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~~~~2013 Low Income Support Thread~~~~ - Page 33

post #641 of 1405

and the posting hog is back again, lol...well, there is a free fun day at a local grocery store so we will be doing that rather than two gas trips. And there's a small chance hubby might be doing even more overtime on that day anyway.  I decided to pop in to tell them mamas about a deal I just came across.  Thredup.com is giving fifteen dollars off of fifteen dollar purchase for first time members.  You do have to pay shipping though, which was around five bucks.  I managed to get three things for myself for nine dollars though, including the shipping.  One dress is nwt, so I've decided if I don't like the fit I'm saving it for my sister for Christmas.  I've been needing a few things for my wardrobe so I'm pretty happy, just hope they fit (I hate online shopping for that reason).

post #642 of 1405
Thread Starter 

Had my first subbing job yesterday - the first day of school.  Chaos all around and no, the kids were not any better behaved.  No work today but the same class again on Friday.  

The teacher is out, just had surgery, so why the school didn't put this in as one 3 week job so they could have some consistency in the classroom is beyond me.  But no... each day is being posted so they are going to end up with a boatload of different people teaching 7th grade math.   Wonderful way to start the year = NOT.  I will be back on Friday but honestly, I dont think I will be doing anymore days.  Can you imagine the uproar and behavior issues in that room?  

I have 3 days of subbing next week.  Monday kiddo and I have homeschool day at the aquarium.   Looking for a sub job for Friday.  The following week's are starting to fill in nicely too.

 

Today we are going to a friends house so kiddo can swim and I need to talk to the mom about a few things.  She is part of my 'emergency' plan so i should probably let her know that = huh?  And I should probably give her a bit of background on things.

 

With a min. of 5 days subbing I should get a decent check.   Oh and my cr@ppy job that I had for all of one week, I got a very small deposit again this week.  Nearly $12.  Well that offsets bountiful baskets.  Since I never get paystubs from then I wont ever know what the $$ is for but I will definitely take it.

 

Have a great day mama's

post #643 of 1405
I love
Quote:
Originally Posted by happyhats View Post

and the posting hog is back again, lol...well, there is a free fun day at a local grocery store so we will be doing that rather than two gas trips. And there's a small chance hubby might be doing even more overtime on that day anyway.  I decided to pop in to tell them mamas about a deal I just came across.  Thredup.com is giving fifteen dollars off of fifteen dollar purchase for first time members.  You do have to pay shipping though, which was around five bucks.  I managed to get three things for myself for nine dollars though, including the shipping.  One dress is nwt, so I've decided if I don't like the fit I'm saving it for my sister for Christmas.  I've been needing a few things for my wardrobe so I'm pretty happy, just hope they fit (I hate online shopping for that reason).

I love thred up! I get my kids clothes there with coupons and from people signing up under me.
post #644 of 1405

Plumber finally called - they will be here tomorrow at 8:30! Only 1 more day of next to no water :) I am so thrilled. I'm penciled in if they get any cancelations today just in case.

 

Gotta call for help with the water bill - see where I can qualify for help at. I should have the funds to pay it in like a week when I get paid, but it's slated for shut-off so not sure I want to chance it. I already put the electric bill on a payment plan, so I need to make sure I'll have funds when it's due. Plus I'm late on the internet bill. I'm starting to be able to make it on sweater money, but this last hump is a doozy. 

 

 

As soon as it cools off a bit, we're getting a kitty, maybe even 2. Pretty sure we have mice - I've seen evidence in on of the bathrooms lately. DD wants a kitty anyways, and I've been missing having one myself.

