I'm starting to worry a bit. I'm planning to use one of the midwives that attended my other births. She has the same backup OB as they had before. The problem is that last time when my baby was breach at 36 weeks I was refused by the office manager due to my insurance. Luckily, my baby turned before birth, but I was panicked. It really stressed me out.
Having paid for an overnight stay for a miscarriage at an out of network hospital previously, I can only imagine the cost of the inversion followed by either an induction or a c-section! In order to get an in network hospital with any maternity ward, I have to look 80 miles away. So I feel like I should look for a provider in that city so that I'm not stuck in this position again. I'm just not sure how you ask an OB to be a backup for a midwife they've never met. Do any of the other home birthers on here have to get your own backup OB? If so, how do you do it? Do you tell them you don't plan to use them for the birth? Do you have all the normal checkups with them you'd have if you were really in their care?
I don't really want to have duel care. I had that for the second trimester with my first due to a threatened miscarriage. I really didn't like it. The extra appointments were a pain (and now they'd be much further away). At least insurance pays for the OB...they don't pay anything for the midwives.
Thoughts? Do I just need to be talked down from fussing over something that hopefully won't be an issue this time?