Thank you all for your thoughts!
Yeah, I think we're going to go for it. I hate spending the extra money, but we thankfully do have the money right now so the extra expense wouldn't put us in any bind. I don't think I'd even consider it if they only offered prefolds, but I love the convenience of nice squishy soft fitted diapers.
firespiritmelody, unfortunately our machines are super basic, so the only way to do an extra rinse is to pay an extra $.75 for a whole extra load. My solution to this with DD was to rinse the poop off the diapers myself before placing them in the wet bag. I honestly also just can't bear to think of placing all that poop directly into machines that are shared with my neighbors. So anyway, this extra rinsing step further adds to the work of my wash routine. Bleck.
sunshinelove, those are great points, too. i don't mind using the public machines (though it DOES involve extra work to pre-rinse the diapers by hand), but i DO generally dislike the chore of laundry. the biggest issue is really that DD can be difficult to corral to take down... then once she's down there she often doesn't want to come back... so the chore introduces some extra toddler stubbornness stuff that I just don't have the energy for right now!
scruffy - I'm so glad you have such a sensible head on your shoulders I haven't been feeling "with it" enough to piece together all the important things to consider in any coherent way, but you really hit the nail on the head. Now, if only I could remember what diapering was like in those first few weeks!!! What I DO remember is that DH took a whole month off work, and he was doing all the laundry schlepping (down to the machines) for me at that time. This time DH only has 2 weeks officially off, so I'm just not counting on as much help from him. I also remember that my in-laws all flew out to visit when the new baby was born, but they were rather useless when it came to basic household help. I remember my MIL doing one or two loads of laundry during their 2 week visit. (And I ended up doing most of the folding.) I'm a little less sensitive and more bold about telling them to help me with things this time around. They really do require that. So there's a slight chance that they will provide some assistance with practical day to day chores when they visit this time... I emphasize the word "slight" though!
Let's see - looking at your other good points to consider:
DH does prefer fitteds, but he'll use whatever's available.
I don't agree with your cost breakdown, though. Even in those first weeks, I'm pretty sure we'd be fine washing diapers every two days (not every day). So the total cost of DIY would be about half your estimate. So, especially since we already have the diapers (so no new expense there), the savings of DIY IS measurable. It's really all about the convenience factor.