My boyfriend and I live together. Collectively we have 3 kids (2 are his and exes and 1 is mine.) I have been with him for a year and 3 months. Both of us knew immediately that we were it for each other. Everything has been pretty wonderful this last year and 3 months. There have been a couple of minor issues, but nothing that has made us really even have an actual fight. I am worried this might...
Here's our background... Both of us work. We live together (as of our year anniversary,) and we intend on marrying eventually. Yes, it has been discussed. We split bills completely. There isn't "his" money or "my" money. It's all ours. We raise kids together (my son's father died and he has taken on the father role. I am around his kids as much as he is- which is literally every other day.)
Now, as for his ex wife.. She collects disability for having anxiety. While I don't doubt that this is a legitimate issue, it is not as debilitating as it used to be- but that is an entirely different matter. She also receives $800 a month in child support for 2 kids. So, collectively she gets $2,000 a month with disability and child support.
Now, boyfriend and ex have been officially divorced since May of this year (separated for 3 years.) However, she has been on his insurance the entire time since. Which, I wasn't bothered by, until I moved in and (unrelated) lost my health insurance. Now, because WE are paying bills, we raise kids and are essentially a family, minus marriage (which obviously i do not think you have to be married to be a family,) I have an issue with this. I do not think that it is okay that he still pays her insurance- it's $100 a month- especially because it is insurance fraud. He says he doesn't want to be an asshole. Correct me if I'm wrong, but if you are on disability, aren't you qualified for medicaid? She can get off her butt and go sign up for medicaid. She is no longer his wife and he doesn't need to pay her insurance anymore- it is not a requirement of their divorce. Excuse me, we don't need to pay her insurance. She has the ability to receive medicaid.. I don't. We could be using that money to pay for my insurance, but because we aren't.. we basically cannot afford insurance for me. This $100 is on top of the $800 he pays in child support.
Am I in the wrong here? Does anyone think I am being selfish? This is illegal also and can't he get into trouble for insurance fraud?? I am so frustrated and have said things to him multiple times, but never so detailed as on here... I am going to.. I just want to vent and also get others opinions also. Please, help!