Thanks everyone! It does feel amazing!! Now all I can think about is what to do next, more toward mortgage & set up Roth IRAs, Dh start contributing to his 4O1K again, all while simultaneously saving 3-6 month EF....Seems to make the most sense to me. Because they are all important but it is not baby step style alla DR.
I keep trying to figure out if there is a way that I can fully fund a 2012 Roth for myself by the cutoff date of April 15. Because I understand the sooner that we start the better. I'm thinking that if we get our taxes done early & continue to pay the car loan minimum that I might be able to do it. It is something that I have wanted to do for years and I think mentally will give me a feeling of security. It would the make us postpone paying off DH's vehicle loan for a couple of months but we can't ever get back the option to start in 2012 after April 15, YK? THOUGHTS???