Federal employee insurance and home birth
I found it wasn't about the homebirth, but about in or out of network providers. I am not sure if bcbs covers cpms. We are paying out of pocket and then filing after birth.
We have BCBS Basic and have had two homebirths with a CNM. One they said they would cover it just like any other CNM, but we ended up paying about $1000 out of pocket, the second they paid 100%. No explanation for the difference in coverage, but at least they paid part of it. They will not cover CPM's (in MI at least, I suppose it could be different if they are licensed in the state you are in).