Justmama - thank you. Your kind words brought tears to my eyes. I really needed someone to acknowledge that yes, it sometimes sucks. And to remind me that I have survived much worse.
I sure appreciate the comradery here. IRL, my friends either have so much more $ than I do, and I am almost ashamed to talk about money troubles, at least too specifically, or else they have so much less that I feel guilty to complain. Here, I can say, with or without going into the details, that I find it all depressing. And that is good enough. Ahhhhh. Thank you, one and all.