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Holy Guacamole!! The "Where'd March Go?" APRIL No-spend Challenge!!

1K views 14 replies 4 participants last post by  SweetSilver 
#1 ·
This is a support thread to help you not spend your money.

Everyone is welcome to join and you can start tracking your spending at any time. It doesn't have to be (insert appropriate date here) NOW is a good time to start.

The plan is simple (although tough to execute):

1. Vow not to spend any money on unnecessary purchases.

2. Come on here and record your spending. We all record our spending in different ways. There are no rules. You record and update however you would like -- pick a way that will help you spend the least amount of money.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Please write an introductory message when you decide to join our thread. We would like to know:

a. Who you are

b. Where you are going (your financial goals) and

c. How you plan to get there

Good luck MDCers!! Keep that money in your wallet.
 
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#2 ·
WHAT HAPPENED TO MARCH???

IS IT SPRING YET?????

ACK!!!

Work is rolling in, tax return has been deposited and thank the gods it's a doozy. Gotta keep my head. Gotta be accountable.

WAKE UP EVERYBODY IT'S APRIL!!!!

Will update my spending tomorrow.
 
#3 ·
a. Who you are Homeschooling mom of 2 girls in rural WA

b. Where you are going (your financial goals) Still trying to stay above water through the year. Finish the house. Sell the rental. "New" car.

c. How you plan to get there Mainly keep working through the year. DH's work is seasonal. If it weren't, we'd be fine.

:throb
No spend -- hoping for 3 no-spends every week.

:thumb
Frugal spending

:eyesroll
Meh. Could have been worse.

:(
Overspent

:irked
Unavoidable, unexpected, necessary. Grrrrr.......

4/12
:throb


Need to pay for car repair this month, reserve campsite. Extra driving and trip to the big city.
 
#5 ·
a. Who you are

My name (ironically) is Prudence but I'm a shopaholic. Love new clothes. Love to spend spend spend. But I'm working on curbing this habit and living a more mindful financial life. My DH is a teacher. 'nuf said. The money is not showering down in our lives.

b. Where you are going (your financial goals)

We're out of debt (thank you, Dave Ramsey) and we have no major pressing financial concerns...but we get by every month and I'd like a bigger safety cushion in the bank. No more "getting by." I want to reduce our expenses so we are living on HALF of what we earn each month. Yes, half.

c. How you plan to get there

Decluttering. when I go through our closets and our (okay...my) clothes I get a little ill. We have so much of everything. More than I can manage. Why do I want to spend more money and add MORE things to this mess? Decluttering curbs the spending itch. And coming on here. I want to get a nice long list of smiley faces because I didn't spend this month.
 
#7 ·
:throb
No spend -- hoping for 3 no-spends every week.

:thumb
Frugal spending

:eyesroll
Meh. Could have been worse.

:(
Overspent

:irked
Unavoidable, unexpected, necessary. Grrrrr.......

4/12
:throb


4/13
:throb


There's 2 no-spends to start the week. Don't think I'll have another one for a few days.
 
#8 ·
a. Who you are

Single parent to an amazing 3 1/2 year old boy, Full time student and working part time.

b. Where you are going (your financial goals)

Hoping to have at least 1k in my BEF by the beginning of June. Pay off last CC and Tmobile bill by December. And start funding my EF by Janurary 2015.

c. How you plan to get there

Working as much as I can, but still being able to finish school with A's & B's. Try not to spend $$ on eating out. Try to sell things to get more $$$.
 
#9 ·
No spend:
:joy


Budgeted spend:
:thumb


Unbudgeted spend:
duh.gif


Ate at home/Packed meals:
:eat


Made extra $$:
2cents.gif


April 13-
:joy
:eat


No spend today! Which is great since the past 2 weeks has been horrible!! Hopefully I can finish this month out strong with more no spend and budget spend days.
 
#10 ·
:throb
No spend -- hoping for 3 no-spends every week.

:thumb
Frugal spending

:eyesroll
Meh. Could have been worse.

:(
Overspent

:irked
Unavoidable, unexpected, necessary. Grrrrr.......

4/12
:throb


4/13
:throb


4/14
:thumb
Only a couple of snacks for the girls, under $5. I avoided spending anything on myself, and only went to gymnastics and back, so I counted that as a frugal day. Can't be too strict.
 
#11 ·
a. Who you are

I'm a wife of DH for 10 years next month and a mother of 4 children so far in the US, almost 30.

b. Where you are going (your financial goals) and

DH gives me an "allowance" each month. I hope to stop spending all of it except when necessary and have a little in my wallet at the end of the month to combine with next month.

c. How you plan to get there

I will continue to write down my plans for my money in my journal and think and pray more before spending.

Today:
:throb
and it helps that we're not going anywhere :)
 
#12 ·
:throb
No spend -- hoping for 3 no-spends every week.

:thumb
Frugal spending

:eyesroll
Meh. Could have been worse.

:(
Overspent

:irked
Unavoidable, unexpected, necessary. Grrrrr.......

4/12
:throb


4/13
:throb


4/14
:thumb


4/15
:eyesroll


4/16
:eyesroll


4/17
:(


Spent a lot recently on easter, car repair, LIBRARY FINES, restaurants, children's museum. The greenie face came from the library fines more than anything, 20.00 for the family and I got off cheap this time.
 
#15 ·
:throb
No spend -- hoping for 3 no-spends every week.

:thumb
Frugal spending

:eyesroll
Meh. Could have been worse.

:(
Overspent

:irked
Unavoidable, unexpected, necessary. Grrrrr.......

4/12
:throb


4/13
:throb


4/14
:thumb


4/15
:eyesroll


4/16
:eyesroll


4/17
:(


4/18
:eyesroll


Whoa. Look at that week! Yikes!
 
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