I tried to post a few times to this thread (like on page 1 of the first one
) but time and dd kept me from it. I have read just about all the posts, and am very excited and interested along with you all!
we have always been very frugal (since we bought our house, before that I guess we werent) we have always shopped thrift for everything, no cable, no cell phones, used cars..... etc etc etc
but we have a goal of selling our current home and moving to the 'country' that we have been working on for the last 6 months or so. we arent at the point to put our house up..it needs some work which my dh has been plugging away at (luckily its mostly painting and stuff, and he is a painter) the problem is with only his income, we wouldnt be able to even buy a house the same price as this one..we were approved for it when we both worked before we had dd. it is a double, so we would lose that rental income, so the mortgage would be twice as high for the same priced house, kwim?
we are both EXTREMELY anxoius to get a few acres and a dumpy house (even a trailer, who cares) and get away from the traffic, super stores, busy streets, go go go attitude..and get our dd and any future children to a place they can run around and be kids! tired of looking at little cement slabs.
we currently have alot of stuff to unload, so while cutting spending isnt really an option (we dont have TOO much of a problem with that...even with my thrift store trips a few times a week thats only 5-10 bucks, and thats all I shop, really)
we have alot of stuff from before we moved here, we lived with my inlaws and bought whatever we wanted with our 2 income and almost no expenses (they were 2 very very small incomes, though..still under $20-$25 grand a year total, so we arent talking big bucks, here :LOL)
and have some credit card debt from when we moved here, new roof, old comp...misc spending, I am not sure exactly how much, maybe $7-$8 grand. thats it. we have one well running car, and my dh has a crappy car that we have been sharing with my sister upstairs (they havent had a car for a few months) so he needs to get a used work van and then we can give them that car (which she needs, as she will be a single mom of 3 very soon
) so that will be $6 or so thousand more in debt.
my dh has a budget and everything (he is excellent at saving and tracking and all that...always has been) and he says the cc debt should be gone in 1-2 years....sooner if we unload most of our stuff, and if i can sell the stuff I make a few times a month or so. the van payment should be covered by the extra side job he can get by using it (he is a private contractor, but works along side his pop, and they meet up and car pool the work van his dad has)
so we have goals and a plan, and I am all set to join in and track successes and set backs! (if I can keep up..this thread really moves)
we are gunna go to my aunts to house/pet sit for a week at the end of June-she has 4 acres and a pond/boat/fishing fancy house with a jacuzzi tub, like a private resort!!! its gunna be a great, expenses paid vacation. she lives in a town next to my inlaws, so dh can go to work everyday. she is also paying us $20 bucks a day to watch things and feed/love her 3 pets. we really lucked out getting this gig!
have a great week everyone!