 

I'd like to ask opinions - I've been considering doing a gofundme campaign to try to get us an central a/c system in here. I could probably put one in for maybe $1000-$1200 total if I go with a used system & my friend installs it. He's been watching for me a system at a used a/c places he uses. But on the other hand I'm not sure about doing it on account of it basically is asking other folks to give me a handout. I dunno. I don't have a problem with asking for help from agencies or programs, but this is different, KWIM? know we really need the a/c by next summer, and I've scrambled all this summer to try to raise funds for it with no luck. A big chunk of our $$$ this summer went towards bus passes to escape the heat - $70 a month for June, July & August. Plus always being gone this summer was a big drain on me - ended up staying home some days in the heat just because I was too tired to go. Having central heat this winter would be nice too - last winter we got by with dressing very warmly & using a few electric space heaters, but the space heaters made the bill run crazy high & we were still cold at night where a furnace would be natural gas & run very cheaply even if we keep the house on the warm side. OTOH, I did find a gadget to reclaim the heat from the dryer into the house, so that should help a lot I think this winter. We do at least 1 load of laundry a day - often two, and if I do them late at night it will help heat I think. 

 

Was going to try to get an a/c system through the weatherization program, but it's not looking likely. Pretty sure this house has foundation problems, and they won't do ANY work if it does {which is stupid because 95% of homes here do have foundation issues}. So I'm trying to plan slowly for weatherizing the house myself - it needs insulation badly & new windows {or at least newer than these}. Thankfully I can pick up most of that very cheaply at our local habitat restore - it's just the install that is expensive since I have to hire it out. 

 

Gratefuls - 

 

~Plumber. 

~Found a bunch of $1 clothes for dd at one of the kid resale shops back in a bargain bin. Mostly winter stuff & Gymboree! 

~Stuff to sell on fb/CL

~found a website to do basic sewing machine repair - going to try it on my machine & see if I can fix it myself. If I can't then it's still the same $70 for a tuneup and I'm out nothing but time.

~Free admission to the children museum Saturday morning on account of an event, then free admission to another big museum all day Sunday {and every Sunday this month!}, then free admission to the children's museum again next Saturday for another event. If we take along snacks / lunches, all we have to pay is bus fare :)

~Found an event giving out free backpacks stuffed with school supplies, and we are signed up. Don't need the backpack but do need the school supplies - I've mostly been too broke this year to even hit the penny sales. Plus they are doing vision screenings which dd needs - I think she might need glasses. She keeps complaining about seeing double a lot. 

post #645 of 1405
ohh glad you are getting subbing jobs zebra! My phone came in the mail today and my straight talk info came yesterday, so i got my new phone all set up. I called sprint and I will need to pay the bill for august but the guy said I will get reimbursed some since I only used the service july 26 to august 8th. I will take it! that will probably cover about 1 month of service at straight talk. Really hoping i like the service because it is going to save me 500$ a year! Didn't make it to the grocery sale today, it runs tomorrow as well so me and the kiddos will head out tomorrow. Have a big event tomorrow evening that will cost $$ but other than that I have no plans for spending money this month on entertainment. Since happyhats posted about the library I went and checked mine out online and found a ton of fun events for dd and a couple for ds. Only downside is you have to call to register for every event and they have different registery dates so i have to remember to call! They have a lego club once a month that ds will absolutely love! I plan on signing up for a couple groups for myself this fall. One is a once a month mother to mother group and the other is a single parents support group. Both offer free childcare so I am going to check them both out. I really need to find things for me to do outside the house that don't cost a ton of money and involve interacting with other adults. My support system is shotty at best.
post #646 of 1405
We have been trying to keep our cell phones on with sprint since we are still in a contract but we no longer can swing it. Ordering straight talk phones tomorrow and breaking contract on sprint. I know it will cost a ton of fees but we just can't do it anymore. It is between eating and cell phones. Will save $110 a month. I worked 4 hrs today and will get at least 8 tomorrow. Here is to hoping for a full week next week.
post #647 of 1405
Quote:
Originally Posted by averysmomma05 View Post

We have been trying to keep our cell phones on with sprint since we are still in a contract but we no longer can swing it. Ordering straight talk phones tomorrow and breaking contract on sprint. I know it will cost a ton of fees but we just can't do it anymore. It is between eating and cell phones. Will save $110 a month. I worked 4 hrs today and will get at least 8 tomorrow. Here is to hoping for a full week next week.

