Has anyone had any luck getting reimbursed for a homebirth through an insurance company that "doesn't cover them?" If so, please share how you did it!
I'm in MN and seem to be insured by the only company that still holds staunchly to that policy. I'm not convinced they're completely anti-homebirth, but their policy says that a practitioner has to be in-network and there is no coverage for any one seen by an out-of-network practitioner. Homebirth midwives are out-of-network, of course.
I've been advised by several people to keep bothering my insurance company about this. Hoping to either get my birth (due in August) covered or just to be another voice asking for homebirth to be covered eventually. I'm not sure what to say, though. Share facts with them? Tell them how expensive c-sections are? (Like they don't know...)
Any suggestions? Advice?