If you have any BTDT advice or are wading through this for the first time, I would love some input. Since there seem to be a lot of moms on MDC who are in college themselves, I may end cross-posting if this forum is kinda sleepy.
What we are doing so far:
1. Staying in-state.
2. My son has a work study job, half of which will go straight to the interest in his loans each month.
3. He qualified for about a quarter of his costs with a Pell Grant, about a quarter through Stafford loans (a mix of federal subsidized and unsubsidized). The other half of his costs? Um, yeah. Parent Plus Loans have been recommended.
4. He's got about two grand in savings from a part-time job, but he has a very hard time with impulse spending. I am a pretty good financial role model, but I am certainly not his only influence.
I am losing sleep over this and stressing out like mad.