 days of subbing scheduled for the month of August so far. I need all the $$ I can get in August because I think Sept paychecks is what DES is going to look at for re-evaluation for FS/MEDICAL. and I can not be over limit. (Sept checks for October re-eval) I hate playing that game but what else can I do? Today is going along... I spent some time at the library. I was able to calm down a bit and ds is at swim team now. Dinner is going to be quesadillas for DS and I will have salad and something. (probably chicken). Kiddo is having chicken, green pepper and cheese quesadillas. DS got some movies at the library. Sherlock Holmes and then Tom Hanks ;) Should keep him busy for a couple days. I feel like I"m hogging the thread here...
post #626 of 1405
Quote:
Originally Posted by zebra15 View Post

Well good news! I have a subbing job on the very first day of school. I hope this is a sign of things to come! I have 6 days of subbing scheduled for the month of August so far. I need all the $$ I can get in August because I think Sept paychecks is what DES is going to look at for re-evaluation for FS/MEDICAL. and I can not be over limit. (Sept checks for October re-eval) I hate playing that game but what else can I do? Today is going along... I spent some time at the library. I was able to calm down a bit and ds is at swim team now. Dinner is going to be quesadillas for DS and I will have salad and something. (probably chicken). Kiddo is having chicken, green pepper and cheese quesadillas. DS got some movies at the library. Sherlock Holmes and then Tom Hanks wink1.gif Should keep him busy for a couple days. I feel like I"m hogging the thread here...
We are doing the same thing about Fs renewal. I work very part time only when needed/on call so it has worked out well this month. Hopefully Fs doesn't go down. Yay to get all the subbing jobs. I hope things stay looking up for you.
post #627 of 1405

DH went to the food bank this morning so we would have some food since we don't get paid for a few more days. Got a lot of random things so hopefully we can figure stuff out to do with them. Got a bag of bad produce I am going to turn a few into pancakes and stuff.

 

 

 

Gratefuls-

 

We got things from the food bank we can use

My house payment is paid for the month

We all are healthy

We have jobs which are few and in between in our town.

post #628 of 1405

Zebra - Mind if I ask how do you like subbing? I'm considering it for making some extra $$$ Here they pay $75/day for subs with no college, and $85/day for those with 60+ college hours. I have way more than that, but not sure I can count them as I owe my University $$$ and so they won't release my transcripts. I would be doing elementary only - I have 2 elementary schools within a half mile of my house :). DD isn't old enough to be left alone all day but in a few more years when she is I might try to sub quite a bit & do some house improvements. 

post #629 of 1405

is there anyone that could watch your dd a couple times a week, frugalmama?  I'm sure it would help you out tons.  Maybe do a care exchange? 

 

We are squeaking in just under the wire here.  I'm almost out of butter and I have one egg left.  This is seriously getting old, but thankfully we get paid tomorrow night, hubby goes to the store early Thursday morning and then we can do shopping on Thursday and a costco run on Sunday.  It is needed, badly.  I'm so done with being broke and scrounging for food. 

 

Making our last batch of muffins for tonights snack/tomorrows breakfast, and reheating some chicken noodle soup for the kids lunch.  Dinner will be hamburger casserole. 

 

I picked up the kitchen a bit more and I did a couple patches on my sofas. 

 

Has anyone made playdoh for their children? Got any tried and true recipes?  My kiddos are on a playdoh kick, and I have a couple birthdays the end of this month that I could use a gift for.  I'm off to google tonight.

post #630 of 1405

http://www.growingajeweledrose.com/2013/03/clay-recipe.html  <----- this is on my pinterest to try.  Looks awesome and simple.

 

 

 

This is tried and true and loved by my littlest girl.  http://www.momto2poshlildivas.com/2012/08/back-to-school-no-cook-kool-aid-play.html

 

 

 

 

And this website is FULL of cheapo things to do with the kids that you will just adore.  So creative.  We've done lots of them already.  http://www.growingajeweledrose.com/2013/01/play-recipes.html

post #631 of 1405
Thread Starter 

subbing is hit or miss.  I have about 40 total schools in my district so its really pot luck what you get (and i prefer 7th grade and up).  Some schools i just plain refuse to go to they are so bad.  But its pretty easy work and steady work if you arent too particular.  The university needs to release transcripts upon employers request etc.  What I like about subbing is if I'm having a meltdown or a really bad time I just dont accept work.  So in that aspect its the best option for me right now.

post #632 of 1405

I have heavily considered subbing, and will probably go that route if i don't land a teaching job next year but wonder about childcare too. I don't know of many places that could do drop in care for ds (since he is in school) I could sub for 1 day only while the kids are with xdh during the week, but for the fall semester I really need that time to study so I will maybe think about doing it in the spring or next fall if no job comes along. Subs get paid 15$/hr here so the pay is really good.

