post #21 of 31
3/7/13 at 3:46am
I think it's really important to be able to comfortably afford where you live. Babies can be a bit pricey (depending on whether you bf, cd, use second hand clothing, etc) and while we all hope for the best, it's important to have a backup plan. For instance if your DH gets ill or hurt, how well is he covered by benefits to take time off and heal? If there's not a lot of flexibility then it's important to be able to save a bit of money each month for emergencies just in case you need it. There may be other ways to cut costs, like dropping cable and shifting that money into the rent or savings budget for instance. My point is, absolutely try your best to find a place you're happy to live BUT don't overextend yourself financially. Your rent should be at most 35% of DH's take home pay (if he's the sole source of income). That may shut the door on some lovely houses but keep your eyes open. New places come up all the time and some that may sound unappealing may surprise you. Try to keep your options open as much as possible and look into alternatives you may have missed (semis or townhouse, apartment building, apartment one one floor of larger house, etc). Try to see as many places as possible and narrow down your must haves. We've been living in a house with glaring shortcomings for over 5 years now (2 with a baby, then toddler) and a lot of the problems are made up for by the low cost of housing and lack of financial pressure. I'm not trying to rain on your parade, just pointing out that Sometimes you can get what you need (as opposed to what you think you need) for less by keeping an open mind. Good luck mama!






Follow Mothering