i waited for my contract to expire but realize i probably would have had to pay more up front but would have saved more had i gone to straight talk a year ago...My phone from sprints is 2 years old and pretty much obsolete, I can't even make money on it, so as far as a trade in, i lost on that, it still works, but it has issues with the headphone jack, and it is fuzzy sometimes, hope my new phone lasts me 2 years as well. I got a couple hard covers for it and they are on their way now. i know i dropped my phone a couple dozen times some without a cover and it never got cracked, while the xdh had the same phone and had to replace it 2x's maybe 3. 

 

So charging one my classes I have already earned enough rewards points for a 10$ g/c, so I got a CVS one. Feels good to be bringing in extra money/g/c's this week. Also checked out my student loans and I have decided I am going to work on paying off the unsubsidized loan right away. Had it only since mid May and have already been charged 33$ in interest on 2300$, so that will be my first debt to tackle. 


Edited by ILoveMyBabyBird - 8/9/13 at 8:41am
post #648 of 1405

well, hubby had five hours extra overtime this week so we will get an extra nice check next week and it's actually a bit of an "extra check" because of the way checks fall this month.   We won't be frivolous with it, but I'm thinking a trip to the nearest big town for a few needed things we've put off is going to happen.  Hubby desperately needs new underwear and tshirts (he can probably recycle his grubby tshirts into undershirts though so that will save us a bit), we need a fitted sheet for our bed so we will have a complete second set, and of course my daughter needs new fall shoes.  There are a couple other things too, like vitamins and hopefully a roku box of our own so we can give my sister her wii back eventually (though at least she's not in a huge hurry for it, and I've already told her if her kids ever want to play it they could always either come over here or take it back a day or two, it's luckily not much of an issue since we live a minute walk from each other).  And of course the credit card will be completely paid off, woot!

 

I'm so relieved to have groceries back in the house.  I'll be doing a little baking today as well, either muffins or pumpkin brownies.  We still want to do a costco trip but there is only a handful of things to grab from there but the prices are so much better for those things its still worth the drive.  We may have another visit with our friends too, we've been inside a lot this week due to the rainy weather we've been having.

 

Hopefully tomorrow won't be so wet and we can go to a customer appreciation day at a local grocery store...they are having free bounce houses, slides, face painting and games for kids.  We need to pick up some ground beef there anyway.  I also am picking up some free vhs movies for the kids through freecycle, and doing a drop off for another family in need on Sunday.   I'm grateful that even though times have been a bit rougher than usual around here I have still been able to give to others. 

 

Lunch today will be chicken and rice and dinner will be blueberry pancake squares and eggs.  I like that the pancake squares stay nicely in the fridge for a day or two after making so we can eat it for a quick breakfast tomorrow before errands.  If  you don't put syrup on them you can even walk out the door with them like a muffin.

post #649 of 1405

Also we have a straight talk phone, and we like it though it's probably a bit expensive for our personal needs.  Its not our only phone, we still have a landline, so it's basically hubby's phone for emergencies and for long distance calls.   I've thought about switching to pay by the minute phone service but there are times that hubby makes a lot of calls in a month to relatives, etc, so it can be useful.  I like that you don't get penalized for skipping a month or anything, right now we are taking a hiatus from paying for straighttalk so we can pay down the credit card all the way.  Can't do that with a contract phone for sure, and we would easily be paying almost double for the same service, just a "prettier" phone to call on.

post #650 of 1405
Quote:
Originally Posted by happyhats View Post

 

Hopefully tomorrow won't be so wet and we can go to a customer appreciation day at a local grocery store...they are having free bounce houses, slides, face painting and games for kids.  We need to pick up some ground beef there anyway.  I also am picking up some free vhs movies for the kids through freecycle, and doing a drop off for another family in need on Sunday.   I'm grateful that even though times have been a bit rougher than usual around here I have still been able to give to others. 

