SO here is the sitch
I am going to be taking grad classes to get my restricted teaching license which means I do not qualify for subsidized loans. I looked up the interest rate it is 6.8% currently for this school year. I have good credit and could qualify for a 0% cc to cover a lot of my classes/books/fees primarily the first year as by the second year I will ideally be working and paying as I go.
My budget is pretty strict, right now I have about 200-300$ I am devoting to paying off my last credit card of 1200$. I also have about 4500$ in student loans with 2.91 interest rate and 5.0 interest rate. Once my 1200$ is paid off projecting in october maybe sooner I will then have that 200$ (modest) freed up to be able to pay on the next cc. I am thinking of maybe paying for my summer classes with the cc and then go for the student loans for the fall/spring/summer? I don't know what I should do. 6.8% seems pretty high in interest. Off to rethink this plan. Input helpful.
The classes are about 265$ a credit hour (not too steep in price) looking at about 3500$ a semester with books/fees etc.