Originally Posted by iowaorganic
Obamacare has already risen rates of insurance. .
Yes, you're right, rates have risen. I've been periodically getting quotes over the last several months and there has been a change, they are going up. We are uninsured too. This "Affordable" healthcare act is putting billions of dollars into the pockets of the CEO's of the private health insurance carriers. They will have about 35 million (an estimate) more clients because of this. I wish we could find a doctor, like you, who does not take any insurance, all while lowering rates to make it affordable for people to pay out of pocket.
Quite obviously someone has to pay for you when you have a preexisting condition and your share (your premium) isn't enough to cover the services you use. It isn't like there is just this unlimited account over at BCBS. I don't see how on earth this could be labeled as "Affordable".
Nothing about Obamacare is affordable, especially since our taxes will have to pay for it. So, healthy individuals will be paying for less healthy individuals. You know, people who voluntarily are unhealthy... smokers, people who are obese, don't eat well, alcoholics, drug users. Everyone knows those people have secondary health problems because of their lifestyle choices... very expensive, chronic health problems.
A young person who is looking to make a difference in society and make some cash should think twice before becoming a doctor in the US. They will have very limited freedom in how they treat patience and receive less money for less service and more red tape.
This is too bad. I think if more doctors didn't take any insurance, and lowered the rates so people could afford to pay out of pocket, that would be much better. Like, what you do currently iowaorganic. The people who don't have insurance, but self-pay are unfortunately now going to be penalized/taxed for not having insurance under Obamacare. No freedom in that. As far as I know, doctors don't have to accept Obamacare, but the patients have to have it or some kind of insurance. If more doctors opt out of accepting Obamacare, all those newly insured people are going to be shit-out-of-luck to get care. Then, where will we be? I'm not talking about BCBS or United Healthcare here. I'm talking about these new government subsidized insurances that will be offered next year since many states are not accepting federal aid to expand Medicaid and also because many people simply can't afford, say, BCBS. There are a lot of us middle people who don't qualify for Medicaid, but can't afford private insurance. So, we are going to get screwed back, forth and sideways.