 

me and the kids did that his summer, definitely worth it. Xdh also has events like that at work with free bounce house and food and we did that once this summer too,. He had invited me a few times but I felt too awkward to go to his work. All that flew out the window when me and the kids joined xdh and a bunch of his coworkers to watch the 4th of July fireworks. So when he invited us last time I said okay, plus ds made a friend with one of his coworkers sons and they were there, so it was good his socializing too.

 

SO it is barely raining now but a meetup me and kids were going to go to got rescheduled for tomorrow. Probably sounds bad but I am kind of glad. I don't think we will go tomorrow either. Xdh is suppose to get the kids thought it is just 50/50 since his work is so unpredictable. But it was probably going to cost 40$ for everything and ds did not seem to interested in going anyway and even though it is just sprinkling out, I do not want to be chasing dd around on wet ground trying to socialize with the group. Probably why I am having no luck making IRL friends. I did schedule a parents night out dinner in month for the group. I would really like to get to know some of the members but it hard when the kids are around. So far 3 other parents have signed up, so that is promising, I also made it close to my home, that way if I get stood up, I have not wasted money gas, lol. I did get stood up last month luckily the kids were with me and, it was a free event and someone RSVP'd and did not show. That was near my home so  it didn't affect me. Now the free museum days have 15-20 RSVP's so I don't worry about no shows.

post #651 of 1405
Quote:
Originally Posted by happyhats View Post

well, hubby had five hours extra overtime this week so we will get an extra nice check next week and it's actually a bit of an "extra check" because of the way checks fall this month.   We won't be frivolous with it, but I'm thinking a trip to the nearest big town for a few needed things we've put off is going to happen.  Hubby desperately needs new underwear and tshirts (he can probably recycle his grubby tshirts into undershirts though so that will save us a bit), we need a fitted sheet for our bed so we will have a complete second set, and of course my daughter needs new fall shoes.  There are a couple other things too, like vitamins and hopefully a roku box of our own so we can give my sister her wii back eventually (though at least she's not in a huge hurry for it, and I've already told her if her kids ever want to play it they could always either come over here or take it back a day or two, it's luckily not much of an issue since we live a minute walk from each other).  And of course the credit card will be completely paid off, woot!

I'm so relieved to have groceries back in the house.  I'll be doing a little baking today as well, either muffins or pumpkin brownies.  We still want to do a costco trip but there is only a handful of things to grab from there but the prices are so much better for those things its still worth the drive.  We may have another visit with our friends too, we've been inside a lot this week due to the rainy weather we've been having.

Hopefully tomorrow won't be so wet and we can go to a customer appreciation day at a local grocery store...they are having free bounce houses, slides, face painting and games for kids.  We need to pick up some ground beef there anyway.  I also am picking up some free vhs movies for the kids through freecycle, and doing a drop off for another family in need on Sunday.   I'm grateful that even though times have been a bit rougher than usual around here I have still been able to give to others. 

Lunch today will be chicken and rice and dinner will be blueberry pancake squares and eggs.  I like that the pancake squares stay nicely in the fridge for a day or two after making so we can eat it for a quick breakfast tomorrow before errands.  If  you don't put syrup on them you can even walk out the door with them like a muffin.

I just sold a Roku box really cheap on eBay! I got it with gift cards but I'd I had known I would of sold it to you cheap too! We need to get new shoes for the kids and socks and undies. A friend felt bad so is going to send me $50 on amazon to get the kids shoes. Hopefully they still do.
Quote:
Originally Posted by happyhats View Post

Also we have a straight talk phone, and we like it though it's probably a bit expensive for our personal needs.  Its not our only phone, we still have a landline, so it's basically hubby's phone for emergencies and for long distance calls.   I've thought about switching to pay by the minute phone service but there are times that hubby makes a lot of calls in a month to relatives, etc, so it can be useful.  I like that you don't get penalized for skipping a month or anything, right now we are taking a hiatus from paying for straighttalk so we can pay down the credit card all the way.  Can't do that with a contract phone for sure, and we would easily be paying almost double for the same service, just a "prettier" phone to call on.

