New Posts  All Forums:
 

TOP ideas for saving money - Page 2

post #21 of 61

Hey...

Emansmom...I cut my family's hair also. I've been doing that for about 6.5 years. The first year or so my dh felt like we were so poor instead of making a decision to spend that money on other things which is the way I look at it still. Now we're pros at giving haircuts. It's so easy and cheap. My son asked me one day if we could go get his haircut and I said sure but then we can't go see spiderman or whatever movie was out that we'd planned to take him to see. He understood real quick why we cut his hair. Anyway just had to share. Getting your own clippers often comes with a video for giving haircuts. I had to break down and buy new clippers this year to get a better variety of blades. They now come in all sizes and when I first bought them you only got 4. So anyway happy haircutting mamas.
post #22 of 61

SAHM trying to get ideas here, but not sure how many of them I'm up to.

DH, who used to get $25 haircuts now does his own, & mine is just long & uncut. He says knowing me has made him more frugal; when we're at the store (& I do try to limit trips) he thinks twice about every purchase. AND I like using leftovers, don't have cable or pay for cell service, & shop (for myself) at thrift store (rarely). We also have a garden, & don't spend $ on entertainment. But we could do a lot better in the following areas:
eating out (still a few times/month)
healthfood store expenses (equiv @ grocery have bad ingred)
not being DIY around the house (e.g. want clothesline but need help)
(please don't be shocked) disposible diapers (we have issues with our well that we can't afford to fix and don't want to strain it further)

This thread is inspiring me to do better because I need to do better to continue at home, so please keep writing!!!
post #23 of 61
Okay, this is what we have been doing in the way of frugal living:

*We bought a duplex and rent out the other apartment...the rent pays a huge chunk of our mortgage.
*We don't have a vehicle, BUT are able to walk everywhere we basically need to go, we live three blocks from the hospital, and my IL's let us use one of their vehicles if we are in need
*No cable television or landline
*No dryer
*Make my own cleaning supplies...vinegar/water/baking soda/EO
*We don't buy much in the way of "snacks" and extras (soda or juice)
*We don't eat out very often...which is okay because my DH is a chef! :LOL
*We use netflix for movies (no late fees which used to plague us!) and use the public library
*cloth diaper during the day and I use disposies at night :
*I don't get my hair cut often, but DH has his brother cut his (he cuts all the little boys and male relatives hair)
*Buy clothing and stuff second hand...freecycle

Please, note I have come a LONG way in my path to frugal living!! Pre-children and DH I was the type of gal who would pay $75 every 5wks having my hair trimmed and colored, I ate out at least 4 times a week, went to the "bar" with friends too often than I care to admit, only bought clothing and stuff at full retail price because I was "too busy" to dif thu thirft stores, drove a gas guzzling SUV, smoked cigarettes...need I paint the picture any more?!! :
post #24 of 61
Good thread. I don't have much new to add.

We are pretty frugal and I didn't even realize until dh and I sat down to figure out if we could save anymore money. LMAO. Not really.

No car, No cable, no cell phone, Public transit monthly pass for dh, I walk everywhere I need to go, shop at a no frills grocery store, CD, cloth wipes, BFing (twins, I can't even breathe when I think of the formula cost there), utilities are includede in our rent as well as laundry, so I just have to think about conserving for the earth not the pocketbook on those accounts. We almost never spend money out, the museum and art gallery are both free once a week in our city. I only buy new clothes for ds if he needs stuff (like summer is upon us and I haven't found him many shorts), it can be hard to find second hand clothes in good nick for an 8 year old boy, they tend to destru things. WE and the babes are pretty much all second hand. All the baby toys and furniture and their swing and jumper are all second hand.

Our biggest throw away is that we are paying rent, so we need to get something together for a home, as soon as dh finishes school.

Just constantly re-evaluate what you NEED. you will be surprised how little you need.
post #25 of 61
Alright, since everyone's posted all my big ideas, here's a thrifty tip I just figured out last night...

When a recipe calls for toasted pine nuts (ex. pesto), substitute sunflower seeds. Pine nuts are expensive!!!
post #26 of 61
Thread Starter 
Good One! Vivanna!
post #27 of 61
Energy saver bulbs. You can get a 6 pack for $10 at walmart and they really do cut down on you energy bill. I don't have a dishwasher, I turned down the water heater and wrapped it with insulation. There are a ton of ways to cut down on your energy bill.

