So, I would absolutely love to have a home birth, or to deliver in a Birth Center. Unfortunately those things are cost prohibitive in SoCal. Homebirth alone would wipe out at least half of our savings, and it has taken us ages to save it all up! So that is pretty much not an option.
My insurance sucks and almost none of the hospitals around here accept it. When I had my daughter 3 years ago I was bale to see the UCLA nurse-midwives and had my baby at Ronald Regan Medical Center up at UCLA, and my insurance covered the whole thing. I just assumed that would be the case this time around too, but I was WRONG.
The midwife I am seeing now is great, but she only delivers out of a ghetto hospital that I have never heard of in Downtown LA. I looked it up online and it has absolutely horrendous reviews on yelp. Actually, there is one among 17 that was glowing, but I think that lady even admitted that she was really lucky that the right people were on staff the night she went into labor. Other reviewers have commented that when they arrived there were no midwives to be found, one even labored for 22 hours and never saw a midwife! Even the reviewer with the positive experience said that the majority of the hospital staff were rude and disinterested.
Even if it weren't for the negative reviews, I wouldn't want to drive all the way to downtown Los Angeles--at least a 20 minute drive without traffic--to have this baby. With my last I was maybe a 5-10 minute drive from the hospital and I still ended up going in too early (only 3-4 cm dilated) because I was anxious about getting there. And even that short of a drive was not pleasant while in labor. I can't imagine doubling it!
I had originally thought that the UCLA birth center right across the street from me would be where I have this baby, but they don't take my insurance either. I really had my heart set on laboring mostly at home and then going across the street to push my baby out. I'm having a really hard time letting go of that plan.
So, I've been throwing a great big preggo temper tantrum and crying on and off since I found all of this out. I really have no idea what to do or where I am going to be able to have this baby. I'm feeling really depressed and devastated right now :(