My frugal tip is to simplify and love your life! When we are depressed or looking negatively at life, we are more prone to spending money. There are those "I don't feel like making dinner" days for everyone, but sometimes this becomes habit when we get depressed or stressed. The drinks after work, ordering pizzas, going through the drive through, grabbing lunch, buying just to feel good...it all adds up.
When we are positive and loving life, making dinner can become a family activity, picnics at the park replace the quick drive through, we tend to plan things ahead which eliminates the last minute stress and rush. Of course there are the positive long term effects on our health as well!
Even just decluttering can have such a huge impact on our mood. Having a place for all the toys, knowing where the scissors are, keeping up on laundry and dishes....simple ways to de-stress our lives. I know for me, when life is easier, I tend to appreciate the simple things more. I have time for the picnics, I want to have my daughter help in the kitchen instead of sending her off to the other room while I quickly get something done, I can enjoy the evening with my husband instead of being crabby and tired as soon as dinner is done.
So my frugal tip is to love life!