December???? Yeah, right! No, no, no, my babies come late so right now I am really hoping to stay in January. However, my parents planned a trip for Jan 10-19 (they live 5 min from me) because they are sure that my baby won't come early. So, I am thinking that Murphy's law might come into play and give me a slightly early baby. Just because of that trip. It might be the best thing though as my mom still has a hard time accepting my "homebirth" decision.
As far as the "stroke of midnight" New Year's baby stuff, I would probably go for the 12/31 date. It will only save me $250 on the birth but quite a bit on taxes and this year we could use it. We have had so many unexpected bills the last two months, makes me realize I shouldn't have bought this cool swingset for the girls, but that was before all these bills, etc etc. Oh well, I am not in a dire state (money wise) and I will get a lot of use out of this swing set and I got a great end of season deal. I just like having a better handle on all the money stuff. . .