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BCBS Advice

post #1 of 4
2/4/13 at 11:14am
Thread Starter 

Hello everyone!

  I have questions and this seemed to be the best place to ask. I am currently six months and have been seeing my midwife since the beginning of the pregnancy. This is my first child and there is no way in heck that I will go to a hospital unless either of us are dying.. very matter of fact. Anyway, my insurance covers 100% of EVERYTHING (in-network, out-of-network, birth centers, hospital, prenatal), literally everything EXCEPT for a home birth. Although I still can't find where it even mentions home birth in my plan....I still get all of my care paid for because my midwife is itemizing the bill but the home birth is $2000 of the 4 that I'm expected to pay. Worst case scenario, I'll end up forking out the money but I think it's ridiculous because they pay 100% of everything else. I live in CA and have the Anthem BCBS SISC plan. Anyone else experiencing this or have any advice? 

~Alana

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post #2 of 4
2/5/13 at 1:43pm

My Illinois BCBS PPO covers midiwives with a global maternity fee regardless of where. My HB midwife is actually in network.

I would talk to them about covering her deliver fee, with out getting into location.

post #3 of 4
2/17/13 at 11:44am
Leah, I'm in Illinois and will be looking for insurance that would hopefully cover any future homebirth. Do you think that bcbs ppo is a good insurance in general? If you don't mind sharing, which me did you use that was in network?
post #4 of 4
2/17/13 at 9:58pm
I am happy overall with it. I go to gentle birth care in oak park