KaliHekate - I don't have any insurance so EVERYTHING is out of pocket for us. The 8 week u/s was really important to us because of my last (first) pregnancy ending in mc. And, especially since I had a 'missed miscarriage', where my body was holding the pregnancy even though it was no longer viable and I showed no signs of mc, it was kind of necessary for me (both physically and emotionally) to make sure things were right this time around. Otherwise, I would definitely consider waiting for the 18 or 20 week scan. Really hope that you're able to hear the hb at your 10 week appointment and enjoy your minimoon!
Oh wow, I had no idea that could happen. I figured there would be bleeding or some sign. Is an ultrasound the only way to know for sure if the pregnancy is still viable?