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No Spend August!

post #1 of 123
Thread Starter 
A bit early...

I want 15 no spend days this August (not counting bills). I will update daily.
post #2 of 123
Oh boy, I am so tempted to join. But I have a fabric hobby, ahem, problem. Well no... if I had the time, then they would all be works in progress.
Okay, so not yet signing up, but will periodically check in.
post #3 of 123
I'm in! We are in a tight, no spend mode while we finish paying off a credit card. As planned, this card will be payed off by the end of August and then I need to put money aside for a trip to California to see my little brother get married. No spend is my m.o. right now.

Dh sweetly refers to me as the frugal gazelle.
post #4 of 123
Thread Starter 
Quote:
Originally Posted by Ruthiegirl
Dh sweetly refers to me as the frugal gazelle.
Are you doing Dave Ramsey's program? If so check out, Living Like No One Else.
post #5 of 123
Quote:
Originally Posted by Selu
Are you doing Dave Ramsey's program? If so check out, Living Like No One Else.
Yes! Dh and I just read it. What a motivating book. I'll check out the link you posted. Looks like a good one from the sneak peak I had.
post #6 of 123
I'm in....I've been lurking in this forum for a long time and just read Dave Ramsey's Financial Peace.
I told myself I was hopping on the No Spend August Bandwagon no matter what...I am happy to see it started early so I can mentally prepare.

Selu, I've been reading your blog---you are so inspiring.

Can we review the rules and guidelines for the game?
post #7 of 123
I want in, I HAVE to have a no spend august, summer is the time for me to make bank and Ive splurged it all on eating out - DUMB! What are the rules?
post #8 of 123
Thread Starter 
Quote:
Originally Posted by ChioMamaPT
Selu, I've been reading your blog---you are so inspiring.
Aww thank you! :

I don't think there are any "rules" necessarily. I do "no spend days" because the best way for me to save money, lol, is just not to spend it, even on the little things.

Some folks mean to keep to their budgets or spend as little as possible all the way around. Whatever works for you!
post #9 of 123
I'll play We had to spend $278 on the Acura yesterday, but it's a 99 with lots of life left and it was a gift so no payment. It's the only money we've had to spend in the year we've had it besides oil changes. So I'm not complaining but it was unexpected. I'd like to buckle down and get my emergency fund going again. So another month of no spending here. We did really well in July with the no spending challenge.
post #10 of 123
I'm in. No eating out will be the tough part But we need to do this. We have real estate taxes due.. UGH.
What are the rules? What about fall clothes?
post #11 of 123
so any 15 days out of the month? seems too easy...
post #12 of 123
Thread Starter 
Quote:
Originally Posted by Pam_and_Abigail
so any 15 days out of the month? seems too easy...
That's my goal. It's not easy for me, lol, as I am used to buying a coffee, gum, etc. almost every day. Getting better though...
post #13 of 123
I think my original goal was NO extra spending as the "No Spend August" title suggests but I am worried I will set myself up for failure.

I think since this is my first month trying it I will allow one expense per week. So if I buy a latte on Monday, then I'm done for the rest of the week.

I think that will be reasonable...what have you veterans done before? Are you always successful with your goals?
post #14 of 123
This will be tough with school starting, but I'm in. 15 days. No spend. (Does that also mean no driving... spending gas... 'cause then I ought to bow out. )
post #15 of 123
I normally call my no spend months "stick to the budget months." We are paying off debt at lightening speed right now, so there is no money for extras. We live on the bascis -- food, bills, mortgage.

I have $50 per paycheck set aside for the occasional trip to the hardware store or oil change for the car. Other than the unforseen incidentals, no other money gets spent -- and this is the hard part -- no movies, no eating out, no babysitters, no clothes, no books, no toys. Ouch.

It can hurt some days, but we are so close to being debt free that the discomfort is well worth it. And we do spend loads of time having fun. Free can be a blast. We swim, we bike, we find free stuff -- we are headed to a magic show at the library tomorrow.

So, my definition of no spend is a tight one. Yah, really tight.

Edited to add -- I have money budgeted for gas, so I do drive when I need to. But my gas budget is tight (again with that word!) so my driving is limited.
post #16 of 123
I need in this..i will have to figure out some reasonable rules for myself..LIKE NO NEW DIAPERS!!!!!!!!!!!!!!
post #17 of 123
Thread Starter 
What ever works!

We use a zero-based budget so I know where all the money goes (and when it goes it is GONE) but I want to find other things to do on days where spending money is not an option. I need to get creative!
post #18 of 123
oh ladies, Im a failure after only one day! Worked sucked really bad yesterdy, so me and the other waitress went out to eat after! I hadnt made all that much money so between gas ofr the week and eating Im broke again!

ok deep breath, its still july, so really I can count this as my last slurge before the purge!
post #19 of 123
I am in. I am trying to save up some extra money for my vacation in September.
post #20 of 123
I'm in!! I've been lurking here the past few months so everyone!! We're moving 9/1 and need to buy a new stove for the new place plus save up for the moving van and other extra expenses that always pop up with a move so I've decided this will be the month. I think the hardest part for me will be not getting my morning iced coffee, but I can make it at home Other than groceries (includes house necessities), bills, gas $$ and dh's weekly allowance for his coffee in the morning (he leaves before the crack of dawn and works construction so I've decided to let this one slide : ) but other than that it's directly to savings!
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