I just got back from the grocery store and we didn't make it under our $50/week goal - spent $72 this week. I'd like to try and rationalize and say, "well, this was expensive and we needed that and I used loss leaders to stock up" but the reality is we went over and that's that. I'll just have to come in under for the remaining weeks in the month. Luckily, I got some rain checks this trip that will help me do that.
Now, piglet asked me:
|congrats on the extra savings to your budget! Now....what are you going to do with that extra cash each month?
Well, it's not really extra unfortunately. We're still running a deficit so the cash is just going to be allocated to something else. I'm still hoping to pursuade my husband to sell the one car and that will bring us into non-deficit status. Even though the payment is only $199 for a really nice Passat, there's still the matter of keeping three gas tanks full and three cars insured and three sets of brakes and oil and and and and... We don't have any consumer debt (yet - although I can kind of feel it coming on, you know?) but my student loans require service of over $600 even with the refinancing. If we get rid of the extra car, we should free up almost $300 a month that can go toward keeping the credit cards unused and avoiding late fees on other stuff. I think we owe about $8,000 and we can probably get about that much for it.
And, although I know it's not necessarily popular here, I'm collecting stuff to put into Ebay. I may only net $8 or so per hour but it's more than I'd have otherwise and we donate stuff, too, which helps keep our material karma good as well as helps with taxes. If I can get a couple hundred with that it'll also help with consumer debt avoidance as fall approaches and we need firewood and have a birthday party to throw.