 

Paid for one class on my 0% interest cc=1215$, the other class I could not use a visa, so I ended up using my EF money that i was going to build up. I should be okay next month, I have 900$ to cover expenses for the rest of the month and put 700$ back into savings, so may take me another month or two to get saving back to 2000$ but I am okay, long as I have enough to cover rent for September and I guess I can just us CC for groceries and gas for the rest of the month. Made 2 large electronic purchases (tablet for classes) and finally bought a phone. Probably wouldn't have gotten such a nice phone had found out I would more than likely need a tablet, but oh well. I had no textbook purchase for the class, so my tablet was my textbook purchase. I thought about just using the laptop but i really want something smaller and portable to take along or outside etc when dd is playing, the laptop takes up my whole lap. lol. Guess I will call the tablet and phone my bday and xmas gifts to myself they were just super early!

post #633 of 1405
Quote:
Originally Posted by ILoveMyBabyBird View Post

I have heavily considered subbing, and will probably go that route if i don't land a teaching job next year but wonder about childcare too. I don't know of many places that could do drop in care for ds (since he is in school) I could sub for 1 day only while the kids are with xdh during the week, but for the fall semester I really need that time to study so I will maybe think about doing it in the spring or next fall if no job comes along. Subs get paid 15$/hr here so the pay is really good.

 

Paid for one class on my 0% interest cc=1215$, the other class I could not use a visa, so I ended up using my EF money that i was going to build up. I should be okay next month, I have 900$ to cover expenses for the rest of the month and put 700$ back into savings, so may take me another month or two to get saving back to 2000$ but I am okay, long as I have enough to cover rent for September and I guess I can just us CC for groceries and gas for the rest of the month. Made 2 large electronic purchases (tablet for classes) and finally bought a phone. Probably wouldn't have gotten such a nice phone had found out I would more than likely need a tablet, but oh well. I had no textbook purchase for the class, so my tablet was my textbook purchase. I thought about just using the laptop but i really want something smaller and portable to take along or outside etc when dd is playing, the laptop takes up my whole lap. lol. Guess I will call the tablet and phone my bday and xmas gifts to myself they were just super early!

really didn't mean to quote lol but what i would really love is to get a 1/2 time teaching gig next year. I can still get my certification but it would take 2 years instead of 1. I have this dream of just working 4-5 hours and I could put dd in pre-school and ds would be in school all day and I would be able to save a ton on childcare and get paid about 18000 a year for partime work and then once did is in K, start working full time. I am honestly going to keep my eye out for that type of job come november for spring, I know there are lots of half time positions and long term sub positions out there so I hope i can find something like that at least in the beginning. 

post #634 of 1405

oooh, thanks justmama.  You're a lifesaver.  Those will be some wonderful things to fill our fall and winter days especially (saw some fun pumpkin, candy cane, and snow related things!).  As far as playdoh for at home I'm going to try a simple oatmeal playdoh recipe I just found....it's a no cook one and basically just flour, water, and oatmeal.  I don't know how long it will last, etc, but we have everything on hand to try it out today.   We are also making us some "rainbow crayons" from all the crayon bits we had laying around, and later we are making peanut butter cookies again.  I nixed muffins since the kids were getting a bit bored of them-tomorrow's breakfast will be oatmeal with banana puree and raspberry jam.  Hubby warmed my heart today and said he was proud of me for making such a difficult week a good one.  I'm glad it's almost over but it's not been all bad and I was able to stretch my creativity that much further. 

 

I am going to look through our gift "closet" for the friends' birthdays.  I know we have a nice set of thomas puzzles that isn't going to anyone.  I might be able to figure out something else out of the box if I look my list over.  I would need cream of tartar and something to dye the koolaid with if I do playdoh, but on the plus side I can make some for others with that as well.  Hmmmm...

post #635 of 1405

Happyhats - I don''t really have anyone I can get to watch my dd. I have one semi-friend who I can call occasionally, but it's a last ditch thing as I REALLY don't agree with how they treat their kids - it borders on abusive IMO. Dd has mild ASD and is delayed in a few areas {namely potty training}, so drop-in care is out too. I'm hopeful to get her fully trained this year so that she can go to the city summer camp that is $20 for 10 weeks, and then maybe pick up some type of summer full time work. I could probably make enough doing that to live off for the year if I was careful. 

 

Zebra - Sounds like subbing might just work for me too. I need something where if I wake up and my joints are screaming I can just go back to bed & rest. Will definately look into it if I can find care for DD or when she is a bit older. 

