It was a tough decision for us, mainly because I made twice as much as DH.
First of all my job was very stressful and it was taking a toll on our relationship. I was a nuclear engineer that worked rotating shifts - 7 day weeks usually 12 (sometimes up to 16) hours a day, 2 days off, then back to work at a different time. The money was nice but, as we quickly learned, money wasn't everything.
I have some medical issues that were costing us $100 - $200 a month in prescription copays for my medicines, and I am still on meds but now also get treatments that would cost us ~$5000 every 3 months.

DH is in the Navy and will be able to retire in just over 7 years. Military medical covers my treatments (which surprised me) and we will be able to keep the medical coverage (with a copay) after he retires. We will also be able to keep the prescription coverage (either free if we are near a base or cheap at regular pharmacies) - considering some of my meds cost over $300 for a month's supply this was a big bonus. Also his retirement pay, while not huge, will cover a mortgage payment.
Starting in January I will be working on my Master's degree. I found a good university that offers accredited Radiological Physics and Nuclear Engineering graduate programs via distance education, so I can take one or two classes a semester from home. (Yes, I'm a science geek

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After DH retires then I will go back to work and he will either stay home, go to college, go to work full time, or freelance with my dad - whatever he feels like at the time. The downside to this is that he goes to sea for months at a time (he's a submariner) and will miss parts of DS' life.
It was not an easy decision but it was the right one for our family, which is what's important.
