Originally Posted by Bufomander
I'm just curious if any of you ever struggle to be frugal during difficult times. For example, sickness, depression (of yourself or family member), extreme busy times, simple bad days, etc. You know, times when it's just easier to say, let's order pizza and buy something fun.
Yes. absolutely. That is the hardest part for me. When I get depressed and hopeless about our financial situation that is when I give up and buy stuff. That is when i get shortsighted about what the long term goals are and feel like I'm never going to not be broke, so why shouldn't we have a little good stuff now. I'm TRYING very very hard not to do this. To make sure that I'm spending money in a controlled way rather that a frivolous way. I grew up very poor, but with lots of "stuff" we had very wealthy/upper middle class extended family who loved us but didn't know how to help our overall situation, so showered us with beautiful toys, clothes and gifts. I am so thankful for them, without them we would have had very little. However, I wish that we would have had a better education about saving. I am also digging out of a hole that I had no choice but to create (a lot of my debt comes from setting up a home for younger siblings & Niece/Nephews, when there were no other options).
However, what I am learning how to do is to replace spending with doing, or as I said "controlled spending"- menu planning helps with this-since I do the shopping I get my shopping "fix" on things that we really need, and will save us money (like tomorrow when i pick up the missing ingredients to make our granola, I know I will be saving a lot of $$ by making instead of buying premade, I pay 2.79lb for premade organic in the bulk bins, but I can buy the main ingredient, organic oatmeal for .69lb). I also shop thrift stores like crazy, but only for items with resale value or needed to save us more money: like cloth napkins which I paid 1.50 for a lot of 9 very nice ones to match our kitchen. I would pay 1.50 for ONE package of throwaway napkins, my yogurt maker, french press for 2.00, which saves me $$ on coffee since I can make a cup at a time). I also try to do stuff to get us out which reduces my depression, like going to playgroup, taking my dd to park or library (all free). I am looking into a beginners yoga group that my hospital is sponsoring through their Chinese Medicine program. I really want our children to be on a firm financial footing as we grow up, and for my children to have help from us for their college educations (something I didn't get, and couldn't afford to give my sisters). I think this is going to become my personal icon:
Since when I get on my
about changing the path of our lives I get serious!