I also shop at the dollar store, you'd be surprised at some of the stuff you can find there.
post #28 of 61
Quote:
Originally Posted by miziki
In addition to using cloth dipes, one of the best ways to save $$, cut down on tons of laundry, and decrease the number of cloth diapers (over the time you would normally just diaper your child, which here in the western world is edging up into 3-4 yrs of age!!!) is to consider practicing elimination communication (EC) with your baby-to-be.
Thanks for the great idea, I bought the book so hopefully I can have the patience to make it happen, It would be great if it works.
post #29 of 61
Read & follow the tips in Your Money or Your Life . This book helps a person get an honest perspective of their spending habits, clarify those values that are most important to you so that you can align your spending with your values, etc...and its quite inspiring.

I also recommend using Quicken or Microsoft Money on the computer to track your spending & income. Invaluable information is gathered this way that allows for wise planning.
post #30 of 61
Pay bills online or have them automatically deducted from your bank account so you save the stamp - granted 37 cents isn't much, but it does add up over time.
post #31 of 61
Quote:
Originally Posted by dinade
Making laundry detergent is an awesome way to make your dollars stretch.
Quote:
Originally Posted by Emilie
Making my own detergent
Recipes for homemade detergent anyone?
post #32 of 61

Hey...you can find it...

here: http://www.mothering.com/discussions...d.php?t=114069

HTH.
post #33 of 61
Oh thanks for that - what a great thread, I will look forwarding to reading through those recipes.
post #34 of 61

Write it down!

We made a great budget and posted it on the back of a closet door. The budget includes savings--it has a category for everything. Every time we purchase something we have to deduct it from the proper category. At the end of the month if there is any money left over we can put it towards something we want for the house or just add more to savings.
Water is an issue at our house. We have a holding tank and have to pay for delivery so extra laundry is not an option for us. We do ec with dd. I use disposable wipes but I cut them in half. Rinse and reuse plastic wrap and foil.
I try not to drive anywhere--dd hates the car and I hate spending money on gas! We also make cards and gifts.
post #35 of 61
My teeny weenie hint - if you decide to make your own baby food (GREAT way to save $), find some reusable containers (glass or plastic, whatever you perfer) with lids and use them insead of ice cube trays. IMO they work bett, and DD at so much even from the beginning that we always used at least 2 cubes. As DC gets older, they are great for dividing leftovers for a perfect sized snack or lunch for DC. It work really well because DD is in daycare full time (and loves it!) and I have items packaged for her lunch everyday already! I have not had to buy any small sized snack containers since DD was teeny. Also if you are willing to take the time to wash them, as a friend or family member who does use baby food jars to save them for your use - just make sure you check both the glass and tops carefully after each wash and if it looks even remotly suspicious, recycle it.

There - that is my hint! PS I loved Super Baby Food by Ruth Yaron for all the information about food preparation, even if I really didn't follow her plan. It was a good book to use to look things up quickly when trying to make a new food - it tells you just how to prepare it!
post #36 of 61
Wow. I got some great ideas off this thread!

We keep an eye out for new deals by companies whose services we're already using. Then we renegotiate. For example, we have DSL and decided that's a luxury we'd like to keep. (I'm starting an at-home business and it will come in handy!) The phone company offered a lower rate ($10 cheaper a month) for new customers. My husband called up and asked for it nicely, mentioning that we could just cancel and sign up again if giving us the lower rate wasn't ok . . . they were very nice and dropped our rates from $25 down to $15/month.

We also call our credit card company every six months and ask for a lower interest rate. Sometimes they can't oblige, but they usually offer *something* to keep our business. (And most often they do drop our rates down at least a point. I've gone from my crappy college-days 24% APR down to 9% in the last 2 years.)

EBay. I used to be a packrat. Now I'm finding a whole lotta stuff I no longer feel any sentimental attachment to whatsoever. Less clutter, more money -- w00t! Whatever I can't sell I give away on freecycle. Eventually I'll run out of stuff to sell, but I was a packrat for 28 years . . . I've got a ways to go yet. *grin*

I replaced all our cleaning supplies with white vinegar and baking soda. Much, much cheaper and better for us too.

