The first time I ever heard my therapist swear (I've been seeing him for over 3 years) was when I brought up health insurance, and the fact that I can't get any because I've been diagnosed bipolar - even though I'm one of the healthiest people I know (I've had to be - the alternative is too awful for me, because of the bipolar disorder). I'm not allowed to post what he said here. It was kind of cool. (I've always been fond of righteous indignation 
)
Anyway. That's my rant. My partner has a job that gives him a "stipend" for health insurance, and expects him to go out and find it on his own. Except we can't. He has a genetic clotting disorder that put him in the hospital for almost two weeks last year, and has to be on coumadin for the rest of his life, so he's uncoverable due to "high risk"
and I've been diagnosed with bipolar disorder, and so I'm uncoverable due to "high risk." Does that even make sense? I've been diagnosed, so I have the knowledge and the power to be healthy, and so I can't get health insurance, whereas there are probably three people out there for every one like me, who are bipolar and aren't diagnosed (or are, but aren't seeking treatment), and so are much more likely to do damange to themselves or others! GAH!!!!!!!!
: I hate this country so much sometimes.
We can, technically, buy insurance from the state, offered to "high risk" individuals such as ourselves: but that would cost about $1000 (yes, that's $1K or one thousand dollars) per month for the two of us (and then we'd still have to buy more for our kid, should we ever get that lucky!) - that's twice my freakin' mortgage!! Do you know how much health care I could buy for that, stuff that the insurance wouldn't even consider providing coverage for? It would pay for my psychotherapist, my massage therapist, the chiropractor, an acupuncturist, my osteopath, not to freakin' mention the super-expensive drugs I'm on and all of my supplements!! But even if I bought their damn insurance, I'd still have to pay for all of that, or for most of it (I'd probably get a slight discount on the drugs... eventually, after I met their damn deductible)!
:ignore 
: 
I don't know what we're going to do. I'm covered under COBRA until September (at about $400/month), so we're going to see if DP can't get another job - one that offers actual health coverage! - before then.
For now though, I think I'll just go cry.
)Anyway. That's my rant. My partner has a job that gives him a "stipend" for health insurance, and expects him to go out and find it on his own. Except we can't. He has a genetic clotting disorder that put him in the hospital for almost two weeks last year, and has to be on coumadin for the rest of his life, so he's uncoverable due to "high risk"
and I've been diagnosed with bipolar disorder, and so I'm uncoverable due to "high risk." Does that even make sense? I've been diagnosed, so I have the knowledge and the power to be healthy, and so I can't get health insurance, whereas there are probably three people out there for every one like me, who are bipolar and aren't diagnosed (or are, but aren't seeking treatment), and so are much more likely to do damange to themselves or others! GAH!!!!!!!!: I hate this country so much sometimes.We can, technically, buy insurance from the state, offered to "high risk" individuals such as ourselves
: but that would cost about $1000 (yes, that's $1K or one thousand dollars) per month for the two of us (and then we'd still have to buy more for our kid, should we ever get that lucky!) - that's twice my freakin' mortgage!! Do you know how much health care I could buy for that, stuff that the insurance wouldn't even consider providing coverage for? It would pay for my psychotherapist, my massage therapist, the chiropractor, an acupuncturist, my osteopath, not to freakin' mention the super-expensive drugs I'm on and all of my supplements!! But even if I bought their damn insurance, I'd still have to pay for all of that, or for most of it (I'd probably get a slight discount on the drugs... eventually, after I met their damn deductible)! :ignore : I don't know what we're going to do. I'm covered under COBRA until September (at about $400/month
), so we're going to see if DP can't get another job - one that offers actual health coverage! - before then.For now though, I think I'll just go cry.
I am sorry you are going through this. You are so right about what they would even cover too. We have insurance, supposedly darn good insurance at that, and we spend upwards of $500 - $1000 per month on "alternative" care and supplements and things, NOT INCLUDING the organic foods that I HAVE to (yes, have to) eat. The docs can't even help me anymore, but they sure want to have me in for a visit! When I am on track with everything, I am the healthiest person you know. Our kids have gotten ONE cold in a year and a half. I am uninsurable for life insurance and I bet if we didn't have group health insurance, it would be the same for that as well.
So thanks, just for listening.
in my book. i just won't listen after awhile.
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