Billing insurance for HB in state where HB illegal?

[amberc727]

I live in NC and had a HB on 1/12/13.  We were planning on getting reimbursed our midwife's fee through our flex account, and I already checked with them and they were fine with it.  However, their regulations state that we have to file our insurance FIRST so they can make sure we're not going to get reimbursed twice.

So my question is, has anyone filed a claim for a HB in a state where HB's are not legal?  Or I guess, help from ANYONE who has filed a claim themselves would be helpful to me.  I've done some research and have found some codes, but I want to make sure I do this right.  Any help would be appreciated.

I've checked with my MW by the way on this to make sure I don't do anything that would get her into trouble.

[camprunner]

Did you she explain how she won't get in trouble? The last time I asked a CPM if I could bill insurance I almost got fired as a client just for asking.  I certainly meant no harm and really had to work hard to smooth things over.  My current midwife implied that she's be ok with giving us a receipt of some type to submit but I just left it alone because is more important for her to attend my birth than for me to get reimbursed for my costs.

[amberc727]

Well it's not so much that I want to get reimbursed from insurance because I know my plan sucks and even if it were legal, they wouldn't send me a check.  I just have to show the flex spending account people that I submitted it and send them the EOB showing what the insurance did with it.  The flex people don't need her name or anything, so the receipt to the insurance company won't show her name or her license number, only the name of the "company" of midwives which is active in two bordering states here.  It's what she told me to do, so I'm going with that approach.

[camprunner]

ah. That makes since sine they are active in a legal state. With the state of midwifery in NC, I'm terrified to give anyone information about my midwife at all...even other homebirthers.