 

 

Hugs to everyone else. 

 

Finally got my safelink phone minutes today - immediately called the plumbing service. Apparently they lost my paperwork, but they can see that I was certified though. Now waiting for them to find the paperwork & have the plumber call me - was supposed to hear back by 5pm and didn't. If I don't hear from them tomorrow will call again. I am SOOOOOOOOOO sick of dealing with this broken pipe & not being able to properly shower & cook & wash dishes & laundry. 

post #636 of 1405

Do y'all think I can make enough in 6 months doing tax work to support us for the whole year? I want to do road-schooling and travel with the kids...

post #637 of 1405

Micah-I really think it would depend on your area.  Around here tax season is only super busy the beginning of the year when taxes are filed/returns being given out.  Some people do loans around Christmas as well.  But I don't think you would make enough in our area for the whole year.

 

Not much here.  Hubby gets paid tonight!  And we should have the credit card paid off by next week!  So we're just slogging through the day, and going shopping tomorrow.  Need to pick up some vitamins tomorrow and going to check out the new pharmacy in town.  They sent some great coupons in the mail-free pain reliever, free first aid kit, and two different coupons for 5 dollars off a ten dollar purchase. Hope those can be used for vitamins- I know they won't be the absolute highest quality but I honestly do feel a difference. 

 

I have a canker sore and it's starting to make my whole mouth sore.  I'm swishing with peroxide and I put some clove oil on it.  I'm hoping to pick up some garlic.  Any other ideas?  I think it's a combo of hormones (I'm in the throes of perimenopause and I can feel it!), less than stellar diet this past month, and probably allergies aren't helping either. 

post #638 of 1405

There is a lovely library about forty miles from here with a lot more services than our local library.  I've been wanting to join it for sometime, especially with my daughter getting bigger and fall being here soon.  I am dropping off a couple bags of clothes to a lady on my freecycle site in that town, and getting some children's books from her in return, so this would be the weekend to try to finally get our cards.  However we also need to go to costco this weekend, pretty darn badly.  Originally I had planned on making the trade with the lady on the way to costco, but we could theoritically just do the library one day and then costco the next.  Have to decide if we have the gas to spare though with gas being so high.  Doing all of it in one day would probably be too hard on the kids.  I'm really excited the more I read about our library though. They have crafts for the kids, they do knitting and wine making classes, and movie nights, etc.  I'm sure we won't be going to all of that anytime too soon (one car family and living a distance from the library) but it will give us an outlet when the weather gets yucky and they can't run as much energy out.  And maybe hubby and I can even plan the occasional "date night" out around the library like nerds, lol. 

post #639 of 1405

happyhats I am thinking of utilizing the library more near me. I really want dd and I to get out more since ds will be in school in 7 days! The local library has a parent/child story time for 2-3 year olds and I plan to sign dd and I up. We have done a ton this summer though this last week I am kind of wanting to take it easy. Soon it will be drop off/pick up every day for ds, and classes start for me the following monday. I plan to make a list of things to do for dd and I and try to have 2 or 3 outings (not including errands/grocery runs etc). She is just such a different personality than ds, he was and still is a homebody and she is totally the opposite. Ds is now in 2nd grade and still talks of being homeschooled (we heavily considered it prior to K)

 

Did most of the grocery shopping today for the week spent just shy of 40$ at aldi's. The kids begged for a watermelon and I couldn't say no, it is healthy for goodness sake, I picked up a few more things than planned and wanted to keep my weekly budget at 60$ for groceries but may have to up it to 75$ since I have things to get a couple other stores tomorrow because they are running great sales on things like cheese, ranch dressing and blue berries, things we go through pretty fast.

 

I was glancing at some jobs on CL today and saw one for a preschool teacher for parent's day out, it was just 2 days a week, but I am going to keep something like that in mind for next year if I don't get a teaching job. Something maybe I could take dd with one of the days and leave her with xdh the other day. My heart keeps telling me I need to pick up another side job, but I am unsure where to look other than CL, I found my current side nursery job there and have been very pleased with the work and the people and have been there for 1 year now.

post #640 of 1405
We have a library in a town over that offers awesome things but it cost $60 a year to become a member since I don't live in that town and pay taxes there. Thinking with tax season I might get a membership since me and the baby could go to story times etc. I get to go back to work tomorrow after being out for a month (I work on call very part time). Hoping we have a ton of work so I can work a lot and have a decent paycheck. Wic appt in the morning and hubby is hitting up a food bank we learned about without expired and rotten food. Here is to hoping.
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Frugality & Finances
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › ~~~~2013 Low Income Support Thread~~~~