Everyone's stories are really interesting. Also, it really shows how awful the U.S. medical system can be.
Well... with DD, completely by luck, we found out my anmiotic fluid started to disappear at 33 weeks. I was admitted to the high risk ward at the hospital where they tried to hydrate me and gave me steroids to mature DD's lungs. Hydrating didn't work, so I had a c-section at 34 weeks. DD was in the NICU for two weeks.
The bills totaled about $200,000. Thank goodness we had insurance. We had planned to pay our $4500 deductible so that was okay. After the deductible we had to pay 20% up to our out-of-pocket maximum which was $5500. So we only had to come up with another $1000.
This time we have a $2500 deductible, but then it's 20% until, I think $14000. We're trying to switch to a plan with a lower out-of-pocket max but I don't know if either of our companies offer one.
Our "plan" is for this one not to come early.