Originally Posted by velochic
As far as a retirement program your kids don't need, well... I don't agree with that at all. In fact, my mother, who is 64 years old LIVES off of her social security. She has no savings and this money is everything to her. I'm glad that you are wealthy enough to be able to thumb your nose at social security. We're not.
I pick my battles and SS isn't one of them. It does indeed personally irk me that people like my mother put in her dues for 50 years and because you have some issue with Big Brother, you don't. It's not just about you... you do, after all, live in a SOCIETY. As a consumer in this society, you have some things you don't like along with the benefits you do. All my opinion, and I rarely ever get into such online discussions, but this one just hit in the right place, I guess. I mean, my mother would be homeless without social security.
Ok, this is a warning, I am going to drudge up an old and oviously very hot topic. I do not hold conventional beliefs so what I am about to say may very likely piss off a whole lot of you...
Velochic, I am very sorry that your mother only lives off of her paltry SS check. Her life choices made it that way. No one is to blame here other than your mother. She CHOSE not to save for her future. So please tell me, how is it MY responsibility to pay for your mother's mistakes? Right now I am paying into a system that will not be around when I retire. Social security will be gone and will I get back the 6.5% I have paid over my lifetime? Of course not! So I am being robbed of my hard earned income to pay for your mother's mistakes. That 6.5% that is being stolen from me could have been my retirement fund. If I had that money available to me to invest as I see fit, by the time I retire, I would have alot more saved up than what the SS check would ever be able to provide for me. I am being robbed of my future to pay for other's mistakes.
You say that you just aren't wealthy enough to afford not having social security. Do you know who benefits the most from social security? Well look at it this way, who lives longer men or women? Women of course. Who lives longer rich people or poor people? Well rich people do since they can generally afford better care and nutrition. So, who is living the longest and benefiting the most from social security? Rich women. All the money that is being robbed from the poor is mostly benefiting the rich. That doesn't sound like the kind of system you want now is it? Also, what does being wealthy have to do with saving money? No one in my family is particularly wealthy, all of my grandparents live well off of their own savings. They put away a little bit at a time and by the time they retired, they had a conciderable sum to live comfortably on for the rest of their years. My dad, when my sister and I were born, was working at a minimum wage job. He worked there for the first 1/2 of my life. Even though money was very tight back then, he was still saving for both my sister and I to go to college AND he was saving for his retirement.
Some people suffer hardships in their lives and mabye life just didn't turn out the way they planned. Would I want to turn a cold shoulder to them and say "well too bad for you, you made too many mistakes"? Of course not, I am not a cold hearted person. I genuinely care about people and I don't like to see others suffer. So if there were a private orginazation that provided care to people who had suffered hardships in life and needed assistance, I would donate all I could afford in a heartbeat. Many others would do the same. That is how people work, we are charatible and caring. Many of us libertarians are accused of being cold hearted. It is acutally the opposite. We believe in the good in people. We trust others to care for those that need help. We don't rely on the government forcing people to care about one another, we know that people will do that of their own free will.