Good thoughts, lilyka. we are pretty good about changing the oil in our car (03 Subaru, leased- the only way we could afford a new car, which we needed before dd was born) but really need to be better about getting the warranty check ups and things.
I had meant to write back last night in response to kathsmom's post. I support you in returning that purse!! The layaway option is good.. or can you trim somewhere else if you really need it, so you can pay cash? Or better yet, how many time are you going to wear the outfit to match to justify its own purse? I was also struck by what you said, that you would just "stop by TJ Maxx to see if they had anything." Girl, I am guilty of that, and can't remember a thing i've bought on those "just popping in" trips- but I always come out with something! I am soooo trying to break that habit- especialy with the grocery store.
ok, deep breath. you know what our grocery bill was this month *not* counting the full payment for our CSA (community supported agriculture) subscription? $650!!!
. There were so many purchases that were under $50- but lots of them. I know I've been championing organic here and there you go, mamas- we pay for it!! On the positive side, I know that I only started tracking my expenses on June 12th- though it feels like so much longer. And at that time was when I really started to be conscious of how much I was spending on groceries, meal planning, etc... Obviously, I am a slow learner!!
. So my goal is to cut that in half the next month. But we are actually going back to California to visit in-laws and friends for the next month (cheap trip, really. dh works wherever he can bring the laptop, so not really a vacation for him. staying with all friends and family. minimal food expense, etc...). But i will still track spending. and then when we get home, the pressure is on.
I was amazed as I added up our spending for the month in all of our categories, that we have *never* done this before. We've made budgets ahead of time (which of course never worked, and now I know why), but never added up our spending at the end of the month. Such an eyeopener!! I saw that gas and eating out and things were the least fo our expenses, while food- obviously- and household expenses (things for repair, installing tile, etc...) were our highest. And those are the things that we know are going to go down, so at least that is positive. We also made our asset list and our liabilities list. and guess what- negative networth!! But, i know that every month our liabilities will decrease and we can watch those numbers sink, so I look forward to that.
Otherwise, I am hung up today with a bad, bad stiff neck. Can barely move left. Had to go to the chiro this morning after sleeping badly and enflaming all the joints. ugh. luckily mom is in town and has dd for several hours. Poor peanut, I can't pick her up!!
. Doc says should get steadily better by tomorrow. Heres hoping. I did send dh out for a People magazine. The $3.00 of mind trash is much needed right now...lol.
keep on keepin' on....