or Connect
Mothering › Groups › November 2011 Due Date Club › Discussions › October 2013 Chit Chat

October 2013 Chit Chat - Page 101

post #2001 of 2728
Katie, I love love love that poem. Thanks for sharing your words of wisdom. I feel like you have a real gift with calming people. Has anyone else ever told you that? Your wording is always just right. I can't explain.

Okay guys, get this... My sister interviewed prospective nannies today. One of the girls is leaving her former nanny job because they overwork her, among other things. I'm just in shock by the story... Apparently the mom's wealthy father passed away at some point and left her and her husband with homes all over the world, filthy rich... Neither of them works, but they still require this nanny to work 6-day/70-hour weeks raising their two children......! Crazy talk. She can't stand their demands anymore and feels so bad for the kids all the time, so she's outta there. I can't help but feel immensely sad for the kids when she leaves... cuz you know they are undoubtedly attached to her. Those kinds of stories make me NUTS! End rant.
post #2002 of 2728
Quote:
Originally Posted by dashley111 View Post


True story. It's probably just because as far as common allergens go, the only ones in the paleo diet are nuts. It's gluten, soy, dairy, corn free. My husbands asthma and psoriasis completely went away. I however felt like crap on paleo, lost too much weight too fast, and had no energy. I will take my cake...

I've been reading up on blood type and diet and what diet best fits a specific blood type. I'm type O and my body doesn't tolerate grains or acids very well. I know I would not be able to go without meat. I get weak and frail. Looks like I'm a meat and potatoes kinda girl. ;)

post #2003 of 2728
Quote:
Originally Posted by birdhappy85 View Post

Oh hey, Becky, I meant to ask earlier... Would it make sense to maybe have your DH claim an extra allowance on his W-4 elections so you guys see more on his paychecks throughout the year rather than get such a big payout at tax season? $7K is huge. Like unheard of huge for someone making what I guesstimate he makes, and that makes me think he is having far too much withheld from his paychecks.

Hmm.. I'm not sure. He makes $33K a year and brings home an average of $2150 a month.

post #2004 of 2728

Becky,  That is a huge refund for that income and the fact that you don't own a house.  Our return was about $8k last year, but we have 3 kids, made a lot of money and owned a home..

 

Joanie,  I know that being a sahm is what you'd really like to do.  I know you can do it!  I agree, those kind of daycare/nanny stories make me very, very sad.  It's more common than not that kids get attached to their care givers and then they just go away one day.  :(

 

Katie,  Those are wise words.

post #2005 of 2728
Yay Abra about the good news with the bus.

Nicole- Glad your grandpa is doing better.
post #2006 of 2728
I wonder if we'd get sick less if I stayed home with Sora... This winter may be that final straw for me. I've never been so scared of illness in my life. I'm pretty sure my body fights off illness like a 70-yr-old's. I'm scared of having a cold/flu turn into pneumonia.

Since my body is busy fighting a cold, my immune system is so haywire it isn't doing its normal job and I broke out into pressure hives on the palm of my hand last night just from carrying a laundry basket downstairs... I started sneezing uncontrollably two separate times and almost called DH at work cuz I didn't know how to make it stop! You ever sneeze a couple dozen times in a row? O.M.G......

To work or not to work today. Hmm.
post #2007 of 2728
Becky, by my estimations, your DH should probably be bringing in another couple hundred dollars take-home each month. That could REALLY help you guys to count on that money all the time. He can change his W-4 elections any time. Could you ask him what he elected on it? $7,000 refund on a $33,000 income isn't acceptable... Taxpayers may think it's exciting to get a big refund, but they forget that their money is basically being used by our government to profit from in that time, when the person/family who earned the money could be making money off of that in a retirement account or money market or paying down DEBT accruing interest or anything other than the d*mn government holding it. Any financial planner will tell you: it's better to come out even or even owe a little at tax time. Big refunds are huge huge huge wastes of money opportunities.
post #2008 of 2728
Quote:
Originally Posted by birdhappy85 View Post

Becky, by my estimations, your DH should probably be bringing in another couple hundred dollars take-home each month. That could REALLY help you guys to count on that money all the time. He can change his W-4 elections any time. Could you ask him what he elected on it? $7,000 refund on a $33,000 income isn't acceptable... Taxpayers may think it's exciting to get a big refund, but they forget that their money is basically being used by our government to profit from in that time, when the person/family who earned the money could be making money off of that in a retirement account or money market or paying down DEBT accruing interest or anything other than the d*mn government holding it. Any financial planner will tell you: it's better to come out even or even owe a little at tax time. Big refunds are huge huge huge wastes of money opportunities.

Yes to that, Brcky. It's like giving the government an interest-free loan. You know, that smart, wise, well-intentioned government we are stuck with these days? And the nice thing about that government is that if they have to give you a "loan" (I.e., you are late in your tax payments), they charge you hefty interest and penalties. So, I vote for adjusting the w-4.
post #2009 of 2728

A creepy IRS story...  I accidentally switched the checks for my estimated tax payments one quarter.  The US tax payment went in the envelope for NY state, and vice versa.  So, NY sends back the US Treasury check to me with a nice note saying I made an error and that if I sent them the correct check and payment within two weeks, they wouldn't charge me any penalities.  WELLLLLLLLL, the US Treasury took my NY state tax payment, crossed out "Pay to the Order of NYS Department of Revenue" and stamped "Pay to the Order of the US Treasury" and cashed it.  Nice. 

post #2010 of 2728
Thread Starter 

Becky, sounds like some good financial advice from our local experts!  Hmm... what to do with a couple extra hundred dollars a month...  I think we'd pay down the van so we can get that money back each month, too!

