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Do you feel like you Need to pay for the kids' college? - Page 6

Poll Results: Do you feel like paying for college is a requirement for parents?

  • 49% (70)
    Yes, I need to pay for each of my children's college education.
  • 45% (65)
    I will help, but they need to fund the bulk of it.
  • 4% (7)
    No, I expect them to pay for it on their own.
142 Total Votes  
post #101 of 120
We are planning to save enopugh to put our children through university. We both put ourselves through and 60,000 is an overwhelming burden on us. Well, hopoefully, by then the Cdn government learns from Sweden.
post #102 of 120
I think for us it will be a combination of the kids working summer/part-time jobs, loans/scholarships, and us helping. My parents paid the remainder in bills between what we got in scholarships/loans and the total of the bill. If we had loans, we were expected to pay those off ourselves when we graduated. To me, that is fair, since I believe if you contribute monetarily to your own education, you are more likely to appreciate it more and work hard to do your best.
post #103 of 120
in 1987 tuition for NYU was $16,000/semester. That included a dorm room, but not food, and not books and other expenses. Same year UT (Tennessee) in-state tuition was $900/semester, not including room and board, books and other expenses. But, when it came time to pay, there were an awful lot of fees and other stuff added, parking, and so on, which made it really more like $1,500/semester. Plus, I had to pay $220/month for my apartment (off-campus) and around $600 each semester for books.

I dropped out and returned to school seven years later, and tuition had nearly doubled. I don't know what it costs now, but I'm certain it's a lot more than I had to pay back then!

I more recently took ONE COURSE at local community college because work required that I do so. Tuition was officially $150, but there were extra fees added in to it. All told, including books, I paid $650 to take one class for one semester, and it wasn't even a university!
post #104 of 120
One year of full-time undergrad courses at OSU, plus books, living on campus, and all associated fees, is about $15K for resident and $28K for nonresident. If you want to live off campus, average rent for a one-bedroom apartment is $450.
post #105 of 120
We plan to pay for as much as we can, and also provide as much help, direction, and support as we can to steer our kid(s) toward getting scholarships. Our comfort level about our ability to do that is a direct factor in how many kids we'll have. I personally feel like I have an obligation to help provide my kids with an education to the greatest degree that I am able.

Neither my husband nor I had any debt when we left college, and I cannot express how thankful we are for that. For me, it was a combination of scholarships and parental support that put me in that position. I did not ever have to work during a school year; I had a paid-off truck when I graduated courtesy of my parents (which we still drive today, almost 10 years later); and I had no debt. Those things opened up a lot of options for me. I want to provide the same for my children.
post #106 of 120
Originally Posted by reader
From the perspective of both a mom and a high school teacher, the vast majority of high school students do NOT appreciate it. Perhaps your children are an exception, but most do not appreciate the luxuries they have.
Uhhh... that was kinda my point But even if they don't appreciate it the way you think they "should" it is part of their educational needs and so you do support them going, correct?
post #107 of 120
Jill: In my experience with financial aid, there was always the parents' expected contribution and the student's expected contribution. Even the schools expect the student to pay for some of it.
post #108 of 120
I'm not planning on paying for my child's education. I've never met anyone IRL who truly appreciated that or made the most of it.

I really feel the a college education is far from a guarantee of a good life, and one can be had without it. I had a job making $60 without an iota of college. If you want to make money, technical certifications are worth more in some fields.

Conversely, my husband owns his business and has never used his sociology degree for a darned thing.

I also think many teenagers have no clue what they want out of college at that age. I think it's better to have a specific goal in mind and specific deliverables you want to achieve from a college degree.

He will be welcome to live at home while going to college, and eat meals at our house, etc. If he were doing something really ambitious like going to Harvard to become a lawyer or something, I'm sure we'd help out with his daily expenses or something.
post #109 of 120
Just wanted to say that I'm thankful for my student loans. They allowed me to get credit cards and build my credit score up so that I was able to buy a car as well.
post #110 of 120
Originally Posted by kavamamakava
Just wanted to say that I'm thankful for my student loans. They allowed me to get credit cards and build my credit score up so that I was able to buy a car as well.
I have credit cars and a car and *no* student loans.

Not specifically addressing you, but it seems like lots of people are doing the either/or mentality--- I want to retire/so won't pay for college, want child to appreciate school/so won't pay for college, etc...

Realistically, though, I think you *can* have both.
post #111 of 120
I forgot to mention that just as I will strongly encourage my ds to go to college I will also strongly encourage him NOT to go directly after h.s. My mom strongly encouraged me to wait a year in between, which I wanted to do anyway, even tho my dad was strongly against it. Very glad I did. I was able to get a lot of partying out of my system, experience the "real world" (holding down a ft job, paying the bills), and really think about why I wanted to go to college. Likewise, I took 4 yrs between college and law school, which was even more important. Most of my classmates went straight thru: h.s.->college->law school. Many of them have never even had a real job. It's just ridiculous. I think this also contributes a lot to how seriously people take college.
post #112 of 120
We are saving now for their college. It won't be enough to pay all, and we will expect them to contribute, but I didn't get to go, partly because of lack of support, and I don't want that for them.
post #113 of 120
I don't think that parents necessarily "should" pay for their kids' college, but we're planning on doing it as well as either paying in full or at least helping out with living expenses simply because it makes it easier. That said, I will encourage my kids to make sure that they actually want to go to college before jumping right in. I didn't like school and will doubtfully continue, whereas my DH is working on his PhD currently. I suppose I wasted some money finding out I didn't like school, but I'm grateful for my experiences and they've certainly informed my wish that my kids not necessarily go to college, but that they find what they would like to do. We will support them in their endeavors to find themselves as well.
post #114 of 120
Originally Posted by TiredX2
Realistically, though, I think you *can* have both.
Of course you can, if you have enough money ...

post #115 of 120
I haven't been able to afford college for my children but I help with expenses to the best of my ability.

They are floating student loans. My one dd has very low loans, the other is in med school and her debt load will be horrid.

My thirdborn is in Iraq so her college will be paid for through the GI bill (small thank-you but she'll take it if she lives to take it)

I would help more if we had the money but I think my children are learning important life lessons paying for their own education.

My firstborn waited a couple of years before she started college and she has something like a 3.85 average so, for her, waiting was a good choice.

Of course my secondborn went right out of high school and is now in med school so her choice was good for her as well

post #116 of 120
Thread Starter 
Maybe it is the home schooler in me but I think being active in the world makes a wonderful learning experience. Life is character building. I do not see colleges experiences being more valuable than life, they are different. They make the world go around.
The homeschooler in me is nodding at the homeschooler in you.
post #117 of 120

Quite a few of us in this thread have mentioned in various ways that college is for those who wish it.
post #118 of 120
post #119 of 120
By the time our kids are old enough for college, not only will the admittance criteria be more stringent, but the costs will be extraordinary. So if my kiddos make awesome grades by putting in the hard work, it's the least I can do to help support their future livlihood. They are already well on their way to having their college paid for AND we locked in their tuition rates the year they were born. So no matter how high the rates go, we'll only have to pay 2000 and 2003 rates for their tuition.
post #120 of 120
We live in Sweden, so that's not much of an issue for us. If we lived in the States, though, I'm sure we'd help our kids out, but we wouldn't plan to foot all--or even most--of the bill.
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