I use my cell a lot. If my daughter has a crisis I am on it between her dr and etc. we don't have a land line anymore. Sprint is keeping my phone on a extra week to come up with the funds or shut off. Gives my straight talk phone plenty of time to come.


Hubby might be able to get some overtime painting at work which means he would work 6pm-630am. Hopefully it works out and he gets it. I also am working Monday and maybe even some more days so that is good I also worked a full day today. So close to getting a permanent position so keeping at it.
post #652 of 1405

run.gif<------  Me all week with all these kids.  I'm exhausted but $250 richer.  So I finished getting the necessary school supplies and paid a few bills and sent my sister the money I owe her.   Felt REALLY good.  In addition to the babysitting, I'm going to be getting a job working nights and weekends at a retail store that my neighbor manages.  Who says poor people are lazy????  I'm gonna punch them in the throat. af.gif  Once I take a nap of course.  

 

 

 

I have GOT to get out to the garden today.  It probably looks like a jungle out there right about now.  My kids are with daddy all day so I've got some time to garden and think about what to make for dinner and maybe do some cleaning.  I'm crossing my fingers that some down time sitting on my butt happens too.  I'm wiped out.  

 

 

 

 

Gratefuls:

 

 

-a quiet day for mom to NOT hear small children begging for stuff.

 

-bills all caught up and no more debts to family.

 

-coffee's ability to keep me going, keep me plugging along  for the long hours it takes to earn money

 

-another busy week ahead with babysitting and a court date for the other child support order(to raise it! WOOT!)

 

-school starts back in 2 1/2weeks.

post #653 of 1405

happyhats, thank you for the heads up.  I just used that code and found a pair of Aeropostale jeans for oldest girl, a Land's End dress for middle girl, and a Hanna Andersson dress for smallest girl all for $20 out of pocket.  Pretty dang good for stuff that all is "like new."

post #654 of 1405

glad you could use it, justmama.  I honestly can't vouch for thredup since this has been the first order I have made with them.  I've always been too cheap to order at them even "full price" because I know the prices at thrift shops, etc around here could serve me better.  And yeah, us lower and middle class folks aren't lazy at all.  My hubby was up for about 24 hrs straight, on only 3 hours sleep before that, running around for work stuff (he worked his shift, turned around and did a mandatory class, then worked his full shift plus an extra hour last night...he had gotten so little sleep the night before because he had helped his sister fix her car).  The man is pooped.  And while I was no where near that busy I didn't sleep too great those days either since I was worried about him and not used to sleeping alone, and my kids can burn me out. 

 

My mom is doing an impromptu birthday for my father tomorrow.  He's going to be sixty on Sunday.  The bad daughter I am, I have no gift for him.  Honestly though it's because the man is impossible to shop for.  I'll probably pick up some of his favorite beer for him and have my kiddos draw him some pictures.  He is one of those people that honestly wouldn't mind at all if he never got a single gift on a birthday or holiday. 

 

I'm super jealous of my little sister, who officially sucks, lol.  She scored a curio case for twenty bucks at a yard sale today!  Biotch!  I have dibs on if she ever grows bored of it, and I might be getting a free bookshelf from the matter though so it's not so bad, and I GUESS I can be happy for her.  Can you tell I enjoy teasing my little sister?  LOL.  She is three years younger than me but has some mental health issues and delays and is more like a teenager.  She still lives at home with my parents.  I am grateful to be so close with my family, it makes rough times so much more manageable in so many ways. 

post #655 of 1405

So the local tv station is having a contest for the next month, you can enter once a day, the prize is 1 year of rent or mortgage paid for by them. I have found I have been a bit lucky with drawings online so I am going to enter! I have won a free bumgenius diaper for DD and cup when I was pregnant and a 100$ amazon giftcard once on a couponing site. It takes 30 seconds and is free to enter, much better than playing the lottery imo! Positive mojo vibes that I win!