 

Katie, beautiful words of wisdom!  How'd you get so wise? 

 

Joanie, add me to the list of people that have no clue what I'm doing with my life after my kids go to school.  But we've already had that discussion...  I have to say, though, not sure if you'd get sick less if you were home with Sora.  We still manage to get sick a ton and did prior to pre-school and public school, too.  Not that this anecdote should discourage you from staying home, just that I wouldn't use it as your prime motivating factor (not that you are). 

post #2011 of 2728
Neither here nor there, but back to the sharing topic. Last night at a Halloween party, when the piñata was opened, both my boys picked up a piece for themselves and then tried to share the rest with their sibs.
post #2012 of 2728
Quote:
Originally Posted by seraf View Post

Neither here nor there, but back to the sharing topic. Last night at a Halloween party, when the piñata was opened, both my boys picked up a piece for themselves and then tried to share the rest with their sibs.

Cute!
post #2013 of 2728
It was. Lol. Now they're trying to brain each other for a toy. How're you feeling, Sonja?
post #2014 of 2728
Aww Sara, that's so sweet! Yeah, Jaimee, I thought of you after I made that hopeful statement about decreased illness if staying home with kids.... lol
post #2015 of 2728
Thread Starter 

I finally arranged carpooling to preschool with one of my neighbors so I dropped Avery at her house, took her daughter and Austin to preschool, and came back to get Avery.  It was awesome.  I wigged out in the car on the way home b/c I was alone... no one talking my ear off, no one crying, no one yelling.  She'll drop her son by my house later today and go pick up the kids, which works really well for me b/c I don't have to worry about Avery falling asleep in the van and ruining his nap.  Whoo hoo!!

 

Sara, cute on the sharing part.  Avery was a model of sharing this morning at my neighbor's house apparently.  You know, save the worst behavior for home...

post #2016 of 2728

The cold weather coming in has given me a headache for the past two days in a row. So very annoying. I hate pressure headaches because the only thing that helps is the weather moving through. So CHOP, CHOP, WEATHER. BE GONE.

 

My cat caught another mouse downstairs this morning. That's 3 since this whole thing started. 1 upstairs, 2 downstairs. The 2 downstairs have been caught in the last two days. My sister just "doesn't understand"... She doesn't believe me that having open food downstairs isn't helping her cause. Whatever. I called SWAT Pest and they're coming out tomorrow to put down traps. I pay for their services, might as well use them, right?

 

DH is still sleeping. I even left Conner's monitor on when I got up with Layla so he'd get up with Conner. 10 minutes after Conner woke up, he still hadn't even budged, so here we are again. Oh, well. I want to go grocery shopping for HIM for while I'm in GA, so if he doesn't want to wake up so we can go do that... Then he just won't have food. *Shrugs*

 

How do you guys pack/get ready for a road trip with two kids around? LOL I'm leaving at nap time tomorrow and have yet to pack anything. Actually, I haven't done ANYTHING short of doing my laundry that's prepared me for this trip.

 

My Shepherd is getting a bath/blow dry tomorrow morning. I am so, so, so excited. His Winter coat is coming through and the hair is just... Kill me. I can't wait for them to blow all of the hair out with their awesome high powered blow dryers. I normally bathe him myself, but I can't do to his hair what a high powered blow dryer can. Totally worth the $38. I don't even care.

 

Conner ate 4 bites of his breakfast. Yay! Now he wants Pop-Tarts, so I'm off to fight that battle.

post #2017 of 2728
Thread Starter 

Nicole, it's hard to get ready for anything with 2 kids.  At least you have a great start with the laundry!  I generally wait for naptime to get stuff like that done.

post #2018 of 2728
Quote:
Originally Posted by birdhappy85 View Post

Becky, by my estimations, your DH should probably be bringing in another couple hundred dollars take-home each month. That could REALLY help you guys to count on that money all the time. He can change his W-4 elections any time. Could you ask him what he elected on it? $7,000 refund on a $33,000 income isn't acceptable... Taxpayers may think it's exciting to get a big refund, but they forget that their money is basically being used by our government to profit from in that time, when the person/family who earned the money could be making money off of that in a retirement account or money market or paying down DEBT accruing interest or anything other than the d*mn government holding it. Any financial planner will tell you: it's better to come out even or even owe a little at tax time. Big refunds are huge huge huge wastes of money opportunities.

 

I'll definitely talk to Billy about it. We could be in a bigger place IN TOWN if he brought home more each paycheck AND we could afford for me to be put on his insurance instead of me getting on Medicaid.(which the medicaid would only be used if I had to be hospitalized during pregnancy or labor/delivery because I'll be using a midwife at home)

Quote:
Originally Posted by ZippyGirl View Post


Yes to that, Brcky. It's like giving the government an interest-free loan. You know, that smart, wise, well-intentioned government we are stuck with these days? And the nice thing about that government is that if they have to give you a "loan" (I.e., you are late in your tax payments), they charge you hefty interest and penalties. So, I vote for adjusting the w-4.

Thank you for your input. DEFINITELY talking to Billy.

post #2019 of 2728
Hello? Anybody out there?
post #2020 of 2728
I'm here, Nicole. Barely, but I'm here. lol
  Return Home
  Back to Forum: November 2011 Due Date Club
Mothering › Groups › November 2011 Due Date Club › Discussions › October 2013 Chit Chat