What budgeting software do you use?
Right now we use excel spreadsheet to just work out our budget.
But we do not use anything to track our money against our budget.
Is there software out there that will track your spending, help you set up a clear budget and give you visuals as to how you are doing?
Are they easy to set up?
Easy to use?
Do they take a lot of time?
What are your favourites? Least favourites?
(we're in Canada...in case that matters).