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my u/s story  

post #1 of 5
Thread Starter 
There shouldn't be one...you just come back and say, "it's going to be a..." (boy in our case )

But I'm unreasonable and illogical, even when I'm not pg.

I got up the morning of the u/s and realized that there was no way my insurance was going to pay for the u/s. Now why I didn't realize this before the morning of I have no clue, but we'd had trouble getting coverage and I wasn't going to get an u/s if I didn't have coverage and once the insurance came through I think I assumed all my troubles were over and well, I just didn't think about it.

I woke dh up and told him and he said we couldn't do it if we had to pay out of pocket. And all I could think about was the handful of ppl we promised to call when we found out. It seems silly now, but I still thought there might be twins in there at that time and I wasn't absolutely certain of my due dates and I was just so absolutely disappointed in not getting one, that day!

So over the course of the 3 hour drive, I talked him into it. I still presented my insurance card at the hospital but they of course said they couldn't accept it *unless I came through in the ER* and that they would work payment out and we went forward with it.

There is nothing like seeing that little baby. I even saw his profile, quite clearly for 2d. And I was thrilled to know I was right about the sex and okay with there just being one. And he and I measure exactly for our EDD.

I had a serious case of Monday morning regret though. After a busy holiday spent with both our families (which is where I've been) I had terrible guilt and remorse on the drive home. It's not that I wish I didn't know that he looks healthy, that he is a boy, that he isn't twins, it's just that I wish I'd had enough reasoning ability to realize that an u/s was a luxury we just couldn't afford. : And that if I'd been willing to wait and negotiate I probably could have gotten one covered at a different location and time.

Time for me to stop typing long enough to catch up on all the posts. I missed you all.

Christa
post #2 of 5
Aw..dont beat yourself up. We are all allowed to be irrational at times. Heck, I still have no idea how we are paying for this homebirth, but I keep insisting on going through with it.

Hospitals can be easy going about payments if you stay in contact with them. Call their billing office when you receive the bill, ask for a cash discount. Then ask for payment terms. And also, try to submit it for insurance anyway. You might be able to get them to cover it afterall. MOst insurance companies are pretty used to covering at leat one u/s during pregnancy.

Good luck!

And congrats on your little BOY!
post #3 of 5
We are having to pay out of pocket for everything... so I feel your $ pain. But isnt' the ultrasound a wonderful thing to have? It cemented everything for me... and it was such a relief to know the baby is healthy.
post #4 of 5
I know how hard it is not to do something that you totally had your heart set on! Especially when it involves seeing your baby! I don't blame you. I'm glad you got to see him, that everything is ok, and hopefully insurance will pay for part if not all of it- why wouldn't they pay for one routine ultrasound? Had you not been with the policy long enough?
post #5 of 5
Thread Starter 
The hospital is no problem to work with on payments. In fact, I just finished paying for my part of an echocardiogram I had to have when I was pg with Kenna. My insurance won't cover it b/c I'm covered under Mississippi state insurance and I'm getting all my care in Tennessee...the hospital won't accept the insurance (but my midwife is an approved provider).

Thanks so much...I feel so much better about it. (at least until the bill comes! ) And it was wonderful to see the little fellow bouncing around in there and I've got 6 cool pics too.

I went into this pg thinking I wouldn't have an u/s b/c I was using a birth center with midwives. But when they told me they'd schedule one around 20 weeks if I wasn't opposed I was so excited. And honestly, I really need these few months to get used to the idea of a boy...don't get me wrong, I'm thrilled, but this is totally unknown territory for me...I've never lived with a boy longer than 7 years.

Christa
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