 

The weather is gorgeous today, me and the kids already walked around the block and went to the local playground before lunch. 

 

And as for poor people = lazy wtf ever. I am sure I get called that all the time for not working right now as a divorcee, But i do not care, I would love to work, but who is going to keep my kids? And I am not going to work just to have most or all my earnings  go to a babysitter or daycare. nannies around here make 9-12$ an hour around here, daycare for both kiddos would be about 60-80$ a day with normal hours, but most normal houred jobs are obsolete. One person I knew was going to charge me 5$/hour just for DD it would have been about 60$ a day for jjust her! Even with xdh paying, I need to bring in more 3-4$ an hour to justify working right now for my family.Talk about depressing, lol, believe I am one of those that wants to work but the costs to work right now with spousal and child support coming  in are way too much while I am able to make ends meet with my support. 

post #656 of 1405

BabyBird, I feel your pain.  I haven't worked outside the home since I went into labor with my 5 1/2 year old.  I HAVE been blessed to have a plethora of babysitting jobs and have made knitting for people for cash a little bit of a side business as well.  I have no job skills, haven't worked in years, and daycare for three here was going to run me over $300 per week.  Someone without any job skills and just a high school diploma is going to essentially make $300-400 per week.  And I'll lose my food stamps when I begin working.  Now that my youngest is going off to full day K in 2 weeks, it makes sense to work and try to get a job where I only need before OR after school care and not both.  I'll lose my food stamps but with a part-time nights job as well, I just may be okay.  And honestly, I WANT to work right now, even though it would be almost smarter to keep babysitting this infant for over $200 per week at home.  I got a job last summer at an upscale local daycare/preschool and they were willing to work with me on daycare costs but I was going to come in $300 underwater every single month paying for daycare.  I had to turn the job down.  And they WANTED me......badly.  But at $9 an hour, losing my medicaid, and having my kids in 2 separate daycares that I was paying for, it wasn't worth it.

 

 

 

 

 

 

 

On a bright note, I just picked up the kids from my ex's house and took them to Target.  $62 later we are completely ready for school to start on the 27th.  Thankfully I only needed 1 backpack this year but we needed 3 lunchboxes.  Ours were trashed from last year.  We are ready for school!!!!  I'm so excited!

post #657 of 1405

Glad to hear everyone is doing okay. And yeah - totally agree on the poor people do not equal lazy. I get it double because sometiems I have to use a wheelchair because of joint issues & heat intolerance due to medications, and it seems like most people think wheelchair = lazy or mentally delayed. I am neither - I work my bum off selling stuff on CL, FB, and working for a WAHM. I have over 200 college credit hours {but didn't finish my degree due to health & finances}. I've worked hard to get to a point where I can live on just FS & $300 a month, and make the $300 a month on my own without relying on anything else. Oh and then there are those who call me a "welfare queen" because I know the system & understand it as best I can, and where to go when we do need help.

 

Went to a back to school event today, and dd had a blast. Got some free supplies which I wasn't expecting - a nice bonus. And lots of free pencils - when I told booths we were homeschoolers we got extra promo pencils at almost every one. DD loves colorful pencils so she is happy. I got sunburned bad on the back of my neck - soaking it with ice water cloths now. Thankfully pretty much everything else was covered & dd didn't get burned at all just a little toasted. She had a blast on the water slide they had.