We planted two veggie gardens and an herb garden; that's definitely cutting down on our grocery bill. I tried to plant things that are fairly expensive to buy (peppers, artichokes, eggplants, stevia, etc.) The seeds and supplies don't amount to as much as the veggies would cost.

Swapping. There's a small group of mamas here who casually trade clothes (children's and adults'), cloth diapers, toys, strollers, slings, etc. as needed to keep our houses less cluttered and save on buying new things. Anything we want back at some point is initialed in permanent marker.

Speaking of swapping, I've come to LOVE our local library. It has museum passes, DVDs, magazines, and books, all for free! We're both bookworms, so when we feel the need to actually acquire a book, we find a few books we're willing to part with and sell them at a used book store near us in trade for a new one. We spend very little, if any, money on our passion for books this way.

Cheers~



Sarah
Mama to Qualia, 8 months
post #37 of 61
We are thinking about this as well. It's time for a house. We made up a budget, which allows for savings and play money. Play money is usually used for a trip to the fish hatchery, the zoo, movies, etc. It's not very much, so sometimes we have to wait two months, but then it means more.

Have you ever heard of the keeper? www.keeper.com It's for when you are menstrating. An aquaintence raved about it and she has several children, so it can't take very much time to use. I have neglected to get one, but I just figured out much it costs a year for me to use tampons and pads. : I'll be ordering one soon. Has anyone here tried one?

That's all I can think up. All the others have been mentioned.
post #38 of 61
Well, if I ever have any money, I will 'play the stocks'. It's better than expecting to win at the casino :LOL
Sorry, I don't really have anything to add...I am 'dirt poor', so don't even have one fourth of the luxuries listed here.
We each have our own washcloth we use instead of TP. Baking soda and vinegar are used for EVERYTHING (they can be bought with food stamps), brushing teeth, laundry, cleaning, washing dishes, etc. And they are cheap.
Corn starch for baby powder...
Elimination Communication - I didn't know that was what I was doing :LOL Just couldn't afford diapers, cloth or disaposable. If she peed on the floor, we cleaned it up and we got real good at knowing when she had to poo, so we would put her on the toilet so we didn't have to clean it up off the floor. :LOL
Eat at community events where they offer free food. Not only will you save on the grocery bill, but you will have the chance to meet people outside of your 'normal' world. (not sure that made sense...hopefully you know what I meant )

hope some of these help
And and good luck on your new house! I hope everything works out well for you and your family!
post #39 of 61
Quote:
Originally Posted by MamaInTheBoonies
We each have our own washcloth we use instead of TP.
The fancy word for this is family cloth, and I am juat using all dd wipies now that she is PT! Also, I bough a bunch of cheap cloth baby wipes on clearance at Target and use then as tissues - better than Klennex!

Also, buy and sell on the TP - I never take my paypal money out, just save it for when I need something (or REALLY want it!). That way I'm not spending "real" money on stuff like clothing!

Even get stuff at yard sales and thrift stores to sell, especially on ebay. You can either use it and then sell it or just sell it if you don't need it but know some one will buy it - like Hanna clothes or Elefanten shoes. I have even found cloth diapes there (boy was THAT luck!). I just try to go every 2 weeks or so because there is usually some thing I need or I've just thought of a new way to reuse something.

and ditto about freecycle!
post #40 of 61

you *can* do it!

Quote:
Originally Posted by Sharlla
miziki Quote: ...consider practicing elimination communication (EC) with your baby-to-be.

Thanks for the great idea, I bought the book so hopefully I can have the patience to make it happen, It would be great if it works.

Sharlla, I'm glad you scored a book! Just know that if you can have the patience to learn how to breastfeed, you can have the patience to learn how to EC. They're really so amazingly similar - learning to recognize your baby's cues for hunger/elimination, getting a sense of how often your babe needs to eat/go (again, these are related - what goes in must come out!), offering feeding or eliminating opportunities when you see the appropriate signs, trusting your intuition as to when your babe needs to eat or has to eliminate, the weaning process... the list goes on. And both BF and EC become second nature after that initial learning period!

So yes, you & your baby can do this - as a team! It's a gradual, gentle, process - and a fun, rewarding, *very* cool journey. Surround yourself with good support (local LLL groups for breastfeeding, local DFB groups for ECing), and enjoy the ride.

Best of luck!