I am subbing so that I can be in the challenge for August. I am having *major* issues with spending--mainly linked to comfort spending, impulse buying, irrational sense of what a true "need" is. Do I "need" a grande vanilla bean frappaccino 3 x's a week? I think NOT! However, I manage to rationalize it everytime.
My spending is starting to hurt my marriage. luckily we are not in debt, I'm not like a freak on Oprah or anything, but the little purchases (7 dollars at Target, 15 dollars at the thrift store, 10 dollars at Wal-Mart---all month long) are adding up. I just can't seem to contain myself!
I've tried asking my dh to take away my CC (we charge everything and pay off the balance each month), I've tried asking him to do cash, but he says no, I need to learn responsibility. It's hard being the sahp because I seem to always be finding the needs day in and day out. Groceries, gas, toilet paper, deoderant, pet food, diapers
: (I do cloth on days when we are at home a lot!!), etc. It's like I do have to spend money, but I seem to always tack on extra "goodies", hoping they will blend in with the whole total. (ie: a candy bar at the checkout when doing the weekly grocery shopping)
So, I mentioned to him about the whole "No Spend Challenge" and he laughed in my face (rightfully so) and I told him that I was going to do it!!
I am excited for August to arrive! I'm headed out of town this weekend for a week and ahalf, so the money spending will probably be a bit much with gas and food on the road and stuff, but I hope to try and tone it down from what I would normally spend.
So I glad I found this section in MDC!