 

Well my laptop is officially dying {running super hot, freezing up on anything except IE & only 1 window at a time in IE, no FB, etc}, and I've got a hard decision to make. I have 2 older desktop PC's - 1 the motherboard is bad on, so I kept it for parts. The 2nd I'm pretty sure it's the power supply fan that is out - pretty easy fix. That one has Windows XP PRO on it, and is about 8 years old, but it's got a nice big hard drive & extra RAM. I could put a new power supply in it for $30-$40 {and hope that fixes it - the other possible cause is the processor cooler is bad which is much more costly to fix plus I'd have to pay someone who is better than I am to replace it - I only do minor PC repair}, OR I can buy a refurb pc with windows 7 for around $100-$150. Maybe less if I try goodwill instead of habitat restore, but the habitat ones come with a 90 day warranty and I don't think the goodwill ones do. I dunno which would be better to do - I'm leaning towards going for the refurb PC even though it is more $$$ because it would be more up to date and maybe last longer, but OTOH the extra cost is a lot right now.

post #658 of 1405
Quote:
Originally Posted by happyhats View Post

glad you could use it, justmama.  I honestly can't vouch for thredup since this has been the first order I have made with them.  I've always been too cheap to order at them even "full price" because I know the prices at thrift shops, etc around here could serve me better.  And yeah, us lower and middle class folks aren't lazy at all.  My hubby was up for about 24 hrs straight, on only 3 hours sleep before that, running around for work stuff (he worked his shift, turned around and did a mandatory class, then worked his full shift plus an extra hour last night...he had gotten so little sleep the night before because he had helped his sister fix her car).  The man is pooped.  And while I was no where near that busy I didn't sleep too great those days either since I was worried about him and not used to sleeping alone, and my kids can burn me out. 

 

My mom is doing an impromptu birthday for my father tomorrow.  He's going to be sixty on Sunday.  The bad daughter I am, I have no gift for him.  Honestly though it's because the man is impossible to shop for.  I'll probably pick up some of his favorite beer for him and have my kiddos draw him some pictures.  He is one of those people that honestly wouldn't mind at all if he never got a single gift on a birthday or holiday. 

 

I'm super jealous of my little sister, who officially sucks, lol.  She scored a curio case for twenty bucks at a yard sale today!  Biotch!  I have dibs on if she ever grows bored of it, and I might be getting a free bookshelf from the matter though so it's not so bad, and I GUESS I can be happy for her.  Can you tell I enjoy teasing my little sister?  LOL.  She is three years younger than me but has some mental health issues and delays and is more like a teenager.  She still lives at home with my parents.  I am grateful to be so close with my family, it makes rough times so much more manageable in so many ways. 

I have ordered from thred up 4 times so far and the clothes are in great condition! They are very picky on what gets to make it in on consignment.

post #659 of 1405
Quote:
Originally Posted by justmama View Post

BabyBird, I feel your pain.  I haven't worked outside the home since I went into labor with my 5 1/2 year old.  I HAVE been blessed to have a plethora of babysitting jobs and have made knitting for people for cash a little bit of a side business as well.  I have no job skills, haven't worked in years, and daycare for three here was going to run me over $300 per week.  Someone without any job skills and just a high school diploma is going to essentially make $300-400 per week.  And I'll lose my food stamps when I begin working.  Now that my youngest is going off to full day K in 2 weeks, it makes sense to work and try to get a job where I only need before OR after school care and not both.  I'll lose my food stamps but with a part-time nights job as well, I just may be okay.  And honestly, I WANT to work right now, even though it would be almost smarter to keep babysitting this infant for over $200 per week at home.  I got a job last summer at an upscale local daycare/preschool and they were willing to work with me on daycare costs but I was going to come in $300 underwater every single month paying for daycare.  I had to turn the job down.  And they WANTED me......badly.  But at $9 an hour, losing my medicaid, and having my kids in 2 separate daycares that I was paying for, it wasn't worth it.

 

 

 

 

 

 

 

On a bright note, I just picked up the kids from my ex's house and took them to Target.  $62 later we are completely ready for school to start on the 27th.  Thankfully I only needed 1 backpack this year but we needed 3 lunchboxes.  Ours were trashed from last year.  We are ready for school!!!!  I'm so excited!

I so get yall on paying babysitting. I don't complain because my aunt owns a in home daycare and so I pay $50 a week ($10 a day, 5 days a week full time from 7a-5p) for 1 kid. She lives 4 houses from me and she is awesome! I am probably going to loose my food stamps because of working though I am really hoping not. My worker is wanting all my husbands check stubs from his new job when I sent her all the stubs. She hasn't returned my call so we shall see next week.

post #660 of 1405

Justmama, do you know if there is an IDA program near you? Maybe 211 could tell you? IDA is individual development account. It's a long-term thing, but it could help you pay for that CNA class. Our program goes like this: You have 3 choices-house, education, starting a business. You save $1,000 over the period of at least 6 months up to indefinitely. Once you've saved the thousand they match it with $200 or $300, depending on what it's for (house gets a $3000 match, school and business get $2000) We did this for the down payment on our house last year, and I'm on the waiting list for the education IDA. I save $20/month for 5 months, then fund the rest with our tax refund.
You can search by your state here. http://cfed.org/programs/idas/directory_search/

And I wrote that before I saw that you found it at the community college for free. So, never mind, but maybe the above could help someone so I'm leaving it up there.

However, I DO have to mention again, have you looked into IBR repayment plan on your student loans? Here is info for low-income student loan borrowers http://www.ibrinfo.org/ We pay zero on our student loans, and in 25 years our balance will be wiped clean, even if we continue to pay zero each month until then.

We bought our house in the country last summer so that we could lower our monthly bills, grow our own organics, and keep animals to lower our allergy-grocery budget. After getting our animals our township started harrassing us saying we were in volation of zoning, despite my checking ahead of time and being told we would be ok. We are now involved in a lawsuit against us by the twp and are fighting the good fight (thanks to free legal defense through donations from around the world, long story), but the things we've had to do have raised our costs of animal-keeping by more than double. That, plus the fact that our garden isn't putting out yet, and our animals aren't ready for butchering yet, but we've been out of grass-fed beef for months... We're behind on every bill and having a really rough time again. The thing that's gotten us through the summer is knowing dh's financial aid would be coming next month. This week he got a message from the fin aid office saying that he'd completed more than 150% of the required credits for his degree and they cut him off! The reason he's got that many credits is he changed his major between when he dropped out of school 15 years ago and when he started back up about a year ago. smh He's submitted an appeal, and now we wait. PLEASE send vibes our way. If he does not get this money I literally don't know how we will make it through the winter. And the stress from the lawsuit and the brokeness is already taking a great toll on my health and mental fortuity.

At least we learned that, in our state at least, there is such a thing as a poverty/hardship exemption from property taxes. You apply with your city/twp/local government of some kind, and after they gather everything but your first born, they decide how much of your taxes your family can afford. We pay nothing for summer taxes, and police services only for winter taxes. This reduced our house payment over $200. I wanted to mention this, in case other homeowners here wanted to look into this in your own state.

Thank you to you all talking about the book samaritan. I sent in a request for oak meadow curriculum for my 3 eldest dc. I hope they are able to help, but if not we'll just keep on keepin' on like we've been doing.

~Zebra, have you ever tried making cashew milk? You add cashews, water, sweetener if you want to, and vanilla extract, if you want. Blend, then strain. You can strain it through a tea towel or jelly bag, or just a washcloth or pillow case, in a pinch. The texture and taste are MUCH more similar to real milk. Not necessarily cheaper than rice milk, but might be, with the right deal.  And with cashews' higher protein and better-for-health fat content, and rice's arsenic content, it would no-doubt be better for you.

 

~mamrhu, I see you have foster kids. Do you receive food stamps? Or did you before you had the fosters? This is one question I can never ask anyone (I don't like my personal financial info on FB, etc, so I never admit that we receive assistance, etc). I really do want to help by fostering someday, but I can't see the state allowing us to take in other kids when we already struggle just to feed our own, and I don't see that changing in the immediate future.... I've also been told that each child will need it's own bedroom. I can't see how that is true, but if it is we won't be fostering until all of my children are out of the house! They're doubled and trippled up as it is.

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